Cost of living in New Jersey
Rent, taxes, earnings and more across all 21 New Jersey counties.
Last updated May 21, 2026
Taxes in New Jersey
State income, sales and local tax rates.
New Jersey has a graduated state income tax ranging from 1.4% to 10.75%.
Use our salary calculator to see your take-home pay in New Jersey
Tax information is for general reference. Consult a qualified tax professional for advice on your specific situation.
Rent in New Jersey
The average one-bedroom rent across New Jersey is $1,627/mo. Rent varies from $1,213/mo in Cape May County to $2,029/mo in Hudson County.
Cheapest places to live in New Jersey
Top 10 counties by estimated single-person monthly cost.
- #1 Cumberland County$3,193/moRent$1,275/mo Income$64,499/yr#1 Cumberland County $3,193/mo $1,275/mo $64,499/yr
- #2 Cape May County$3,386/moRent$1,213/mo Income$88,046/yr#2 Cape May County $3,386/mo $1,213/mo $88,046/yr
- #3 Atlantic County$3,424/moRent$1,414/mo Income$76,819/yr#3 Atlantic County $3,424/mo $1,414/mo $76,819/yr
- #4 Camden County$3,601/moRent$1,512/mo Income$86,384/yr#4 Camden County $3,601/mo $1,512/mo $86,384/yr
- #5 Salem County$3,641/moRent$1,512/mo Income$78,412/yr#5 Salem County $3,641/mo $1,512/mo $78,412/yr
- #6 Warren County$3,643/moRent$1,392/mo Income$99,596/yr#6 Warren County $3,643/mo $1,392/mo $99,596/yr
- #7 Mercer County$3,724/moRent$1,605/mo Income$96,333/yr#7 Mercer County $3,724/mo $1,605/mo $96,333/yr
- #8 Gloucester County$3,799/moRent$1,512/mo Income$102,807/yr#8 Gloucester County $3,799/mo $1,512/mo $102,807/yr
- #9 Passaic County$3,806/moRent$1,807/mo Income$87,137/yr#9 Passaic County $3,806/mo $1,807/mo $87,137/yr
- #10 Essex County$3,820/moRent$1,768/mo Income$76,712/yr#10 Essex County $3,820/mo $1,768/mo $76,712/yr
Rankings include rent, utilities, groceries, transport, healthcare and taxes. See our methodology.
Most expensive places to live in New Jersey
Top 10 counties by estimated single-person monthly cost.
- #1 Hunterdon County$4,435/moRent$1,731/mo Income$139,453/yr#1 Hunterdon County $4,435/mo $1,731/mo $139,453/yr
- #2 Morris County$4,361/moRent$1,768/mo Income$134,929/yr#2 Morris County $4,361/mo $1,768/mo $134,929/yr
- #3 Somerset County$4,333/moRent$1,731/mo Income$135,960/yr#3 Somerset County $4,333/mo $1,731/mo $135,960/yr
- #4 Bergen County$4,239/moRent$1,807/mo Income$123,715/yr#4 Bergen County $4,239/mo $1,807/mo $123,715/yr
- #5 Hudson County$4,228/moRent$2,029/mo Income$90,032/yr#5 Hudson County $4,228/mo $2,029/mo $90,032/yr
- #6 Sussex County$4,187/moRent$1,768/mo Income$114,316/yr#6 Sussex County $4,187/mo $1,768/mo $114,316/yr
- #7 Monmouth County$4,023/moRent$1,654/mo Income$122,727/yr#7 Monmouth County $4,023/mo $1,654/mo $122,727/yr
- #8 Middlesex County$3,954/moRent$1,731/mo Income$109,028/yr#8 Middlesex County $3,954/mo $1,731/mo $109,028/yr
- #9 Union County$3,927/moRent$1,768/mo Income$100,117/yr#9 Union County $3,927/mo $1,768/mo $100,117/yr
- #10 Burlington County$3,854/moRent$1,512/mo Income$105,271/yr#10 Burlington County $3,854/mo $1,512/mo $105,271/yr
Highest earning counties in New Jersey
Top 10 by average household income.
- #1 Hunterdon County$139,453/yrCost$4,435/mo Rent$1,731/mo#1 Hunterdon County $139,453/yr $4,435/mo $1,731/mo
- #2 Somerset County$135,960/yrCost$4,333/mo Rent$1,731/mo#2 Somerset County $135,960/yr $4,333/mo $1,731/mo
- #3 Morris County$134,929/yrCost$4,361/mo Rent$1,768/mo#3 Morris County $134,929/yr $4,361/mo $1,768/mo
- #4 Bergen County$123,715/yrCost$4,239/mo Rent$1,807/mo#4 Bergen County $123,715/yr $4,239/mo $1,807/mo
- #5 Monmouth County$122,727/yrCost$4,023/mo Rent$1,654/mo#5 Monmouth County $122,727/yr $4,023/mo $1,654/mo
- #6 Sussex County$114,316/yrCost$4,187/mo Rent$1,768/mo#6 Sussex County $114,316/yr $4,187/mo $1,768/mo
- #7 Middlesex County$109,028/yrCost$3,954/mo Rent$1,731/mo#7 Middlesex County $109,028/yr $3,954/mo $1,731/mo
- #8 Burlington County$105,271/yrCost$3,854/mo Rent$1,512/mo#8 Burlington County $105,271/yr $3,854/mo $1,512/mo
- #9 Gloucester County$102,807/yrCost$3,799/mo Rent$1,512/mo#9 Gloucester County $102,807/yr $3,799/mo $1,512/mo
- #10 Union County$100,117/yrCost$3,927/mo Rent$1,768/mo#10 Union County $100,117/yr $3,927/mo $1,768/mo
All 21 counties in New Jersey
Sorted by population. Type to filter.
- Bergen County Pop954,717 Rent$1,807/mo Income$123,715/yr Cost$4,239/mo
- Middlesex County Pop861,535 Rent$1,731/mo Income$109,028/yr Cost$3,954/mo
- Essex County Pop854,130 Rent$1,768/mo Income$76,712/yr Cost$3,820/mo
- Hudson County Pop710,478 Rent$2,029/mo Income$90,032/yr Cost$4,228/mo
- Ocean County Pop646,434 Rent$1,654/mo Income$86,411/yr Cost$3,824/mo
- Monmouth County Pop643,615 Rent$1,654/mo Income$122,727/yr Cost$4,023/mo
- Union County Pop572,549 Rent$1,768/mo Income$100,117/yr Cost$3,927/mo
- Camden County Pop524,042 Rent$1,512/mo Income$86,384/yr Cost$3,601/mo
- Passaic County Pop518,289 Rent$1,807/mo Income$87,137/yr Cost$3,806/mo
- Morris County Pop510,375 Rent$1,768/mo Income$134,929/yr Cost$4,361/mo
- Burlington County Pop464,226 Rent$1,512/mo Income$105,271/yr Cost$3,854/mo
- Mercer County Pop383,286 Rent$1,605/mo Income$96,333/yr Cost$3,724/mo
- Somerset County Pop346,203 Rent$1,731/mo Income$135,960/yr Cost$4,333/mo
- Gloucester County Pop304,504 Rent$1,512/mo Income$102,807/yr Cost$3,799/mo
- Atlantic County Pop274,704 Rent$1,414/mo Income$76,819/yr Cost$3,424/mo
- Cumberland County Pop152,915 Rent$1,275/mo Income$64,499/yr Cost$3,193/mo
- Sussex County Pop145,117 Rent$1,768/mo Income$114,316/yr Cost$4,187/mo
- Hunterdon County Pop129,448 Rent$1,731/mo Income$139,453/yr Cost$4,435/mo
- Warren County Pop110,238 Rent$1,392/mo Income$99,596/yr Cost$3,643/mo
- Cape May County Pop95,236 Rent$1,213/mo Income$88,046/yr Cost$3,386/mo
- Salem County Pop64,973 Rent$1,512/mo Income$78,412/yr Cost$3,641/mo
Compare any two areas in New Jersey
Put two counties side by side to see how rent, taxes and everyday costs stack up.
Open comparison toolFrequently asked questions about New Jersey
Common questions about cost of living, taxes and rent.
What is the cost of living in New Jersey?
The average cost of living in New Jersey is approximately $3,876 per month for a single person. This includes rent, utilities, groceries, transportation, healthcare and taxes. Costs range from $3,193/mo in Cumberland County to $4,435/mo in Hunterdon County.
What is the average rent in New Jersey?
The average one-bedroom rent in New Jersey is $1,627 per month, based on HUD Fair Market Rent data across all 21 counties.
What is the average salary in New Jersey?
The average household income in New Jersey is $100,891 per year, according to U.S. Census Bureau data.
Does New Jersey have state income tax?
Yes, New Jersey has a graduated income tax ranging from 1.4% to 10.75%.
What is the sales tax in New Jersey?
The combined state and local sales tax rate in New Jersey averages 6.63%. The state rate is 6.63% with an average local addition of 0.00%.
What are the cheapest places to live in New Jersey?
The cheapest counties to live in New Jersey based on overall monthly costs are: 1. Cumberland County ($3,193/mo), 2. Cape May County ($3,386/mo), 3. Atlantic County ($3,424/mo), 4. Camden County ($3,601/mo), 5. Salem County ($3,641/mo).
What are the most expensive places to live in New Jersey?
The most expensive counties to live in New Jersey based on overall monthly costs are: 1. Hunterdon County ($4,435/mo), 2. Morris County ($4,361/mo), 3. Somerset County ($4,333/mo), 4. Bergen County ($4,239/mo), 5. Hudson County ($4,228/mo).
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About this data
All figures on this page come from official U.S. government sources.
- U.S. Census Bureau (ACS 5-Year Estimates)
- HUD Fair Market Rents FY2025
- Energy Information Administration (EIA)
- Tax Foundation state and local rates