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Detroit-Warren-Dearborn, MI

Cost of living in Detroit, Michigan

Wayne County, MI

Part of the Detroit Metro Area

Estimated monthly cost
$3,088/mo
for a single person, all categories combined

Population 1,773,767 · Last updated May 21, 2026

Cost breakdown

Single person, by category, per month.

Rent $1,090 35%
Federal tax $489 16%
Healthcare $480 16%
Groceries $326 11%
Transport $320 10%
Energy $191 6%
State tax $142 5%
Water $50 2%

Rent in Detroit

Fair Market Rents by bedroom count.

Studio
$991
per month
1 bedroom
$1,090
per month
2 bedroom
$1,378
per month
3 bedroom
$1,688
per month
4 bedroom
$1,827
per month

Source: HUD FMR FY2025

Income and earnings in Detroit

Annual earnings figures from the Census ACS.

Household income
$59,521
per year
Individual earnings
$39,979
per year
Per capita
$33,956
per year

Source: ACS 2019-2023 5-Year.

Home values in Detroit

Average values reported by homeowners.

Average home value
$170,200
Annual property tax
$2,794

Source: ACS 2019-2023 5-Year

Energy costs in Detroit

Estimated monthly electricity and gas costs.

Electricity
$128
per month · 19.7¢/kWh
Natural gas
$63
per month
Annual total
$2,292
per year

Source: EIA

Healthcare in Detroit

Insurance premiums and coverage rates.

Individual premium
$480
per month
Family premium
$1,350
per month
Uninsured rate
5.7%

Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.

Taxes in Detroit

State and local tax rates for Michigan.

State income tax
4.3%
Flat rate
State sales tax
6.0%
Combined sales tax
6.0%
incl. average local

Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.

Transportation in Detroit

Commute patterns and estimated costs.

Average commute
25.0 min
Drive alone
73.0%
Public transit
2.2%
Work from home
12.4%

Source: ACS

Monthly cost estimates for Detroit

What it costs to live in Detroit each month.

Single person
$3,088
per month
  • Rent $1,090
  • Energy $191
  • Water $50
  • Groceries $326
  • Transport $320
  • Healthcare $480
  • Federal tax $489
  • State tax $142
Couple
$4,346
per month
  • Rent $1,378
  • Energy $229
  • Water $60
  • Groceries $540
  • Transport $420
  • Healthcare $864
  • Federal tax $644
  • State tax $211
Family
$6,789
per month
  • Rent $1,688
  • Energy $286
  • Water $70
  • Groceries $820
  • Transport $520
  • Healthcare $1,350
  • Childcare $1,200
  • Federal tax $644
  • State tax $211

Frequently asked questions about Detroit

Common questions about cost of living, rent and salary.

What is the average rent in Detroit?

In Detroit, Michigan, a one-bedroom apartment averages $1,090 per month, a two-bedroom averages $1,378 per month, a three-bedroom averages $1,688 per month, according to HUD Fair Market Rent data.

What is the average salary in Detroit?

In Detroit, Michigan, the average household income is $59,521 per year and individual earnings for full-time workers average $39,979 per year, according to U.S. Census Bureau data.

What is the cost of living in Detroit?

The estimated cost of living in Detroit, Michigan is approximately $3,088 per month for a single person, $4,346 for a couple, $6,789 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.

What is the sales tax rate in Detroit?

The combined sales tax rate in Detroit, Michigan is 6.00%, which includes the Michigan state rate of 6.00% plus an average local rate of 0.00%.

Is Detroit an affordable place to live?

Based on the data, a single person in Detroit, Michigan would need approximately $3,088 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $59,521 per year ($4,960 per month). Detroit has a moderate cost of living relative to local earnings.

How much does healthcare cost in Detroit?

The ACA marketplace benchmark premium in Detroit, Michigan is approximately $480 per month for an individual. Approximately 5.7% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.

What are house prices in Detroit?

The average home value in Detroit, Michigan is $170,200, with average annual property taxes of $2,794, according to U.S. Census Bureau data.

How does Detroit compare to other areas?

You can compare Detroit, Michigan with any other US county using our comparison tool at /compare. Detroit is in the Detroit-Warren-Dearborn, MI metro area.

Other counties in Michigan

Browse the full list of counties in Michigan, ranked by cost of living.

See all counties in Michigan

Compare Detroit with another area

Put two counties side by side to see how rent, taxes and everyday costs stack up.

About this data

All figures on this page come from official U.S. government sources, listed below.

  • HUD FMR FY2025
  • ACS 2019-2023 5-Year
  • EIA
  • ACS + national avg
  • ACS
  • USDA + BEA RPP