Skip to main content
LiveWhere us
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD

Cost of living in Camden County, NJ

Part of the Philadelphia Metro Area

Estimated monthly cost
$3,601/mo
for a single person, all categories combined

Population 524,042 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,512 42%
Federal tax $621 17%
Healthcare $480 13%
Groceries $392 11%
Transport $250 7%
Energy $194 5%
State tax $97 3%
Water $55 2%

Rent in Camden County

Fair Market Rents by bedroom count.

Studio
$1,372
per month
1 bedroom
$1,512
per month
2 bedroom
$1,802
per month
3 bedroom
$2,171
per month
4 bedroom
$2,468
per month

Source: HUD FMR FY2025

Income and earnings in Camden County

Annual earnings figures from the Census ACS.

Household income
$86,384
per year
Individual earnings
$48,005
per year
Per capita
$44,380
per year

Source: ACS 2019-2023 5-Year.

Home values in Camden County

Average values reported by homeowners.

Average home value
$262,200
Annual property tax
$8,063

Source: ACS 2019-2023 5-Year

Energy costs in Camden County

Estimated monthly electricity and gas costs.

Electricity
$132
per month · 19.4¢/kWh
Natural gas
$62
per month
Annual total
$2,328
per year

Source: EIA

Healthcare in Camden County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
6.4%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Camden County

State and local tax rates for New Jersey.

State income tax
10.8%
Top marginal rate
State sales tax
6.6%
Combined sales tax
6.6%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Camden County

Commute patterns and estimated costs.

Average commute
28.0 min
Drive alone
68.9%
Public transit
4.9%
Work from home
13.7%

Source: ACS

Monthly cost estimates for Camden County

What it costs to live in Camden County each month.

Single person
$3,601
per month
  • Rent $1,512
  • Energy $194
  • Water $55
  • Groceries $392
  • Transport $250
  • Healthcare $480
  • Federal tax $621
  • State tax $97
Couple
$5,329
per month
  • Rent $1,802
  • Energy $233
  • Water $65
  • Groceries $650
  • Transport $350
  • Healthcare $864
  • Federal tax $1,084
  • State tax $281
Family
$7,888
per month
  • Rent $2,171
  • Energy $291
  • Water $75
  • Groceries $986
  • Transport $450
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $1,084
  • State tax $281

Frequently asked questions about Camden County

Common questions about cost of living, rent and salary.

What is the average rent in Camden County?

In Camden County, NJ, a one-bedroom apartment averages $1,512 per month, a two-bedroom averages $1,802 per month, a three-bedroom averages $2,171 per month, according to HUD Fair Market Rent data.

What is the average salary in Camden County?

In Camden County, NJ, the average household income is $86,384 per year and individual earnings for full-time workers average $48,005 per year, according to U.S. Census Bureau data.

What is the cost of living in Camden County?

The estimated cost of living in Camden County, NJ is approximately $3,601 per month for a single person, $5,329 for a couple, $7,888 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Camden County?

The combined sales tax rate in Camden County, NJ is 6.63%, which includes the New Jersey state rate of 6.63% plus an average local rate of 0.00%.

Is Camden County an affordable place to live?

Based on the data, a single person in Camden County, NJ would need approximately $3,601 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $86,384 per year ($7,199 per month). Camden County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Camden County?

The ACA marketplace benchmark premium in Camden County, NJ is approximately $480 per month for an individual. Approximately 6.4% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Camden County?

The average home value in Camden County, NJ is $262,200, with average annual property taxes of $8,063, according to U.S. Census Bureau data.

How does Camden County compare to other areas?

You can compare Camden County, NJ with any other US county using our comparison tool at /compare. Camden County is in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro area.

Other counties in New Jersey

Browse the full list of counties in New Jersey, ranked by cost of living.

See all counties in New Jersey

Compare Camden County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources