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Chattanooga, TN-GA

Cost of living in Catoosa County, GA

Part of the Chattanooga Metro Area

Estimated monthly cost
$3,335/mo
for a single person, all categories combined

Population 68,356 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,284 39%
Federal tax $485 15%
Healthcare $480 14%
Groceries $324 10%
Transport $320 10%
Energy $205 6%
State tax $182 5%
Water $55 2%

Rent in Catoosa County

Fair Market Rents by bedroom count.

Studio
$1,231
per month
1 bedroom
$1,284
per month
2 bedroom
$1,426
per month
3 bedroom
$1,796
per month
4 bedroom
$1,942
per month

Source: HUD FMR FY2025

Income and earnings in Catoosa County

Annual earnings figures from the Census ACS.

Household income
$72,425
per year
Individual earnings
$39,736
per year
Per capita
$35,382
per year

Source: ACS 2019-2023 5-Year.

Home values in Catoosa County

Average values reported by homeowners.

Average home value
$214,200
Annual property tax
$1,475

Source: ACS 2019-2023 5-Year

Energy costs in Catoosa County

Estimated monthly electricity and gas costs.

Electricity
$163
per month · 14.8¢/kWh
Natural gas
$42
per month
Annual total
$2,460
per year

Source: EIA

Healthcare in Catoosa County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
10.4%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Catoosa County

State and local tax rates for Georgia.

State income tax
5.5%
Flat rate
State sales tax
4.0%
Combined sales tax
7.4%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Catoosa County

Commute patterns and estimated costs.

Average commute
24.6 min
Drive alone
80.5%
Public transit
0.1%
Work from home
9.1%

Source: ACS

Monthly cost estimates for Catoosa County

What it costs to live in Catoosa County each month.

Single person
$3,335
per month
  • Rent $1,284
  • Energy $205
  • Water $55
  • Groceries $324
  • Transport $320
  • Healthcare $480
  • Federal tax $485
  • State tax $182
Couple
$4,744
per month
  • Rent $1,426
  • Energy $246
  • Water $65
  • Groceries $537
  • Transport $420
  • Healthcare $864
  • Federal tax $855
  • State tax $331
Family
$7,250
per month
  • Rent $1,796
  • Energy $308
  • Water $75
  • Groceries $815
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $855
  • State tax $331

Frequently asked questions about Catoosa County

Common questions about cost of living, rent and salary.

What is the average rent in Catoosa County?

In Catoosa County, GA, a one-bedroom apartment averages $1,284 per month, a two-bedroom averages $1,426 per month, a three-bedroom averages $1,796 per month, according to HUD Fair Market Rent data.

What is the average salary in Catoosa County?

In Catoosa County, GA, the average household income is $72,425 per year and individual earnings for full-time workers average $39,736 per year, according to U.S. Census Bureau data.

What is the cost of living in Catoosa County?

The estimated cost of living in Catoosa County, GA is approximately $3,335 per month for a single person, $4,744 for a couple, $7,250 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Catoosa County?

The combined sales tax rate in Catoosa County, GA is 7.38%, which includes the Georgia state rate of 4.00% plus an average local rate of 3.38%.

Is Catoosa County an affordable place to live?

Based on the data, a single person in Catoosa County, GA would need approximately $3,335 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $72,425 per year ($6,035 per month). Catoosa County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Catoosa County?

The ACA marketplace benchmark premium in Catoosa County, GA is approximately $480 per month for an individual. Approximately 10.4% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Catoosa County?

The average home value in Catoosa County, GA is $214,200, with average annual property taxes of $1,475, according to U.S. Census Bureau data.

How does Catoosa County compare to other areas?

You can compare Catoosa County, GA with any other US county using our comparison tool at /compare. Catoosa County is in the Chattanooga, TN-GA metro area.

Other counties in Georgia

Browse the full list of counties in Georgia, ranked by cost of living.

See all counties in Georgia

Compare Catoosa County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources