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Side-by-side comparison

Chicago vs Tampa

Cost of living comparison for Chicago, Illinois and Tampa, Florida.

Bottom line

Chicago is approximately 4% more expensive than Tampa. A single person needs about $3,707/mo in Chicago versus $3,567/mo in Tampa.

Rent in Chicago vs Tampa

HUD Fair Market Rents by bedroom count.

Chicago · Studio
$1,458
Tampa · Studio
$1,566
Tampa is $108 (7%) higher than Chicago
Chicago · 1 bedroom
$1,560
Tampa · 1 bedroom
$1,686
Tampa is $126 (8%) higher than Chicago
Chicago · 2 bedroom
$1,761
Tampa · 2 bedroom
$1,978
Tampa is $217 (12%) higher than Chicago
Chicago · 3 bedroom
$2,262
Tampa · 3 bedroom
$2,533
Tampa is $271 (12%) higher than Chicago

Income & earnings in Chicago vs Tampa

Annual figures from Census ACS.

Chicago · Household income
$81,797
Tampa · Household income
$75,011
Chicago is $6,786 (9%) higher than Tampa
Chicago · Individual earnings
$49,298
Tampa · Individual earnings
$43,484
Chicago is $5,814 (13%) higher than Tampa
Chicago · Per capita
$47,801
Tampa · Per capita
$41,980
Chicago is $5,821 (14%) higher than Tampa

Home values in Chicago vs Tampa

Average values and property tax.

Chicago · Average home value
$305,200
Tampa · Average home value
$333,300
Tampa is $28,100 (9%) higher than Chicago
Chicago · Annual property tax
$6,053
Tampa · Annual property tax
$2,787
Chicago is $3,266 (117%) higher than Tampa

Energy in Chicago vs Tampa

Estimated monthly electricity and gas.

Chicago · Monthly electricity
$116
Tampa · Monthly electricity
$176
Tampa is $60 (52%) higher than Chicago
Chicago · Monthly gas
$61
Tampa · Monthly gas
$21
Chicago is $40 (190%) higher than Tampa
Chicago · Annual total
$2,124
Tampa · Annual total
$2,364
Tampa is $240 (11%) higher than Chicago

Healthcare in Chicago vs Tampa

Marketplace premium estimates and coverage rate.

Chicago · Individual premium
$480
Tampa · Individual premium
$480
Chicago and Tampa are about the same
Chicago · Family premium
$1,350
Tampa · Family premium
$1,350
Chicago and Tampa are about the same
Chicago · Uninsured rate
9.0%
Tampa · Uninsured rate
11.5%
Tampa is 2.5% (28%) higher than Chicago

Taxes in Chicago vs Tampa

State income and sales tax.

Chicago · State income tax
5.0%
Tampa · State income tax
0.0%
Chicago is 5.0% higher than Tampa
Chicago · State sales tax
6.3%
Tampa · State sales tax
6.0%
Chicago is 0.3% (4%) higher than Tampa
Chicago · Combined sales tax
8.8%
Tampa · Combined sales tax
7.0%
Chicago is 1.8% (26%) higher than Tampa

Transportation in Chicago vs Tampa

Commute time and travel modes.

Chicago · Average commute
31.9 min
Tampa · Average commute
28.7 min
Chicago is 3.2 min (11%) higher than Tampa
Chicago · Drive alone
56.2%
Tampa · Drive alone
68.9%
Tampa is 12.7% (23%) higher than Chicago
Chicago · Public transit
13.0%
Tampa · Public transit
0.8%
Chicago is 12.2% (1525%) higher than Tampa

Monthly cost estimates in Chicago vs Tampa

All categories combined.

Chicago · Single person
$3,707
Tampa · Single person
$3,567
Chicago is $140 (4%) higher than Tampa
Chicago · Couple
$5,165
Tampa · Couple
$4,974
Chicago is $191 (4%) higher than Tampa
Chicago · Family
$7,811
Tampa · Family
$7,687
Chicago is $124 (2%) higher than Tampa

Frequently asked questions

Common questions comparing Chicago and Tampa.

Is Chicago or Tampa more expensive?

Chicago is more expensive overall. A single person needs approximately $3,707/mo in Chicago, Illinois and $3,567/mo in Tampa, Florida, a difference of about 4%.

What is the rent difference between Chicago and Tampa?

Average one-bedroom rent in Chicago, Illinois is $1,560/mo versus $1,686/mo in Tampa, Florida. Tampa is approximately $126 (8%) more expensive for a one-bedroom apartment.

Which has higher income, Chicago or Tampa?

Chicago has the higher average household income. Chicago households earn approximately $81,797 per year; Tampa households earn approximately $75,011 per year.

More on Chicago and Tampa

Read full profiles for either area, or pick a different pair to compare.

About this data

Figures come from official U.S. government sources including the Census Bureau (ACS), HUD Fair Market Rents, and the Energy Information Administration. See our methodology for details.