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Charlotte-Concord-Gastonia, NC-SC

Cost of living in Iredell County, NC

Part of the Charlotte Metro Area

Estimated monthly cost
$3,314/mo
for a single person, all categories combined

Population 191,800 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,253 38%
Federal tax $532 16%
Healthcare $480 14%
Groceries $327 10%
Transport $320 10%
Energy $187 6%
State tax $160 5%
Water $55 2%

Rent in Iredell County

Fair Market Rents by bedroom count.

Studio
$1,206
per month
1 bedroom
$1,253
per month
2 bedroom
$1,387
per month
3 bedroom
$1,908
per month
4 bedroom
$2,329
per month

Source: HUD FMR FY2025

Income and earnings in Iredell County

Annual earnings figures from the Census ACS.

Household income
$78,678
per year
Individual earnings
$42,568
per year
Per capita
$43,261
per year

Source: ACS 2019-2023 5-Year.

Home values in Iredell County

Average values reported by homeowners.

Average home value
$292,300
Annual property tax
$1,843

Source: ACS 2019-2023 5-Year

Energy costs in Iredell County

Estimated monthly electricity and gas costs.

Electricity
$147
per month · 14¢/kWh
Natural gas
$40
per month
Annual total
$2,244
per year

Source: EIA

Healthcare in Iredell County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
9.5%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Iredell County

State and local tax rates for North Carolina.

State income tax
4.5%
Flat rate
State sales tax
4.8%
Combined sales tax
7.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Iredell County

Commute patterns and estimated costs.

Average commute
24.7 min
Drive alone
74.8%
Public transit
0.3%
Work from home
13.5%

Source: ACS

Monthly cost estimates for Iredell County

What it costs to live in Iredell County each month.

Single person
$3,314
per month
  • Rent $1,253
  • Energy $187
  • Water $55
  • Groceries $327
  • Transport $320
  • Healthcare $480
  • Federal tax $532
  • State tax $160
Couple
$4,755
per month
  • Rent $1,387
  • Energy $224
  • Water $65
  • Groceries $542
  • Transport $420
  • Healthcare $864
  • Federal tax $958
  • State tax $295
Family
$7,408
per month
  • Rent $1,908
  • Energy $280
  • Water $75
  • Groceries $822
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $958
  • State tax $295

Frequently asked questions about Iredell County

Common questions about cost of living, rent and salary.

What is the average rent in Iredell County?

In Iredell County, NC, a one-bedroom apartment averages $1,253 per month, a two-bedroom averages $1,387 per month, a three-bedroom averages $1,908 per month, according to HUD Fair Market Rent data.

What is the average salary in Iredell County?

In Iredell County, NC, the average household income is $78,678 per year and individual earnings for full-time workers average $42,568 per year, according to U.S. Census Bureau data.

What is the cost of living in Iredell County?

The estimated cost of living in Iredell County, NC is approximately $3,314 per month for a single person, $4,755 for a couple, $7,408 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Iredell County?

The combined sales tax rate in Iredell County, NC is 7.00%, which includes the North Carolina state rate of 4.75% plus an average local rate of 2.25%.

Is Iredell County an affordable place to live?

Based on the data, a single person in Iredell County, NC would need approximately $3,314 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $78,678 per year ($6,557 per month). Iredell County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Iredell County?

The ACA marketplace benchmark premium in Iredell County, NC is approximately $480 per month for an individual. Approximately 9.5% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Iredell County?

The average home value in Iredell County, NC is $292,300, with average annual property taxes of $1,843, according to U.S. Census Bureau data.

How does Iredell County compare to other areas?

You can compare Iredell County, NC with any other US county using our comparison tool at /compare. Iredell County is in the Charlotte-Concord-Gastonia, NC-SC metro area.

Other counties in North Carolina

Browse the full list of counties in North Carolina, ranked by cost of living.

See all counties in North Carolina

Compare Iredell County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources