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New York-Newark-Jersey City, NY-NJ

Cost of living in Morris County, NJ

Part of the New York Metro Area

Estimated monthly cost
$4,361/mo
for a single person, all categories combined

Population 510,375 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,768 41%
Federal tax $1,028 24%
Healthcare $480 11%
Groceries $392 9%
Transport $250 6%
Energy $194 4%
State tax $194 4%
Water $55 1%

Rent in Morris County

Fair Market Rents by bedroom count.

Studio
$1,551
per month
1 bedroom
$1,768
per month
2 bedroom
$2,140
per month
3 bedroom
$2,695
per month
4 bedroom
$3,065
per month

Source: HUD FMR FY2025

Income and earnings in Morris County

Annual earnings figures from the Census ACS.

Household income
$134,929
per year
Individual earnings
$69,122
per year
Per capita
$69,226
per year

Source: ACS 2019-2023 5-Year.

Home values in Morris County

Average values reported by homeowners.

Average home value
$557,000
Annual property tax
$10,001

Source: ACS 2019-2023 5-Year

Energy costs in Morris County

Estimated monthly electricity and gas costs.

Electricity
$132
per month · 19.4¢/kWh
Natural gas
$62
per month
Annual total
$2,328
per year

Source: EIA

Healthcare in Morris County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
4.7%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Morris County

State and local tax rates for New Jersey.

State income tax
10.8%
Top marginal rate
State sales tax
6.6%
Combined sales tax
6.6%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Morris County

Commute patterns and estimated costs.

Average commute
30.1 min
Drive alone
68.1%
Public transit
3.5%
Work from home
19.6%

Source: ACS

Monthly cost estimates for Morris County

What it costs to live in Morris County each month.

Single person
$4,361
per month
  • Rent $1,768
  • Energy $194
  • Water $55
  • Groceries $392
  • Transport $250
  • Healthcare $480
  • Federal tax $1,028
  • State tax $194
Couple
$6,815
per month
  • Rent $2,140
  • Energy $233
  • Water $65
  • Groceries $650
  • Transport $350
  • Healthcare $864
  • Federal tax $1,974
  • State tax $539
Family
$9,560
per month
  • Rent $2,695
  • Energy $291
  • Water $75
  • Groceries $986
  • Transport $450
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $1,974
  • State tax $539

Frequently asked questions about Morris County

Common questions about cost of living, rent and salary.

What is the average rent in Morris County?

In Morris County, NJ, a one-bedroom apartment averages $1,768 per month, a two-bedroom averages $2,140 per month, a three-bedroom averages $2,695 per month, according to HUD Fair Market Rent data.

What is the average salary in Morris County?

In Morris County, NJ, the average household income is $134,929 per year and individual earnings for full-time workers average $69,122 per year, according to U.S. Census Bureau data.

What is the cost of living in Morris County?

The estimated cost of living in Morris County, NJ is approximately $4,361 per month for a single person, $6,815 for a couple, $9,560 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Morris County?

The combined sales tax rate in Morris County, NJ is 6.63%, which includes the New Jersey state rate of 6.63% plus an average local rate of 0.00%.

Is Morris County an affordable place to live?

Based on the data, a single person in Morris County, NJ would need approximately $4,361 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $134,929 per year ($11,244 per month). Morris County is relatively affordable compared to the national average.

How much does healthcare cost in Morris County?

The ACA marketplace benchmark premium in Morris County, NJ is approximately $480 per month for an individual. Approximately 4.7% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Morris County?

The average home value in Morris County, NJ is $557,000, with average annual property taxes of $10,001, according to U.S. Census Bureau data.

How does Morris County compare to other areas?

You can compare Morris County, NJ with any other US county using our comparison tool at /compare. Morris County is in the New York-Newark-Jersey City, NY-NJ metro area.

Other counties in New Jersey

Browse the full list of counties in New Jersey, ranked by cost of living.

See all counties in New Jersey

Compare Morris County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources