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New York-Newark-Jersey City, NY-NJ

Cost of living in Sussex County, NJ

Part of the New York Metro Area

Estimated monthly cost
$4,187/mo
for a single person, all categories combined

Population 145,117 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,768 42%
Federal tax $824 20%
Healthcare $480 11%
Groceries $392 9%
Transport $320 8%
Energy $194 5%
State tax $154 4%
Water $55 1%

Rent in Sussex County

Fair Market Rents by bedroom count.

Studio
$1,551
per month
1 bedroom
$1,768
per month
2 bedroom
$2,140
per month
3 bedroom
$2,695
per month
4 bedroom
$3,065
per month

Source: HUD FMR FY2025

Income and earnings in Sussex County

Annual earnings figures from the Census ACS.

Household income
$114,316
per year
Individual earnings
$60,398
per year
Per capita
$56,471
per year

Source: ACS 2019-2023 5-Year.

Home values in Sussex County

Average values reported by homeowners.

Average home value
$342,800
Annual property tax
$8,462

Source: ACS 2019-2023 5-Year

Energy costs in Sussex County

Estimated monthly electricity and gas costs.

Electricity
$132
per month · 19.4¢/kWh
Natural gas
$62
per month
Annual total
$2,328
per year

Source: EIA

Healthcare in Sussex County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
3.5%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Sussex County

State and local tax rates for New Jersey.

State income tax
10.8%
Top marginal rate
State sales tax
6.6%
Combined sales tax
6.6%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Sussex County

Commute patterns and estimated costs.

Average commute
36.3 min
Drive alone
77.4%
Public transit
1.1%
Work from home
13.7%

Source: ACS

Monthly cost estimates for Sussex County

What it costs to live in Sussex County each month.

Single person
$4,187
per month
  • Rent $1,768
  • Energy $194
  • Water $55
  • Groceries $392
  • Transport $320
  • Healthcare $480
  • Federal tax $824
  • State tax $154
Couple
$6,343
per month
  • Rent $2,140
  • Energy $233
  • Water $65
  • Groceries $650
  • Transport $420
  • Healthcare $864
  • Federal tax $1,541
  • State tax $430
Family
$9,088
per month
  • Rent $2,695
  • Energy $291
  • Water $75
  • Groceries $986
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $1,541
  • State tax $430

Frequently asked questions about Sussex County

Common questions about cost of living, rent and salary.

What is the average rent in Sussex County?

In Sussex County, NJ, a one-bedroom apartment averages $1,768 per month, a two-bedroom averages $2,140 per month, a three-bedroom averages $2,695 per month, according to HUD Fair Market Rent data.

What is the average salary in Sussex County?

In Sussex County, NJ, the average household income is $114,316 per year and individual earnings for full-time workers average $60,398 per year, according to U.S. Census Bureau data.

What is the cost of living in Sussex County?

The estimated cost of living in Sussex County, NJ is approximately $4,187 per month for a single person, $6,343 for a couple, $9,088 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Sussex County?

The combined sales tax rate in Sussex County, NJ is 6.63%, which includes the New Jersey state rate of 6.63% plus an average local rate of 0.00%.

Is Sussex County an affordable place to live?

Based on the data, a single person in Sussex County, NJ would need approximately $4,187 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $114,316 per year ($9,526 per month). Sussex County is relatively affordable compared to the national average.

How much does healthcare cost in Sussex County?

The ACA marketplace benchmark premium in Sussex County, NJ is approximately $480 per month for an individual. Approximately 3.5% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Sussex County?

The average home value in Sussex County, NJ is $342,800, with average annual property taxes of $8,462, according to U.S. Census Bureau data.

How does Sussex County compare to other areas?

You can compare Sussex County, NJ with any other US county using our comparison tool at /compare. Sussex County is in the New York-Newark-Jersey City, NY-NJ metro area.

Other counties in New Jersey

Browse the full list of counties in New Jersey, ranked by cost of living.

See all counties in New Jersey

Compare Sussex County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP