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Charlotte-Concord-Gastonia, NC-SC

Cost of living in Cabarrus County, NC

Part of the Charlotte Metro Area

Estimated monthly cost
$3,779/mo
for a single person, all categories combined

Population 231,262 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,647 44%
Federal tax $590 16%
Healthcare $480 13%
Groceries $327 9%
Transport $320 8%
Energy $187 5%
State tax $173 5%
Water $55 1%

Rent in Cabarrus County

Fair Market Rents by bedroom count.

Studio
$1,586
per month
1 bedroom
$1,647
per month
2 bedroom
$1,824
per month
3 bedroom
$2,250
per month
4 bedroom
$2,852
per month

Source: HUD FMR FY2025

Income and earnings in Cabarrus County

Annual earnings figures from the Census ACS.

Household income
$86,084
per year
Individual earnings
$46,108
per year
Per capita
$40,652
per year

Source: ACS 2019-2023 5-Year.

Home values in Cabarrus County

Average values reported by homeowners.

Average home value
$318,600
Annual property tax
$2,429

Source: ACS 2019-2023 5-Year

Energy costs in Cabarrus County

Estimated monthly electricity and gas costs.

Electricity
$147
per month · 14¢/kWh
Natural gas
$40
per month
Annual total
$2,244
per year

Source: EIA

Healthcare in Cabarrus County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
7.8%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Cabarrus County

State and local tax rates for North Carolina.

State income tax
4.5%
Flat rate
State sales tax
4.8%
Combined sales tax
7.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Cabarrus County

Commute patterns and estimated costs.

Average commute
28.0 min
Drive alone
73.5%
Public transit
0.6%
Work from home
15.8%

Source: ACS

Monthly cost estimates for Cabarrus County

What it costs to live in Cabarrus County each month.

Single person
$3,779
per month
  • Rent $1,647
  • Energy $187
  • Water $55
  • Groceries $327
  • Transport $320
  • Healthcare $480
  • Federal tax $590
  • State tax $173
Couple
$5,341
per month
  • Rent $1,824
  • Energy $224
  • Water $65
  • Groceries $542
  • Transport $420
  • Healthcare $864
  • Federal tax $1,079
  • State tax $323
Family
$7,899
per month
  • Rent $2,250
  • Energy $280
  • Water $75
  • Groceries $822
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $1,079
  • State tax $323

Frequently asked questions about Cabarrus County

Common questions about cost of living, rent and salary.

What is the average rent in Cabarrus County?

In Cabarrus County, NC, a one-bedroom apartment averages $1,647 per month, a two-bedroom averages $1,824 per month, a three-bedroom averages $2,250 per month, according to HUD Fair Market Rent data.

What is the average salary in Cabarrus County?

In Cabarrus County, NC, the average household income is $86,084 per year and individual earnings for full-time workers average $46,108 per year, according to U.S. Census Bureau data.

What is the cost of living in Cabarrus County?

The estimated cost of living in Cabarrus County, NC is approximately $3,779 per month for a single person, $5,341 for a couple, $7,899 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Cabarrus County?

The combined sales tax rate in Cabarrus County, NC is 7.00%, which includes the North Carolina state rate of 4.75% plus an average local rate of 2.25%.

Is Cabarrus County an affordable place to live?

Based on the data, a single person in Cabarrus County, NC would need approximately $3,779 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $86,084 per year ($7,174 per month). Cabarrus County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Cabarrus County?

The ACA marketplace benchmark premium in Cabarrus County, NC is approximately $480 per month for an individual. Approximately 7.8% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Cabarrus County?

The average home value in Cabarrus County, NC is $318,600, with average annual property taxes of $2,429, according to U.S. Census Bureau data.

How does Cabarrus County compare to other areas?

You can compare Cabarrus County, NC with any other US county using our comparison tool at /compare. Cabarrus County is in the Charlotte-Concord-Gastonia, NC-SC metro area.

Other counties in North Carolina

Browse the full list of counties in North Carolina, ranked by cost of living.

See all counties in North Carolina

Compare Cabarrus County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources