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Metropolitan Statistical Area

Cost of living in the Louisville/Jefferson County Metro Area

12 counties across KY and IN. Population: 1,361,847.

Avg. 1-bed rent
$1,066/mo
Avg. household income
$73,106/yr
Avg. home value
$239,783
Avg. monthly cost
$3,107/mo

Last updated May 22, 2026

Rent in the Louisville/Jefferson County Metro Area

Average rent across the Louisville/Jefferson County metro area, weighted by county population.

Studio
$980
per month
1 bedroom
$1,066
per month
2 bedroom
$1,297
per month
3 bedroom
$1,674
per month
4 bedroom
$1,944
per month

Source: HUD FMR + ACS (population-weighted metro average)

Income and earnings in the Louisville/Jefferson County Metro Area

Earnings data averaged across all 12 counties.

Household income
$73,106
per year
Individual earnings
$43,206
per year
Per capita
$40,019
per year

Source: ACS (population-weighted metro average)

Home values in the Louisville/Jefferson County Metro Area

Average home values and annual property tax across the metro.

Average home value
$239,783
Average annual property tax
$1,967

Source: ACS (population-weighted metro average)

Energy costs in the Louisville/Jefferson County Metro Area

Residential electricity and natural gas estimates.

Monthly electricity
$140
per month
Monthly gas
$55
per month
Annual total
$2,340
per year

Source: EIA (state averages applied per county, weighted)

All 12 counties in the Louisville/Jefferson County Metro Area

The Louisville/Jefferson County metro area includes 12 counties across KY and IN. Sorted by population.

Compare counties in the Louisville/Jefferson County Metro Area

Put two counties side by side to see how rent, taxes and everyday costs stack up across the metro.

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Frequently asked questions about the Louisville/Jefferson County Metro Area

Common questions about cost of living in the metro area.

What is the cost of living in the Louisville/Jefferson County Metro Area?

The estimated average cost of living in the Louisville/Jefferson County metro area is approximately $3,107 per month for a single person. This is a population-weighted average across the 12 counties that make up the metro area.

What is the average rent in the Louisville/Jefferson County Metro Area?

The average one-bedroom rent across the Louisville/Jefferson County metro area is $1,066 per month, based on HUD Fair Market Rent data weighted by county population.

What is the cheapest county in the Louisville/Jefferson County Metro Area?

Washington County, IN is the most affordable county in the Louisville/Jefferson County metro area at approximately $2,690 per month for a single person.

What is the most expensive county in the Louisville/Jefferson County Metro Area?

Oldham County, KY is the most expensive county in the Louisville/Jefferson County metro area at approximately $3,364 per month for a single person.

How many counties are in the Louisville/Jefferson County Metro Area?

The Louisville/Jefferson County metro area covers 12 counties across KY and IN. The five largest by population are Louisville, Clark County, Bullitt County, Floyd County, Oldham County.

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About this data

All figures come from official U.S. government sources. Metro-area averages are population-weighted across constituent counties using Census ACS population estimates.