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Side-by-side comparison

Chicago vs Detroit

Cost of living comparison for Chicago, Illinois and Detroit, Michigan.

Bottom line

Chicago is approximately 20% more expensive than Detroit. A single person needs about $3,707/mo in Chicago versus $3,088/mo in Detroit.

Rent in Chicago vs Detroit

HUD Fair Market Rents by bedroom count.

Chicago · Studio
$1,458
Detroit · Studio
$991
Chicago is $467 (47%) higher than Detroit
Chicago · 1 bedroom
$1,560
Detroit · 1 bedroom
$1,090
Chicago is $470 (43%) higher than Detroit
Chicago · 2 bedroom
$1,761
Detroit · 2 bedroom
$1,378
Chicago is $383 (28%) higher than Detroit
Chicago · 3 bedroom
$2,262
Detroit · 3 bedroom
$1,688
Chicago is $574 (34%) higher than Detroit

Income & earnings in Chicago vs Detroit

Annual figures from Census ACS.

Chicago · Household income
$81,797
Detroit · Household income
$59,521
Chicago is $22,276 (37%) higher than Detroit
Chicago · Individual earnings
$49,298
Detroit · Individual earnings
$39,979
Chicago is $9,319 (23%) higher than Detroit
Chicago · Per capita
$47,801
Detroit · Per capita
$33,956
Chicago is $13,845 (41%) higher than Detroit

Home values in Chicago vs Detroit

Average values and property tax.

Chicago · Average home value
$305,200
Detroit · Average home value
$170,200
Chicago is $135,000 (79%) higher than Detroit
Chicago · Annual property tax
$6,053
Detroit · Annual property tax
$2,794
Chicago is $3,259 (117%) higher than Detroit

Energy in Chicago vs Detroit

Estimated monthly electricity and gas.

Chicago · Monthly electricity
$116
Detroit · Monthly electricity
$128
Detroit is $12 (10%) higher than Chicago
Chicago · Monthly gas
$61
Detroit · Monthly gas
$63
Detroit is $2 (3%) higher than Chicago
Chicago · Annual total
$2,124
Detroit · Annual total
$2,292
Detroit is $168 (8%) higher than Chicago

Healthcare in Chicago vs Detroit

Marketplace premium estimates and coverage rate.

Chicago · Individual premium
$480
Detroit · Individual premium
$480
Chicago and Detroit are about the same
Chicago · Family premium
$1,350
Detroit · Family premium
$1,350
Chicago and Detroit are about the same
Chicago · Uninsured rate
9.0%
Detroit · Uninsured rate
5.7%
Chicago is 3.3% (58%) higher than Detroit

Taxes in Chicago vs Detroit

State income and sales tax.

Chicago · State income tax
5.0%
Detroit · State income tax
4.3%
Chicago is 0.7% (16%) higher than Detroit
Chicago · State sales tax
6.3%
Detroit · State sales tax
6.0%
Chicago is 0.3% (4%) higher than Detroit
Chicago · Combined sales tax
8.8%
Detroit · Combined sales tax
6.0%
Chicago is 2.8% (47%) higher than Detroit

Transportation in Chicago vs Detroit

Commute time and travel modes.

Chicago · Average commute
31.9 min
Detroit · Average commute
25.0 min
Chicago is 6.9 min (28%) higher than Detroit
Chicago · Drive alone
56.2%
Detroit · Drive alone
73.0%
Detroit is 16.8% (30%) higher than Chicago
Chicago · Public transit
13.0%
Detroit · Public transit
2.2%
Chicago is 10.8% (491%) higher than Detroit

Monthly cost estimates in Chicago vs Detroit

All categories combined.

Chicago · Single person
$3,707
Detroit · Single person
$3,088
Chicago is $619 (20%) higher than Detroit
Chicago · Couple
$5,165
Detroit · Couple
$4,346
Chicago is $819 (19%) higher than Detroit
Chicago · Family
$7,811
Detroit · Family
$6,789
Chicago is $1,022 (15%) higher than Detroit

Frequently asked questions

Common questions comparing Chicago and Detroit.

Is Chicago or Detroit more expensive?

Chicago is more expensive overall. A single person needs approximately $3,707/mo in Chicago, Illinois and $3,088/mo in Detroit, Michigan, a difference of about 20%.

What is the rent difference between Chicago and Detroit?

Average one-bedroom rent in Chicago, Illinois is $1,560/mo versus $1,090/mo in Detroit, Michigan. Chicago is approximately $470 (43%) more expensive for a one-bedroom apartment.

Which has higher income, Chicago or Detroit?

Chicago has the higher average household income. Chicago households earn approximately $81,797 per year; Detroit households earn approximately $59,521 per year.

More on Chicago and Detroit

Read full profiles for either area, or pick a different pair to compare.

About this data

Figures come from official U.S. government sources including the Census Bureau (ACS), HUD Fair Market Rents, and the Energy Information Administration. See our methodology for details.