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South Bend-Mishawaka, IN-MI

Cost of living in Cass County, MI

Part of the South Bend Metro Area

Estimated monthly cost
$2,865/mo
for a single person, all categories combined

Population 51,606 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $843 29%
Federal tax $509 18%
Healthcare $480 17%
Groceries $326 11%
Transport $320 11%
Energy $191 7%
State tax $146 5%
Water $50 2%

Rent in Cass County

Fair Market Rents by bedroom count.

Studio
$729
per month
1 bedroom
$843
per month
2 bedroom
$933
per month
3 bedroom
$1,186
per month
4 bedroom
$1,554
per month

Source: HUD FMR FY2025

Income and earnings in Cass County

Annual earnings figures from the Census ACS.

Household income
$68,011
per year
Individual earnings
$41,159
per year
Per capita
$38,544
per year

Source: ACS 2019-2023 5-Year.

Home values in Cass County

Average values reported by homeowners.

Average home value
$205,200
Annual property tax
$1,972

Source: ACS 2019-2023 5-Year

Energy costs in Cass County

Estimated monthly electricity and gas costs.

Electricity
$128
per month · 19.7¢/kWh
Natural gas
$63
per month
Annual total
$2,292
per year

Source: EIA

Healthcare in Cass County

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
6.3%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Cass County

State and local tax rates for Michigan.

State income tax
4.3%
Flat rate
State sales tax
6.0%
Combined sales tax
6.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Cass County

Commute patterns and estimated costs.

Average commute
25.1 min
Drive alone
78.9%
Public transit
0.5%
Work from home
6.7%

Source: ACS

Monthly cost estimates for Cass County

What it costs to live in Cass County each month.

Single person
$2,865
per month
  • Rent $843
  • Energy $191
  • Water $50
  • Groceries $326
  • Transport $320
  • Healthcare $480
  • Federal tax $509
  • State tax $146
Couple
$4,070
per month
  • Rent $933
  • Energy $229
  • Water $60
  • Groceries $540
  • Transport $420
  • Healthcare $864
  • Federal tax $783
  • State tax $241
Family
$6,456
per month
  • Rent $1,186
  • Energy $286
  • Water $70
  • Groceries $820
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $783
  • State tax $241

Frequently asked questions about Cass County

Common questions about cost of living, rent and salary.

What is the average rent in Cass County?

In Cass County, MI, a one-bedroom apartment averages $843 per month, a two-bedroom averages $933 per month, a three-bedroom averages $1,186 per month, according to HUD Fair Market Rent data.

What is the average salary in Cass County?

In Cass County, MI, the average household income is $68,011 per year and individual earnings for full-time workers average $41,159 per year, according to U.S. Census Bureau data.

What is the cost of living in Cass County?

The estimated cost of living in Cass County, MI is approximately $2,865 per month for a single person, $4,070 for a couple, $6,456 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Cass County?

The combined sales tax rate in Cass County, MI is 6.00%, which includes the Michigan state rate of 6.00% plus an average local rate of 0.00%.

Is Cass County an affordable place to live?

Based on the data, a single person in Cass County, MI would need approximately $2,865 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $68,011 per year ($5,668 per month). Cass County has a moderate cost of living relative to local earnings.

How much does healthcare cost in Cass County?

The ACA marketplace benchmark premium in Cass County, MI is approximately $480 per month for an individual. Approximately 6.3% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Cass County?

The average home value in Cass County, MI is $205,200, with average annual property taxes of $1,972, according to U.S. Census Bureau data.

How does Cass County compare to other areas?

You can compare Cass County, MI with any other US county using our comparison tool at /compare. Cass County is in the South Bend-Mishawaka, IN-MI metro area.

Other counties in Michigan

Browse the full list of counties in Michigan, ranked by cost of living.

See all counties in Michigan

Compare Cass County with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources