Side-by-side comparison

Hartford vs Cambridge

Cost of living comparison for Hartford, Connecticut and Cambridge, Massachusetts.

Bottom line

Cambridge is approximately 25% more expensive than Hartford. A single person needs about $4,391/mo in Cambridge versus $3,504/mo in Hartford.

Rent in Hartford vs Cambridge

HUD Fair Market Rents by bedroom count.

Hartford · Studio

$956

Cambridge · Studio

$1,669

Cambridge is $713 (75%) higher than Hartford

Hartford · 1 bedroom

$1,129

Cambridge · 1 bedroom

$1,745

Cambridge is $616 (55%) higher than Hartford

Hartford · 2 bedroom

$1,447

Cambridge · 2 bedroom

$2,269

Cambridge is $822 (57%) higher than Hartford

Hartford · 3 bedroom

$1,555

Cambridge · 3 bedroom

$2,504

Cambridge is $949 (61%) higher than Hartford

Income & earnings in Hartford vs Cambridge

Annual figures from Census ACS.

Hartford · Household income

$91,541

Cambridge · Household income

$126,779

Cambridge is $35,238 (38%) higher than Hartford

Hartford · Individual earnings

$51,822

Cambridge · Individual earnings

$66,124

Cambridge is $14,302 (28%) higher than Hartford

Hartford · Per capita

$49,924

Cambridge · Per capita

$67,471

Cambridge is $17,547 (35%) higher than Hartford

Home values in Hartford vs Cambridge

Average values and property tax.

Hartford · Average home value

$298,200

Cambridge · Average home value

$687,200

Cambridge is $389,000 (130%) higher than Hartford

Hartford · Annual property tax

$6,390

Cambridge · Annual property tax

$7,240

Cambridge is $850 (13%) higher than Hartford

Energy in Hartford vs Cambridge

Estimated monthly electricity and gas.

Hartford · Monthly electricity

$208

Cambridge · Monthly electricity

$172

Hartford is $36 (21%) higher than Cambridge

Hartford · Monthly gas

$76

Cambridge · Monthly gas

$74

Hartford is $2 (3%) higher than Cambridge

Hartford · Annual total

$3,408

Cambridge · Annual total

$2,952

Hartford is $456 (15%) higher than Cambridge

Healthcare in Hartford vs Cambridge

Marketplace premium estimates and coverage rate.

Hartford · Individual premium

$480

Cambridge · Individual premium

$480

Hartford and Cambridge are about the same

Hartford · Family premium

$1,350

Cambridge · Family premium

$1,350

Hartford and Cambridge are about the same

Hartford · Uninsured rate

4.2%

Cambridge · Uninsured rate

2.4%

Hartford is 1.8% (75%) higher than Cambridge

Taxes in Hartford vs Cambridge

State income and sales tax.

Hartford · State income tax

7.0%

Cambridge · State income tax

5.0%

Hartford is 2.0% (40%) higher than Cambridge

Hartford · State sales tax

6.3%

Cambridge · State sales tax

6.3%

Hartford is 0.1% (2%) higher than Cambridge

Hartford · Combined sales tax

6.3%

Cambridge · Combined sales tax

6.3%

Hartford is 0.1% (2%) higher than Cambridge

Transportation in Hartford vs Cambridge

Commute time and travel modes.

Hartford · Average commute

23.5 min

Cambridge · Average commute

30.0 min

Cambridge is 6.5 min (28%) higher than Hartford

Hartford · Drive alone

72.1%

Cambridge · Drive alone

56.0%

Hartford is 16.1% (29%) higher than Cambridge

Hartford · Public transit

2.6%

Cambridge · Public transit

8.0%

Cambridge is 5.4% (208%) higher than Hartford

Monthly cost estimates in Hartford vs Cambridge

All categories combined.

Hartford · Single person

$3,504

Cambridge · Single person

$4,391

Cambridge is $887 (25%) higher than Hartford

Hartford · Couple

$5,288

Cambridge · Couple

$6,782

Cambridge is $1,494 (28%) higher than Hartford

Hartford · Family

$7,601

Cambridge · Family

$9,217

Cambridge is $1,616 (21%) higher than Hartford

Frequently asked questions

Common questions comparing Hartford and Cambridge.

Is Hartford or Cambridge more expensive?

Cambridge is more expensive overall. A single person needs approximately $3,504/mo in Hartford, Connecticut and $4,391/mo in Cambridge, Massachusetts, a difference of about 25%.

What is the rent difference between Hartford and Cambridge?

Average one-bedroom rent in Hartford, Connecticut is $1,129/mo versus $1,745/mo in Cambridge, Massachusetts. Cambridge is approximately $616 (55%) more expensive for a one-bedroom apartment.

Which has higher income, Hartford or Cambridge?

Cambridge has the higher average household income. Hartford households earn approximately $91,541 per year; Cambridge households earn approximately $126,779 per year.

More on Hartford and Cambridge

Read full profiles for either area, or pick a different pair to compare.

Hartford profile Cambridge profile Compare different areas

About this data

Figures come from official U.S. government sources including the Census Bureau (ACS), HUD Fair Market Rents, and the Energy Information Administration. See our methodology for details.