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Seneca Falls, NY

Cost of living in Seneca County, NY

Estimated monthly cost
$2,991/mo
for a single person, all categories combined

Population 33,125 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $835 28%
Federal tax $513 17%
Healthcare $480 16%
Groceries $404 14%
Transport $320 11%
Energy $208 7%
State tax $176 6%
Water $55 2%

Rent in Seneca County

Fair Market Rents by bedroom count.

Studio
$820
per month
1 bedroom
$835
per month
2 bedroom
$1,075
per month
3 bedroom
$1,409
per month
4 bedroom
$1,805
per month

Source: HUD FMR FY2025

Income and earnings in Seneca County

Annual earnings figures from the Census ACS.

Household income
$66,007
per year
Individual earnings
$41,420
per year
Per capita
$36,170
per year

Source: ACS 2019-2023 5-Year.

Home values in Seneca County

Average values reported by homeowners.

Average home value
$142,700
Annual property tax
$3,267

Source: ACS 2019-2023 5-Year

Energy costs in Seneca County

Estimated monthly electricity and gas costs.

Electricity
$140
per month · 23.4¢/kWh
Natural gas
$68
per month
Annual total
$2,496
per year

Source: EIA

Healthcare in Seneca County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
8.7%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Seneca County

State and local tax rates for New York.

State income tax
10.9%
Top marginal rate
State sales tax
4.0%
Combined sales tax
8.5%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Seneca County

Commute patterns and estimated costs.

Average commute
21.5 min
Drive alone
75.2%
Public transit
0.4%
Work from home
7.9%

Source: ACS

Monthly cost estimates for Seneca County

What it costs to live in Seneca County each month.

Single person
$2,991
per month
  • Rent $835
  • Energy $208
  • Water $55
  • Groceries $404
  • Transport $320
  • Healthcare $480
  • Federal tax $513
  • State tax $176
Couple
$4,382
per month
  • Rent $1,075
  • Energy $250
  • Water $65
  • Groceries $669
  • Transport $420
  • Healthcare $864
  • Federal tax $750
  • State tax $289
Family
$6,921
per month
  • Rent $1,409
  • Energy $312
  • Water $75
  • Groceries $1,016
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $750
  • State tax $289

Frequently asked questions about Seneca County

Common questions about cost of living, rent and salary.

What is the average rent in Seneca County?

In Seneca County, NY, a one-bedroom apartment averages $835 per month, a two-bedroom averages $1,075 per month, a three-bedroom averages $1,409 per month, according to HUD Fair Market Rent data.

What is the average salary in Seneca County?

In Seneca County, NY, the average household income is $66,007 per year and individual earnings for full-time workers average $41,420 per year, according to U.S. Census Bureau data.

What is the cost of living in Seneca County?

The estimated cost of living in Seneca County, NY is approximately $2,991 per month for a single person, $4,382 for a couple, $6,921 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Seneca County?

The combined sales tax rate in Seneca County, NY is 8.52%, which includes the New York state rate of 4.00% plus an average local rate of 4.52%.

Is Seneca County an affordable place to live?

Based on the data, a single person in Seneca County, NY would need approximately $2,991 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $66,007 per year ($5,501 per month). Seneca County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Seneca County?

The ACA marketplace benchmark premium in Seneca County, NY is approximately $480 per month for an individual. Approximately 8.7% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Seneca County?

The average home value in Seneca County, NY is $142,700, with average annual property taxes of $3,267, according to U.S. Census Bureau data.

How does Seneca County compare to other areas?

You can compare Seneca County, NY with any other US county using our comparison tool at /compare. Seneca County is in the Seneca Falls, NY metro area.

Other counties in New York

Browse the full list of counties in New York, ranked by cost of living.

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Compare Seneca County with another area

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About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources