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New York-Newark-Jersey City, NY-NJ

Cost of living in Hackensack, New Jersey

Bergen County, NJ

Part of the New York Metro Area

Estimated monthly cost
$4,239/mo
for a single person, all categories combined

Population 954,717 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,807 43%
Federal tax $892 21%
Healthcare $480 11%
Groceries $392 9%
Transport $250 6%
Energy $194 5%
State tax $169 4%
Water $55 1%

Rent in Hackensack

Fair Market Rents by bedroom count.

Studio
$1,556
per month
1 bedroom
$1,807
per month
2 bedroom
$2,072
per month
3 bedroom
$2,550
per month
4 bedroom
$3,225
per month

Source: HUD FMR FY2025

Income and earnings in Hackensack

Annual earnings figures from the Census ACS.

Household income
$123,715
per year
Individual earnings
$63,635
per year
Per capita
$62,986
per year

Source: ACS 2019-2023 5-Year.

Home values in Hackensack

Average values reported by homeowners.

Average home value
$593,200
Annual property tax
$10,001

Source: ACS 2019-2023 5-Year

Energy costs in Hackensack

Estimated monthly electricity and gas costs.

Electricity
$132
per month · 19.4¢/kWh
Natural gas
$62
per month
Annual total
$2,328
per year

Source: EIA

Healthcare in Hackensack

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
6.2%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Hackensack

State and local tax rates for New Jersey.

State income tax
10.8%
Top marginal rate
State sales tax
6.6%
Combined sales tax
6.6%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Hackensack

Commute patterns and estimated costs.

Average commute
31.3 min
Drive alone
60.6%
Public transit
11.2%
Work from home
16.3%

Source: ACS

Monthly cost estimates for Hackensack

What it costs to live in Hackensack each month.

Single person
$4,239
per month
  • Rent $1,807
  • Energy $194
  • Water $55
  • Groceries $392
  • Transport $250
  • Healthcare $480
  • Federal tax $892
  • State tax $169
Couple
$6,411
per month
  • Rent $2,072
  • Energy $233
  • Water $65
  • Groceries $650
  • Transport $350
  • Healthcare $864
  • Federal tax $1,697
  • State tax $480
Family
$9,079
per month
  • Rent $2,550
  • Energy $291
  • Water $75
  • Groceries $986
  • Transport $450
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $1,697
  • State tax $480

Frequently asked questions about Hackensack

Common questions about cost of living, rent and salary.

What is the average rent in Hackensack?

In Hackensack, New Jersey, a one-bedroom apartment averages $1,807 per month, a two-bedroom averages $2,072 per month, a three-bedroom averages $2,550 per month, according to HUD Fair Market Rent data.

What is the average salary in Hackensack?

In Hackensack, New Jersey, the average household income is $123,715 per year and individual earnings for full-time workers average $63,635 per year, according to U.S. Census Bureau data.

What is the cost of living in Hackensack?

The estimated cost of living in Hackensack, New Jersey is approximately $4,239 per month for a single person, $6,411 for a couple, $9,079 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Hackensack?

The combined sales tax rate in Hackensack, New Jersey is 6.63%, which includes the New Jersey state rate of 6.63% plus an average local rate of 0.00%.

Is Hackensack an affordable place to live?

Based on the data, a single person in Hackensack, New Jersey would need approximately $4,239 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $123,715 per year ($10,310 per month). Hackensack is relatively affordable compared to the national average.

How much does healthcare cost in Hackensack?

The ACA marketplace benchmark premium in Hackensack, New Jersey is approximately $480 per month for an individual. Approximately 6.2% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Hackensack?

The average home value in Hackensack, New Jersey is $593,200, with average annual property taxes of $10,001, according to U.S. Census Bureau data.

How does Hackensack compare to other areas?

You can compare Hackensack, New Jersey with any other US county using our comparison tool at /compare. Hackensack is in the New York-Newark-Jersey City, NY-NJ metro area.

Other counties in New Jersey

Browse the full list of counties in New Jersey, ranked by cost of living.

See all counties in New Jersey

Compare Hackensack with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources