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Philadelphia-Camden-Wilmington, PA-NJ-DE-MD

Cost of living in Gloucester County, NJ

Part of the Philadelphia Metro Area

Estimated monthly cost
$3,799/mo
for a single person, all categories combined

Population 304,504 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,512 40%
Federal tax $721 19%
Healthcare $480 13%
Groceries $392 10%
Transport $320 8%
Energy $194 5%
State tax $125 3%
Water $55 1%

Rent in Gloucester County

Fair Market Rents by bedroom count.

Studio
$1,372
per month
1 bedroom
$1,512
per month
2 bedroom
$1,802
per month
3 bedroom
$2,171
per month
4 bedroom
$2,468
per month

Source: HUD FMR FY2025

Income and earnings in Gloucester County

Annual earnings figures from the Census ACS.

Household income
$102,807
per year
Individual earnings
$54,134
per year
Per capita
$47,760
per year

Source: ACS 2019-2023 5-Year.

Home values in Gloucester County

Average values reported by homeowners.

Average home value
$283,500
Annual property tax
$7,964

Source: ACS 2019-2023 5-Year

Energy costs in Gloucester County

Estimated monthly electricity and gas costs.

Electricity
$132
per month · 19.4¢/kWh
Natural gas
$62
per month
Annual total
$2,328
per year

Source: EIA

Healthcare in Gloucester County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
4.2%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Gloucester County

State and local tax rates for New Jersey.

State income tax
10.8%
Top marginal rate
State sales tax
6.6%
Combined sales tax
6.6%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Gloucester County

Commute patterns and estimated costs.

Average commute
28.9 min
Drive alone
76.1%
Public transit
1.7%
Work from home
13.1%

Source: ACS

Monthly cost estimates for Gloucester County

What it costs to live in Gloucester County each month.

Single person
$3,799
per month
  • Rent $1,512
  • Energy $194
  • Water $55
  • Groceries $392
  • Transport $320
  • Healthcare $480
  • Federal tax $721
  • State tax $125
Couple
$5,756
per month
  • Rent $1,802
  • Energy $233
  • Water $65
  • Groceries $650
  • Transport $420
  • Healthcare $864
  • Federal tax $1,353
  • State tax $369
Family
$8,315
per month
  • Rent $2,171
  • Energy $291
  • Water $75
  • Groceries $986
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $1,353
  • State tax $369

Frequently asked questions about Gloucester County

Common questions about cost of living, rent and salary.

What is the average rent in Gloucester County?

In Gloucester County, NJ, a one-bedroom apartment averages $1,512 per month, a two-bedroom averages $1,802 per month, a three-bedroom averages $2,171 per month, according to HUD Fair Market Rent data.

What is the average salary in Gloucester County?

In Gloucester County, NJ, the average household income is $102,807 per year and individual earnings for full-time workers average $54,134 per year, according to U.S. Census Bureau data.

What is the cost of living in Gloucester County?

The estimated cost of living in Gloucester County, NJ is approximately $3,799 per month for a single person, $5,756 for a couple, $8,315 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Gloucester County?

The combined sales tax rate in Gloucester County, NJ is 6.63%, which includes the New Jersey state rate of 6.63% plus an average local rate of 0.00%.

Is Gloucester County an affordable place to live?

Based on the data, a single person in Gloucester County, NJ would need approximately $3,799 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $102,807 per year ($8,567 per month). Gloucester County is relatively affordable compared to the national average.

How much does healthcare cost in Gloucester County?

The ACA marketplace benchmark premium in Gloucester County, NJ is approximately $480 per month for an individual. Approximately 4.2% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Gloucester County?

The average home value in Gloucester County, NJ is $283,500, with average annual property taxes of $7,964, according to U.S. Census Bureau data.

How does Gloucester County compare to other areas?

You can compare Gloucester County, NJ with any other US county using our comparison tool at /compare. Gloucester County is in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro area.

Other counties in New Jersey

Browse the full list of counties in New Jersey, ranked by cost of living.

See all counties in New Jersey

Compare Gloucester County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources