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Metropolitan Statistical Area

Cost of living in the Charlotte Metro Area

11 counties across NC and SC. Population: 2,712,818.

Avg. 1-bed rent
$1,527/mo
Avg. household income
$81,023/yr
Avg. home value
$325,652
Avg. monthly cost
$3,634/mo

Last updated May 22, 2026

Rent in the Charlotte Metro Area

Average rent across the Charlotte-Concord-Gastonia metro area, weighted by county population.

Studio
$1,472
per month
1 bedroom
$1,527
per month
2 bedroom
$1,701
per month
3 bedroom
$2,131
per month
4 bedroom
$2,672
per month

Source: HUD FMR + ACS (population-weighted metro average)

Income and earnings in the Charlotte Metro Area

Earnings data averaged across all 11 counties.

Household income
$81,023
per year
Individual earnings
$46,166
per year
Per capita
$44,995
per year

Source: ACS (population-weighted metro average)

Home values in the Charlotte Metro Area

Average home values and annual property tax across the metro.

Average home value
$325,652
Average annual property tax
$2,241

Source: ACS (population-weighted metro average)

Energy costs in the Charlotte Metro Area

Residential electricity and natural gas estimates.

Monthly electricity
$150
per month
Monthly gas
$39
per month
Annual total
$2,276
per year

Source: EIA (state averages applied per county, weighted)

All 11 counties in the Charlotte Metro Area

The Charlotte-Concord-Gastonia metro area includes 11 counties across NC and SC. Sorted by population.

Compare counties in the Charlotte Metro Area

Put two counties side by side to see how rent, taxes and everyday costs stack up across the metro.

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Frequently asked questions about the Charlotte Metro Area

Common questions about cost of living in the metro area.

What is the cost of living in the Charlotte Metro Area?

The estimated average cost of living in the Charlotte-Concord-Gastonia metro area is approximately $3,634 per month for a single person. This is a population-weighted average across the 11 counties that make up the metro area.

What is the average rent in the Charlotte Metro Area?

The average one-bedroom rent across the Charlotte-Concord-Gastonia metro area is $1,527 per month, based on HUD Fair Market Rent data weighted by county population.

What is the cheapest county in the Charlotte Metro Area?

Anson County, NC is the most affordable county in the Charlotte-Concord-Gastonia metro area at approximately $2,680 per month for a single person.

What is the most expensive county in the Charlotte Metro Area?

York County, SC is the most expensive county in the Charlotte-Concord-Gastonia metro area at approximately $3,821 per month for a single person.

How many counties are in the Charlotte Metro Area?

The Charlotte-Concord-Gastonia metro area covers 11 counties across NC and SC. The five largest by population are Charlotte, York County, Union County, Gaston County, Cabarrus County.

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About this data

All figures come from official U.S. government sources. Metro-area averages are population-weighted across constituent counties using Census ACS population estimates.