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New York-Newark-Jersey City, NY-NJ

Cost of living in Hunterdon County, NJ

Part of the New York Metro Area

Estimated monthly cost
$4,435/mo
for a single person, all categories combined

Population 129,448 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,731 39%
Federal tax $1,063 24%
Healthcare $480 11%
Groceries $392 9%
Transport $320 7%
State tax $200 5%
Energy $194 4%
Water $55 1%

Rent in Hunterdon County

Fair Market Rents by bedroom count.

Studio
$1,540
per month
1 bedroom
$1,731
per month
2 bedroom
$2,176
per month
3 bedroom
$2,622
per month
4 bedroom
$2,885
per month

Source: HUD FMR FY2025

Income and earnings in Hunterdon County

Annual earnings figures from the Census ACS.

Household income
$139,453
per year
Individual earnings
$70,521
per year
Per capita
$71,070
per year

Source: ACS 2019-2023 5-Year.

Home values in Hunterdon County

Average values reported by homeowners.

Average home value
$498,800
Annual property tax
$10,001

Source: ACS 2019-2023 5-Year

Energy costs in Hunterdon County

Estimated monthly electricity and gas costs.

Electricity
$132
per month · 19.4¢/kWh
Natural gas
$62
per month
Annual total
$2,328
per year

Source: EIA

Healthcare in Hunterdon County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
2.9%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Hunterdon County

State and local tax rates for New Jersey.

State income tax
10.8%
Top marginal rate
State sales tax
6.6%
Combined sales tax
6.6%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Hunterdon County

Commute patterns and estimated costs.

Average commute
33.6 min
Drive alone
71.3%
Public transit
1.7%
Work from home
19.7%

Source: ACS

Monthly cost estimates for Hunterdon County

What it costs to live in Hunterdon County each month.

Single person
$4,435
per month
  • Rent $1,731
  • Energy $194
  • Water $55
  • Groceries $392
  • Transport $320
  • Healthcare $480
  • Federal tax $1,063
  • State tax $200
Couple
$7,057
per month
  • Rent $2,176
  • Energy $233
  • Water $65
  • Groceries $650
  • Transport $420
  • Healthcare $864
  • Federal tax $2,086
  • State tax $563
Family
$9,693
per month
  • Rent $2,622
  • Energy $291
  • Water $75
  • Groceries $986
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $2,086
  • State tax $563

Frequently asked questions about Hunterdon County

Common questions about cost of living, rent and salary.

What is the average rent in Hunterdon County?

In Hunterdon County, NJ, a one-bedroom apartment averages $1,731 per month, a two-bedroom averages $2,176 per month, a three-bedroom averages $2,622 per month, according to HUD Fair Market Rent data.

What is the average salary in Hunterdon County?

In Hunterdon County, NJ, the average household income is $139,453 per year and individual earnings for full-time workers average $70,521 per year, according to U.S. Census Bureau data.

What is the cost of living in Hunterdon County?

The estimated cost of living in Hunterdon County, NJ is approximately $4,435 per month for a single person, $7,057 for a couple, $9,693 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Hunterdon County?

The combined sales tax rate in Hunterdon County, NJ is 6.63%, which includes the New Jersey state rate of 6.63% plus an average local rate of 0.00%.

Is Hunterdon County an affordable place to live?

Based on the data, a single person in Hunterdon County, NJ would need approximately $4,435 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $139,453 per year ($11,621 per month). Hunterdon County is relatively affordable compared to the national average.

How much does healthcare cost in Hunterdon County?

The ACA marketplace benchmark premium in Hunterdon County, NJ is approximately $480 per month for an individual. Approximately 2.9% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Hunterdon County?

The average home value in Hunterdon County, NJ is $498,800, with average annual property taxes of $10,001, according to U.S. Census Bureau data.

How does Hunterdon County compare to other areas?

You can compare Hunterdon County, NJ with any other US county using our comparison tool at /compare. Hunterdon County is in the New York-Newark-Jersey City, NY-NJ metro area.

Other counties in New Jersey

Browse the full list of counties in New Jersey, ranked by cost of living.

See all counties in New Jersey

Compare Hunterdon County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources