Cost of living in Hartford, Connecticut
Capitol Planning Region, CT
Part of the Hartford Metro Area
Population 969,029 · Last updated May 21, 2026
Cost breakdown
Single person, by category, per month.
Rent in Hartford
Fair Market Rents by bedroom count.
Source: ACS 2019-2023 5-Year
Income and earnings in Hartford
Annual earnings figures from the Census ACS.
Source: ACS 2019-2023 5-Year.
Home values in Hartford
Average values reported by homeowners.
Source: ACS 2019-2023 5-Year
Energy costs in Hartford
Estimated monthly electricity and gas costs.
Source: EIA
Healthcare in Hartford
Insurance premiums and coverage rates.
Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.
Taxes in Hartford
State and local tax rates for Connecticut.
Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.
Transportation in Hartford
Commute patterns and estimated costs.
Source: ACS
Monthly cost estimates for Hartford
What it costs to live in Hartford each month.
- Rent $1,129
- Energy $284
- Water $55
- Groceries $378
- Transport $320
- Healthcare $480
- Federal tax $683
- State tax $175
- Rent $1,447
- Energy $341
- Water $65
- Groceries $626
- Transport $420
- Healthcare $864
- Federal tax $1,168
- State tax $357
- Rent $1,555
- Energy $426
- Water $75
- Groceries $950
- Transport $520
- Healthcare $1,350
- Childcare $1,200
- Federal tax $1,168
- State tax $357
Frequently asked questions about Hartford
Common questions about cost of living, rent and salary.
What is the average rent in Hartford?
In Hartford, Connecticut, a one-bedroom apartment averages $1,129 per month, a two-bedroom averages $1,447 per month, a three-bedroom averages $1,555 per month, according to HUD Fair Market Rent data.
What is the average salary in Hartford?
In Hartford, Connecticut, the average household income is $91,541 per year and individual earnings for full-time workers average $51,822 per year, according to U.S. Census Bureau data.
What is the cost of living in Hartford?
The estimated cost of living in Hartford, Connecticut is approximately $3,504 per month for a single person, $5,288 for a couple, $7,601 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.
What is the sales tax rate in Hartford?
The combined sales tax rate in Hartford, Connecticut is 6.35%, which includes the Connecticut state rate of 6.35% plus an average local rate of 0.00%.
Is Hartford an affordable place to live?
Based on the data, a single person in Hartford, Connecticut would need approximately $3,504 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $91,541 per year ($7,628 per month). Hartford is relatively affordable compared to the national average.
How much does healthcare cost in Hartford?
The ACA marketplace benchmark premium in Hartford, Connecticut is approximately $480 per month for an individual. Approximately 4.2% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.
What are house prices in Hartford?
The average home value in Hartford, Connecticut is $298,200, with average annual property taxes of $6,390, according to U.S. Census Bureau data.
How does Hartford compare to other areas?
You can compare Hartford, Connecticut with any other US county using our comparison tool at /compare. Hartford is in the Hartford-West Hartford-East Hartford, CT metro area.
Other counties in Connecticut
Browse the full list of counties in Connecticut, ranked by cost of living.
See all counties in ConnecticutCompare Hartford with another area
Put two counties side by side to see how rent, taxes and everyday costs stack up.
About this data
All figures on this page come from official U.S. government sources, listed below.
- ACS 2019-2023 5-Year
- EIA
- ACS + national avg
- ACS
- USDA + BEA RPP