Side-by-side comparison

Tampa vs Charlotte

Cost of living comparison for Tampa, Florida and Charlotte, North Carolina.

Bottom line

Charlotte is approximately 6% more expensive than Tampa. A single person needs about $3,767/mo in Charlotte versus $3,567/mo in Tampa.

Rent in Tampa vs Charlotte

HUD Fair Market Rents by bedroom count.

Tampa · Studio

$1,566

Charlotte · Studio

$1,586

Charlotte is $20 (1%) higher than Tampa

Tampa · 1 bedroom

$1,686

Charlotte · 1 bedroom

$1,647

Tampa is $39 (2%) higher than Charlotte

Tampa · 2 bedroom

$1,978

Charlotte · 2 bedroom

$1,824

Tampa is $154 (8%) higher than Charlotte

Tampa · 3 bedroom

$2,533

Charlotte · 3 bedroom

$2,250

Tampa is $283 (13%) higher than Charlotte

Income & earnings in Tampa vs Charlotte

Annual figures from Census ACS.

Tampa · Household income

$75,011

Charlotte · Household income

$83,765

Charlotte is $8,754 (12%) higher than Tampa

Tampa · Individual earnings

$43,484

Charlotte · Individual earnings

$48,997

Charlotte is $5,513 (13%) higher than Tampa

Tampa · Per capita

$41,980

Charlotte · Per capita

$51,490

Charlotte is $9,510 (23%) higher than Tampa

Home values in Tampa vs Charlotte

Average values and property tax.

Tampa · Average home value

$333,300

Charlotte · Average home value

$371,200

Charlotte is $37,900 (11%) higher than Tampa

Tampa · Annual property tax

$2,787

Charlotte · Annual property tax

$2,780

Tampa is $7 (0%) higher than Charlotte

Energy in Tampa vs Charlotte

Estimated monthly electricity and gas.

Tampa · Monthly electricity

$176

Charlotte · Monthly electricity

$147

Tampa is $29 (20%) higher than Charlotte

Tampa · Monthly gas

$21

Charlotte · Monthly gas

$40

Charlotte is $19 (90%) higher than Tampa

Tampa · Annual total

$2,364

Charlotte · Annual total

$2,244

Tampa is $120 (5%) higher than Charlotte

Healthcare in Tampa vs Charlotte

Marketplace premium estimates and coverage rate.

Tampa · Individual premium

$480

Charlotte · Individual premium

$480

Tampa and Charlotte are about the same

Tampa · Family premium

$1,350

Charlotte · Family premium

$1,350

Tampa and Charlotte are about the same

Tampa · Uninsured rate

11.5%

Charlotte · Uninsured rate

11.6%

Charlotte is 0.1% (1%) higher than Tampa

Taxes in Tampa vs Charlotte

State income and sales tax.

Tampa · State income tax

0.0%

Charlotte · State income tax

4.5%

Charlotte is 4.5% higher than Tampa

Tampa · State sales tax

6.0%

Charlotte · State sales tax

4.8%

Tampa is 1.3% (26%) higher than Charlotte

Tampa · Combined sales tax

7.0%

Charlotte · Combined sales tax

7.0%

Tampa is 0.0% (0%) higher than Charlotte

Transportation in Tampa vs Charlotte

Commute time and travel modes.

Tampa · Average commute

28.7 min

Charlotte · Average commute

25.4 min

Tampa is 3.3 min (13%) higher than Charlotte

Tampa · Drive alone

68.9%

Charlotte · Drive alone

61.9%

Tampa is 7.0% (11%) higher than Charlotte

Tampa · Public transit

0.8%

Charlotte · Public transit

1.9%

Charlotte is 1.1% (137%) higher than Tampa

Monthly cost estimates in Tampa vs Charlotte

All categories combined.

Tampa · Single person

$3,567

Charlotte · Single person

$3,767

Charlotte is $200 (6%) higher than Tampa

Tampa · Couple

$4,974

Charlotte · Couple

$5,224

Charlotte is $250 (5%) higher than Tampa

Tampa · Family

$7,687

Charlotte · Family

$7,782

Charlotte is $95 (1%) higher than Tampa

Frequently asked questions

Common questions comparing Tampa and Charlotte.

Is Tampa or Charlotte more expensive?

Charlotte is more expensive overall. A single person needs approximately $3,567/mo in Tampa, Florida and $3,767/mo in Charlotte, North Carolina, a difference of about 6%.

What is the rent difference between Tampa and Charlotte?

Average one-bedroom rent in Tampa, Florida is $1,686/mo versus $1,647/mo in Charlotte, North Carolina. Tampa is approximately $39 (2%) more expensive for a one-bedroom apartment.

Which has higher income, Tampa or Charlotte?

Charlotte has the higher average household income. Tampa households earn approximately $75,011 per year; Charlotte households earn approximately $83,765 per year.

More on Tampa and Charlotte

Read full profiles for either area, or pick a different pair to compare.

Tampa profile Charlotte profile Compare different areas

About this data

Figures come from official U.S. government sources including the Census Bureau (ACS), HUD Fair Market Rents, and the Energy Information Administration. See our methodology for details.