Skip to main content
LiveWhere us
Atlantic City-Hammonton, NJ

Cost of living in Atlantic County, NJ

Part of the Atlantic City Metro Area

Estimated monthly cost
$3,424/mo
for a single person, all categories combined

Population 274,704 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,414 41%
Federal tax $505 15%
Healthcare $480 14%
Groceries $392 11%
Transport $320 9%
Energy $194 6%
State tax $64 2%
Water $55 2%

Rent in Atlantic County

Fair Market Rents by bedroom count.

Studio
$1,240
per month
1 bedroom
$1,414
per month
2 bedroom
$1,719
per month
3 bedroom
$2,409
per month
4 bedroom
$2,654
per month

Source: HUD FMR FY2025

Income and earnings in Atlantic County

Annual earnings figures from the Census ACS.

Household income
$76,819
per year
Individual earnings
$40,942
per year
Per capita
$41,448
per year

Source: ACS 2019-2023 5-Year.

Home values in Atlantic County

Average values reported by homeowners.

Average home value
$272,700
Annual property tax
$6,749

Source: ACS 2019-2023 5-Year

Energy costs in Atlantic County

Estimated monthly electricity and gas costs.

Electricity
$132
per month · 19.4¢/kWh
Natural gas
$62
per month
Annual total
$2,328
per year

Source: EIA

Healthcare in Atlantic County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
7.5%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Atlantic County

State and local tax rates for New Jersey.

State income tax
10.8%
Top marginal rate
State sales tax
6.6%
Combined sales tax
6.6%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Atlantic County

Commute patterns and estimated costs.

Average commute
25.3 min
Drive alone
73.3%
Public transit
4.0%
Work from home
8.5%

Source: ACS

Monthly cost estimates for Atlantic County

What it costs to live in Atlantic County each month.

Single person
$3,424
per month
  • Rent $1,414
  • Energy $194
  • Water $55
  • Groceries $392
  • Transport $320
  • Healthcare $480
  • Federal tax $505
  • State tax $64
Couple
$5,109
per month
  • Rent $1,719
  • Energy $233
  • Water $65
  • Groceries $650
  • Transport $420
  • Healthcare $864
  • Federal tax $927
  • State tax $231
Family
$7,989
per month
  • Rent $2,409
  • Energy $291
  • Water $75
  • Groceries $986
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $927
  • State tax $231

Frequently asked questions about Atlantic County

Common questions about cost of living, rent and salary.

What is the average rent in Atlantic County?

In Atlantic County, NJ, a one-bedroom apartment averages $1,414 per month, a two-bedroom averages $1,719 per month, a three-bedroom averages $2,409 per month, according to HUD Fair Market Rent data.

What is the average salary in Atlantic County?

In Atlantic County, NJ, the average household income is $76,819 per year and individual earnings for full-time workers average $40,942 per year, according to U.S. Census Bureau data.

What is the cost of living in Atlantic County?

The estimated cost of living in Atlantic County, NJ is approximately $3,424 per month for a single person, $5,109 for a couple, $7,989 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Atlantic County?

The combined sales tax rate in Atlantic County, NJ is 6.63%, which includes the New Jersey state rate of 6.63% plus an average local rate of 0.00%.

Is Atlantic County an affordable place to live?

Based on the data, a single person in Atlantic County, NJ would need approximately $3,424 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $76,819 per year ($6,402 per month). Atlantic County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Atlantic County?

The ACA marketplace benchmark premium in Atlantic County, NJ is approximately $480 per month for an individual. Approximately 7.5% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Atlantic County?

The average home value in Atlantic County, NJ is $272,700, with average annual property taxes of $6,749, according to U.S. Census Bureau data.

How does Atlantic County compare to other areas?

You can compare Atlantic County, NJ with any other US county using our comparison tool at /compare. Atlantic County is in the Atlantic City-Hammonton, NJ metro area.

Other counties in New Jersey

Browse the full list of counties in New Jersey, ranked by cost of living.

See all counties in New Jersey

Compare Atlantic County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources