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Louisville/Jefferson County, KY-IN

Cost of living in Henry County, KY

Part of the Louisville/Jefferson County Metro Area

Estimated monthly cost
$3,036/mo
for a single person, all categories combined

Population 15,774 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,094 36%
Healthcare $480 16%
Federal tax $455 15%
Transport $320 11%
Groceries $312 10%
Energy $194 6%
State tax $126 4%
Water $55 2%

Rent in Henry County

Fair Market Rents by bedroom count.

Studio
$1,003
per month
1 bedroom
$1,094
per month
2 bedroom
$1,330
per month
3 bedroom
$1,714
per month
4 bedroom
$1,989
per month

Source: HUD FMR FY2025

Income and earnings in Henry County

Annual earnings figures from the Census ACS.

Household income
$60,736
per year
Individual earnings
$37,904
per year
Per capita
$30,492
per year

Source: ACS 2019-2023 5-Year.

Home values in Henry County

Average values reported by homeowners.

Average home value
$181,300
Annual property tax
$1,489

Source: ACS 2019-2023 5-Year

Energy costs in Henry County

Estimated monthly electricity and gas costs.

Electricity
$140
per month · 13.3¢/kWh
Natural gas
$54
per month
Annual total
$2,328
per year

Source: EIA

Healthcare in Henry County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
7.8%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Henry County

State and local tax rates for Kentucky.

State income tax
4.0%
Flat rate
State sales tax
6.0%
Combined sales tax
6.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Henry County

Commute patterns and estimated costs.

Average commute
29.1 min
Drive alone
76.1%
Public transit
0.0%
Work from home
9.4%

Source: ACS

Monthly cost estimates for Henry County

What it costs to live in Henry County each month.

Single person
$3,036
per month
  • Rent $1,094
  • Energy $194
  • Water $55
  • Groceries $312
  • Transport $320
  • Healthcare $480
  • Federal tax $455
  • State tax $126
Couple
$4,295
per month
  • Rent $1,330
  • Energy $233
  • Water $65
  • Groceries $517
  • Transport $420
  • Healthcare $864
  • Federal tax $664
  • State tax $202
Family
$6,800
per month
  • Rent $1,714
  • Energy $291
  • Water $75
  • Groceries $784
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $664
  • State tax $202

Frequently asked questions about Henry County

Common questions about cost of living, rent and salary.

What is the average rent in Henry County?

In Henry County, KY, a one-bedroom apartment averages $1,094 per month, a two-bedroom averages $1,330 per month, a three-bedroom averages $1,714 per month, according to HUD Fair Market Rent data.

What is the average salary in Henry County?

In Henry County, KY, the average household income is $60,736 per year and individual earnings for full-time workers average $37,904 per year, according to U.S. Census Bureau data.

What is the cost of living in Henry County?

The estimated cost of living in Henry County, KY is approximately $3,036 per month for a single person, $4,295 for a couple, $6,800 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Henry County?

The combined sales tax rate in Henry County, KY is 6.00%, which includes the Kentucky state rate of 6.00% plus an average local rate of 0.00%.

Is Henry County an affordable place to live?

Based on the data, a single person in Henry County, KY would need approximately $3,036 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $60,736 per year ($5,061 per month). Henry County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Henry County?

The ACA marketplace benchmark premium in Henry County, KY is approximately $480 per month for an individual. Approximately 7.8% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Henry County?

The average home value in Henry County, KY is $181,300, with average annual property taxes of $1,489, according to U.S. Census Bureau data.

How does Henry County compare to other areas?

You can compare Henry County, KY with any other US county using our comparison tool at /compare. Henry County is in the Louisville/Jefferson County, KY-IN metro area.

Other counties in Kentucky

Browse the full list of counties in Kentucky, ranked by cost of living.

See all counties in Kentucky

Compare Henry County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources