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Vineland, NJ

Cost of living in Cumberland County, NJ

Part of the Vineland Metro Area

Estimated monthly cost
$3,193/mo
for a single person, all categories combined

Population 152,915 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,275 40%
Healthcare $480 15%
Federal tax $428 13%
Groceries $392 12%
Transport $320 10%
Energy $194 6%
Water $55 2%
State tax $49 2%

Rent in Cumberland County

Fair Market Rents by bedroom count.

Studio
$1,208
per month
1 bedroom
$1,275
per month
2 bedroom
$1,591
per month
3 bedroom
$2,163
per month
4 bedroom
$2,186
per month

Source: HUD FMR FY2025

Income and earnings in Cumberland County

Annual earnings figures from the Census ACS.

Household income
$64,499
per year
Individual earnings
$36,224
per year
Per capita
$33,587
per year

Source: ACS 2019-2023 5-Year.

Home values in Cumberland County

Average values reported by homeowners.

Average home value
$205,600
Annual property tax
$5,048

Source: ACS 2019-2023 5-Year

Energy costs in Cumberland County

Estimated monthly electricity and gas costs.

Electricity
$132
per month · 19.4¢/kWh
Natural gas
$62
per month
Annual total
$2,328
per year

Source: EIA

Healthcare in Cumberland County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
10.2%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Cumberland County

State and local tax rates for New Jersey.

State income tax
10.8%
Top marginal rate
State sales tax
6.6%
Combined sales tax
6.6%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Cumberland County

Commute patterns and estimated costs.

Average commute
25.0 min
Drive alone
78.0%
Public transit
1.1%
Work from home
4.9%

Source: ACS

Monthly cost estimates for Cumberland County

What it costs to live in Cumberland County each month.

Single person
$3,193
per month
  • Rent $1,275
  • Energy $194
  • Water $55
  • Groceries $392
  • Transport $320
  • Healthcare $480
  • Federal tax $428
  • State tax $49
Couple
$4,722
per month
  • Rent $1,591
  • Energy $233
  • Water $65
  • Groceries $650
  • Transport $420
  • Healthcare $864
  • Federal tax $726
  • State tax $173
Family
$7,484
per month
  • Rent $2,163
  • Energy $291
  • Water $75
  • Groceries $986
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $726
  • State tax $173

Frequently asked questions about Cumberland County

Common questions about cost of living, rent and salary.

What is the average rent in Cumberland County?

In Cumberland County, NJ, a one-bedroom apartment averages $1,275 per month, a two-bedroom averages $1,591 per month, a three-bedroom averages $2,163 per month, according to HUD Fair Market Rent data.

What is the average salary in Cumberland County?

In Cumberland County, NJ, the average household income is $64,499 per year and individual earnings for full-time workers average $36,224 per year, according to U.S. Census Bureau data.

What is the cost of living in Cumberland County?

The estimated cost of living in Cumberland County, NJ is approximately $3,193 per month for a single person, $4,722 for a couple, $7,484 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Cumberland County?

The combined sales tax rate in Cumberland County, NJ is 6.63%, which includes the New Jersey state rate of 6.63% plus an average local rate of 0.00%.

Is Cumberland County an affordable place to live?

Based on the data, a single person in Cumberland County, NJ would need approximately $3,193 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $64,499 per year ($5,375 per month). Cumberland County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Cumberland County?

The ACA marketplace benchmark premium in Cumberland County, NJ is approximately $480 per month for an individual. Approximately 10.2% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Cumberland County?

The average home value in Cumberland County, NJ is $205,600, with average annual property taxes of $5,048, according to U.S. Census Bureau data.

How does Cumberland County compare to other areas?

You can compare Cumberland County, NJ with any other US county using our comparison tool at /compare. Cumberland County is in the Vineland, NJ metro area.

Other counties in New Jersey

Browse the full list of counties in New Jersey, ranked by cost of living.

See all counties in New Jersey

Compare Cumberland County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources