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Metropolitan Statistical Area

Cost of living in the Chattanooga Metro Area

6 counties across TN and GA. Population: 569,333.

Avg. 1-bed rent
$1,284/mo
Avg. household income
$68,835/yr
Avg. home value
$250,272
Avg. monthly cost
$3,195/mo

Last updated May 22, 2026

Rent in the Chattanooga Metro Area

Average rent across the Chattanooga metro area, weighted by county population.

Studio
$1,231
per month
1 bedroom
$1,284
per month
2 bedroom
$1,426
per month
3 bedroom
$1,796
per month
4 bedroom
$1,942
per month

Source: HUD FMR + ACS (population-weighted metro average)

Income and earnings in the Chattanooga Metro Area

Earnings data averaged across all 6 counties.

Household income
$68,835
per year
Individual earnings
$40,338
per year
Per capita
$39,431
per year

Source: ACS (population-weighted metro average)

Home values in the Chattanooga Metro Area

Average home values and annual property tax across the metro.

Average home value
$250,272
Average annual property tax
$1,667

Source: ACS (population-weighted metro average)

Energy costs in the Chattanooga Metro Area

Residential electricity and natural gas estimates.

Monthly electricity
$151
per month
Monthly gas
$43
per month
Annual total
$2,337
per year

Source: EIA (state averages applied per county, weighted)

All 6 counties in the Chattanooga Metro Area

The Chattanooga metro area includes 6 counties across TN and GA. Sorted by population.

Compare counties in the Chattanooga Metro Area

Put two counties side by side to see how rent, taxes and everyday costs stack up across the metro.

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Frequently asked questions about the Chattanooga Metro Area

Common questions about cost of living in the metro area.

What is the cost of living in the Chattanooga Metro Area?

The estimated average cost of living in the Chattanooga metro area is approximately $3,195 per month for a single person. This is a population-weighted average across the 6 counties that make up the metro area.

What is the average rent in the Chattanooga Metro Area?

The average one-bedroom rent across the Chattanooga metro area is $1,284 per month, based on HUD Fair Market Rent data weighted by county population.

What is the cheapest county in the Chattanooga Metro Area?

Sequatchie County, TN is the most affordable county in the Chattanooga metro area at approximately $2,953 per month for a single person.

What is the most expensive county in the Chattanooga Metro Area?

Catoosa County, GA is the most expensive county in the Chattanooga metro area at approximately $3,335 per month for a single person.

How many counties are in the Chattanooga Metro Area?

The Chattanooga metro area covers 6 counties across TN and GA. The five largest by population are Chattanooga, Walker County, Catoosa County, Marion County, Sequatchie County.

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About this data

All figures come from official U.S. government sources. Metro-area averages are population-weighted across constituent counties using Census ACS population estimates.