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Metropolitan Statistical Area

Cost of living in the South Bend Metro Area

2 counties across IN and MI. Population: 324,180.

Avg. 1-bed rent
$921/mo
Avg. household income
$65,383/yr
Avg. home value
$183,843
Avg. monthly cost
$2,859/mo

Last updated May 22, 2026

Rent in the South Bend Metro Area

Average rent across the South Bend-Mishawaka metro area, weighted by county population.

Studio
$747
per month
1 bedroom
$921
per month
2 bedroom
$1,069
per month
3 bedroom
$1,324
per month
4 bedroom
$1,468
per month

Source: HUD FMR + ACS (population-weighted metro average)

Income and earnings in the South Bend Metro Area

Earnings data averaged across all 2 counties.

Household income
$65,383
per year
Individual earnings
$38,572
per year
Per capita
$36,165
per year

Source: ACS (population-weighted metro average)

Home values in the South Bend Metro Area

Average home values and annual property tax across the metro.

Average home value
$183,843
Average annual property tax
$1,625

Source: ACS (population-weighted metro average)

Energy costs in the South Bend Metro Area

Residential electricity and natural gas estimates.

Monthly electricity
$140
per month
Monthly gas
$58
per month
Annual total
$2,373
per year

Source: EIA (state averages applied per county, weighted)

All 2 counties in the South Bend Metro Area

The South Bend-Mishawaka metro area includes 2 counties across IN and MI. Sorted by population.

Compare counties in the South Bend Metro Area

Put two counties side by side to see how rent, taxes and everyday costs stack up across the metro.

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Frequently asked questions about the South Bend Metro Area

Common questions about cost of living in the metro area.

What is the cost of living in the South Bend Metro Area?

The estimated average cost of living in the South Bend-Mishawaka metro area is approximately $2,859 per month for a single person. This is a population-weighted average across the 2 counties that make up the metro area.

What is the average rent in the South Bend Metro Area?

The average one-bedroom rent across the South Bend-Mishawaka metro area is $921 per month, based on HUD Fair Market Rent data weighted by county population.

What is the cheapest county in the South Bend Metro Area?

St. Joseph County, IN is the most affordable county in the South Bend-Mishawaka metro area at approximately $2,858 per month for a single person.

What is the most expensive county in the South Bend Metro Area?

Cass County, MI is the most expensive county in the South Bend-Mishawaka metro area at approximately $2,865 per month for a single person.

How many counties are in the South Bend Metro Area?

The South Bend-Mishawaka metro area covers 2 counties across IN and MI. The five largest by population are South Bend, Cass County.

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About this data

All figures come from official U.S. government sources. Metro-area averages are population-weighted across constituent counties using Census ACS population estimates.