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New York-Newark-Jersey City, NY-NJ

Cost of living in Long Branch, New Jersey

Monmouth County, NJ

Part of the New York Metro Area

Estimated monthly cost
$4,023/mo
for a single person, all categories combined

Population 643,615 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,654 41%
Federal tax $840 21%
Healthcare $480 12%
Groceries $392 10%
Transport $250 6%
Energy $194 5%
State tax $158 4%
Water $55 1%

Rent in Long Branch

Fair Market Rents by bedroom count.

Studio
$1,474
per month
1 bedroom
$1,654
per month
2 bedroom
$2,040
per month
3 bedroom
$2,717
per month
4 bedroom
$3,023
per month

Source: HUD FMR FY2025

Income and earnings in Long Branch

Annual earnings figures from the Census ACS.

Household income
$122,727
per year
Individual earnings
$61,396
per year
Per capita
$65,545
per year

Source: ACS 2019-2023 5-Year.

Home values in Long Branch

Average values reported by homeowners.

Average home value
$566,500
Annual property tax
$10,001

Source: ACS 2019-2023 5-Year

Energy costs in Long Branch

Estimated monthly electricity and gas costs.

Electricity
$132
per month · 19.4¢/kWh
Natural gas
$62
per month
Annual total
$2,328
per year

Source: EIA

Healthcare in Long Branch

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
5.2%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Long Branch

State and local tax rates for New Jersey.

State income tax
10.8%
Top marginal rate
State sales tax
6.6%
Combined sales tax
6.6%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Long Branch

Commute patterns and estimated costs.

Average commute
32.8 min
Drive alone
66.8%
Public transit
5.5%
Work from home
16.8%

Source: ACS

Monthly cost estimates for Long Branch

What it costs to live in Long Branch each month.

Single person
$4,023
per month
  • Rent $1,654
  • Energy $194
  • Water $55
  • Groceries $392
  • Transport $250
  • Healthcare $480
  • Federal tax $840
  • State tax $158
Couple
$6,355
per month
  • Rent $2,040
  • Energy $233
  • Water $65
  • Groceries $650
  • Transport $350
  • Healthcare $864
  • Federal tax $1,679
  • State tax $474
Family
$9,222
per month
  • Rent $2,717
  • Energy $291
  • Water $75
  • Groceries $986
  • Transport $450
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $1,679
  • State tax $474

Frequently asked questions about Long Branch

Common questions about cost of living, rent and salary.

What is the average rent in Long Branch?

In Long Branch, New Jersey, a one-bedroom apartment averages $1,654 per month, a two-bedroom averages $2,040 per month, a three-bedroom averages $2,717 per month, according to HUD Fair Market Rent data.

What is the average salary in Long Branch?

In Long Branch, New Jersey, the average household income is $122,727 per year and individual earnings for full-time workers average $61,396 per year, according to U.S. Census Bureau data.

What is the cost of living in Long Branch?

The estimated cost of living in Long Branch, New Jersey is approximately $4,023 per month for a single person, $6,355 for a couple, $9,222 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Long Branch?

The combined sales tax rate in Long Branch, New Jersey is 6.63%, which includes the New Jersey state rate of 6.63% plus an average local rate of 0.00%.

Is Long Branch an affordable place to live?

Based on the data, a single person in Long Branch, New Jersey would need approximately $4,023 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $122,727 per year ($10,227 per month). Long Branch is relatively affordable compared to the national average.

How much does healthcare cost in Long Branch?

The ACA marketplace benchmark premium in Long Branch, New Jersey is approximately $480 per month for an individual. Approximately 5.2% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Long Branch?

The average home value in Long Branch, New Jersey is $566,500, with average annual property taxes of $10,001, according to U.S. Census Bureau data.

How does Long Branch compare to other areas?

You can compare Long Branch, New Jersey with any other US county using our comparison tool at /compare. Long Branch is in the New York-Newark-Jersey City, NY-NJ metro area.

Other counties in New Jersey

Browse the full list of counties in New Jersey, ranked by cost of living.

See all counties in New Jersey

Compare Long Branch with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources