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New York

Cost of living in Schuyler County, NY

Estimated monthly cost
$2,920/mo
for a single person, all categories combined

Population 17,749 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $806 28%
Healthcare $480 16%
Federal tax $480 16%
Groceries $404 14%
Transport $320 11%
Energy $208 7%
State tax $167 6%
Water $55 2%

Rent in Schuyler County

Fair Market Rents by bedroom count.

Studio
$725
per month
1 bedroom
$806
per month
2 bedroom
$1,057
per month
3 bedroom
$1,393
per month
4 bedroom
$1,460
per month

Source: HUD FMR FY2025

Income and earnings in Schuyler County

Annual earnings figures from the Census ACS.

Household income
$65,625
per year
Individual earnings
$39,409
per year
Per capita
$36,356
per year

Source: ACS 2019-2023 5-Year.

Home values in Schuyler County

Average values reported by homeowners.

Average home value
$163,300
Annual property tax
$3,165

Source: ACS 2019-2023 5-Year

Energy costs in Schuyler County

Estimated monthly electricity and gas costs.

Electricity
$140
per month · 23.4¢/kWh
Natural gas
$68
per month
Annual total
$2,496
per year

Source: EIA

Healthcare in Schuyler County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
4.1%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Schuyler County

State and local tax rates for New York.

State income tax
10.9%
Top marginal rate
State sales tax
4.0%
Combined sales tax
8.5%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Schuyler County

Commute patterns and estimated costs.

Average commute
27.0 min
Drive alone
76.6%
Public transit
0.3%
Work from home
7.5%

Source: ACS

Monthly cost estimates for Schuyler County

What it costs to live in Schuyler County each month.

Single person
$2,920
per month
  • Rent $806
  • Energy $208
  • Water $55
  • Groceries $404
  • Transport $320
  • Healthcare $480
  • Federal tax $480
  • State tax $167
Couple
$4,356
per month
  • Rent $1,057
  • Energy $250
  • Water $65
  • Groceries $669
  • Transport $420
  • Healthcare $864
  • Federal tax $744
  • State tax $287
Family
$6,897
per month
  • Rent $1,393
  • Energy $312
  • Water $75
  • Groceries $1,016
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $744
  • State tax $287

Frequently asked questions about Schuyler County

Common questions about cost of living, rent and salary.

What is the average rent in Schuyler County?

In Schuyler County, NY, a one-bedroom apartment averages $806 per month, a two-bedroom averages $1,057 per month, a three-bedroom averages $1,393 per month, according to HUD Fair Market Rent data.

What is the average salary in Schuyler County?

In Schuyler County, NY, the average household income is $65,625 per year and individual earnings for full-time workers average $39,409 per year, according to U.S. Census Bureau data.

What is the cost of living in Schuyler County?

The estimated cost of living in Schuyler County, NY is approximately $2,920 per month for a single person, $4,356 for a couple, $6,897 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Schuyler County?

The combined sales tax rate in Schuyler County, NY is 8.52%, which includes the New York state rate of 4.00% plus an average local rate of 4.52%.

Is Schuyler County an affordable place to live?

Based on the data, a single person in Schuyler County, NY would need approximately $2,920 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $65,625 per year ($5,469 per month). Schuyler County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Schuyler County?

The ACA marketplace benchmark premium in Schuyler County, NY is approximately $480 per month for an individual. Approximately 4.1% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Schuyler County?

The average home value in Schuyler County, NY is $163,300, with average annual property taxes of $3,165, according to U.S. Census Bureau data.

How does Schuyler County compare to other areas?

You can compare Schuyler County, NY with any other US county using our comparison tool at /compare. Schuyler County is in New York.

Other counties in New York

Browse the full list of counties in New York, ranked by cost of living.

See all counties in New York

Compare Schuyler County with another area

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About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources