Cost of living in Clark County, IN
Part of the Louisville/Jefferson County Metro Area
Population 122,800 · Last updated May 21, 2026
Cost breakdown
Single person, by category, per month.
Rent in Clark County
Fair Market Rents by bedroom count.
Source: HUD FMR FY2025
Income and earnings in Clark County
Annual earnings figures from the Census ACS.
Source: ACS 2019-2023 5-Year.
Home values in Clark County
Average values reported by homeowners.
Source: ACS 2019-2023 5-Year
Energy costs in Clark County
Estimated monthly electricity and gas costs.
Source: EIA
Healthcare in Clark County
Insurance premiums and coverage rates.
Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.
Taxes in Clark County
State and local tax rates for Indiana.
Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.
Transportation in Clark County
Commute patterns and estimated costs.
Source: ACS
Monthly cost estimates for Clark County
What it costs to live in Clark County each month.
- Rent $1,094
- Energy $199
- Water $50
- Groceries $318
- Transport $320
- Healthcare $480
- Federal tax $545
- State tax $110
- Rent $1,330
- Energy $239
- Water $60
- Groceries $527
- Transport $420
- Healthcare $864
- Federal tax $853
- State tax $184
- Rent $1,714
- Energy $298
- Water $70
- Groceries $800
- Transport $520
- Healthcare $1,350
- Childcare $1,200
- Federal tax $853
- State tax $184
Frequently asked questions about Clark County
Common questions about cost of living, rent and salary.
What is the average rent in Clark County?
In Clark County, IN, a one-bedroom apartment averages $1,094 per month, a two-bedroom averages $1,330 per month, a three-bedroom averages $1,714 per month, according to HUD Fair Market Rent data.
What is the average salary in Clark County?
In Clark County, IN, the average household income is $72,298 per year and individual earnings for full-time workers average $43,368 per year, according to U.S. Census Bureau data.
What is the cost of living in Clark County?
The estimated cost of living in Clark County, IN is approximately $3,116 per month for a single person, $4,477 for a couple, $6,989 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.
What is the sales tax rate in Clark County?
The combined sales tax rate in Clark County, IN is 7.00%, which includes the Indiana state rate of 7.00% plus an average local rate of 0.00%.
Is Clark County an affordable place to live?
Based on the data, a single person in Clark County, IN would need approximately $3,116 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $72,298 per year ($6,025 per month). Clark County has a moderate cost of living relative to local earnings.
How much does healthcare cost in Clark County?
The ACA marketplace benchmark premium in Clark County, IN is approximately $480 per month for an individual. Approximately 6.3% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.
What are house prices in Clark County?
The average home value in Clark County, IN is $212,400, with average annual property taxes of $1,566, according to U.S. Census Bureau data.
How does Clark County compare to other areas?
You can compare Clark County, IN with any other US county using our comparison tool at /compare. Clark County is in the Louisville/Jefferson County, KY-IN metro area.
Other counties in Indiana
Browse the full list of counties in Indiana, ranked by cost of living.
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About this data
All figures on this page come from official U.S. government sources, listed below.
- HUD FMR FY2025
- ACS 2019-2023 5-Year
- EIA
- ACS + national avg
- ACS
- USDA + BEA RPP