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Tampa-St. Petersburg-Clearwater, FL

Cost of living in Tampa, Florida

Hillsborough County, FL

Part of the Tampa Metro Area

Estimated monthly cost
$3,567/mo
for a single person, all categories combined

Population 1,489,634 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,686 47%
Federal tax $547 15%
Healthcare $480 13%
Groceries $352 10%
Transport $250 7%
Energy $197 6%
Water $55 2%
State tax $0 0%

Rent in Tampa

Fair Market Rents by bedroom count.

Studio
$1,566
per month
1 bedroom
$1,686
per month
2 bedroom
$1,978
per month
3 bedroom
$2,533
per month
4 bedroom
$3,082
per month

Source: HUD FMR FY2025

Income and earnings in Tampa

Annual earnings figures from the Census ACS.

Household income
$75,011
per year
Individual earnings
$43,484
per year
Per capita
$41,980
per year

Source: ACS 2019-2023 5-Year.

Home values in Tampa

Average values reported by homeowners.

Average home value
$333,300
Annual property tax
$2,787

Source: ACS 2019-2023 5-Year

Energy costs in Tampa

Estimated monthly electricity and gas costs.

Electricity
$176
per month · 16¢/kWh
Natural gas
$21
per month
Annual total
$2,364
per year

Source: EIA

Healthcare in Tampa

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
11.5%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Tampa

State and local tax rates for Florida.

No state income tax
Florida does not levy a personal income tax.
State sales tax
6.0%
Combined sales tax
7.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Tampa

Commute patterns and estimated costs.

Average commute
28.7 min
Drive alone
68.9%
Public transit
0.8%
Work from home
18.3%

Source: ACS

Monthly cost estimates for Tampa

What it costs to live in Tampa each month.

Single person
$3,567
per month
  • Rent $1,686
  • Energy $197
  • Water $55
  • Groceries $352
  • Transport $250
  • Healthcare $480
  • Federal tax $547
  • State tax $0
Couple
$4,974
per month
  • Rent $1,978
  • Energy $236
  • Water $65
  • Groceries $583
  • Transport $350
  • Healthcare $864
  • Federal tax $898
  • State tax $0
Family
$7,687
per month
  • Rent $2,533
  • Energy $296
  • Water $75
  • Groceries $885
  • Transport $450
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $898
  • State tax $0

Frequently asked questions about Tampa

Common questions about cost of living, rent and salary.

What is the average rent in Tampa?

In Tampa, Florida, a one-bedroom apartment averages $1,686 per month, a two-bedroom averages $1,978 per month, a three-bedroom averages $2,533 per month, according to HUD Fair Market Rent data.

What is the average salary in Tampa?

In Tampa, Florida, the average household income is $75,011 per year and individual earnings for full-time workers average $43,484 per year, according to U.S. Census Bureau data.

What is the cost of living in Tampa?

The estimated cost of living in Tampa, Florida is approximately $3,567 per month for a single person, $4,974 for a couple, $7,687 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Tampa?

The combined sales tax rate in Tampa, Florida is 7.01%, which includes the Florida state rate of 6.00% plus an average local rate of 1.01%.

Is Tampa an affordable place to live?

Based on the data, a single person in Tampa, Florida would need approximately $3,567 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $75,011 per year ($6,251 per month). Tampa has a moderate cost of living relative to local earnings.

How much does healthcare cost in Tampa?

The ACA marketplace benchmark premium in Tampa, Florida is approximately $480 per month for an individual. Approximately 11.5% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Tampa?

The average home value in Tampa, Florida is $333,300, with average annual property taxes of $2,787, according to U.S. Census Bureau data.

How does Tampa compare to other areas?

You can compare Tampa, Florida with any other US county using our comparison tool at /compare. Tampa is in the Tampa-St. Petersburg-Clearwater, FL metro area.

Other counties in Florida

Browse the full list of counties in Florida, ranked by cost of living.

See all counties in Florida

Compare Tampa with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP
Methodology All data sources