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Hartford vs Charlotte

Cost of living comparison for Hartford, Connecticut and Charlotte, North Carolina.

Bottom line

Charlotte is approximately 8% more expensive than Hartford. A single person needs about $3,767/mo in Charlotte versus $3,504/mo in Hartford.

Rent in Hartford vs Charlotte

HUD Fair Market Rents by bedroom count.

Hartford · Studio
$956
Charlotte · Studio
$1,586
Charlotte is $630 (66%) higher than Hartford
Hartford · 1 bedroom
$1,129
Charlotte · 1 bedroom
$1,647
Charlotte is $518 (46%) higher than Hartford
Hartford · 2 bedroom
$1,447
Charlotte · 2 bedroom
$1,824
Charlotte is $377 (26%) higher than Hartford
Hartford · 3 bedroom
$1,555
Charlotte · 3 bedroom
$2,250
Charlotte is $695 (45%) higher than Hartford

Income & earnings in Hartford vs Charlotte

Annual figures from Census ACS.

Hartford · Household income
$91,541
Charlotte · Household income
$83,765
Hartford is $7,776 (9%) higher than Charlotte
Hartford · Individual earnings
$51,822
Charlotte · Individual earnings
$48,997
Hartford is $2,825 (6%) higher than Charlotte
Hartford · Per capita
$49,924
Charlotte · Per capita
$51,490
Charlotte is $1,566 (3%) higher than Hartford

Home values in Hartford vs Charlotte

Average values and property tax.

Hartford · Average home value
$298,200
Charlotte · Average home value
$371,200
Charlotte is $73,000 (24%) higher than Hartford
Hartford · Annual property tax
$6,390
Charlotte · Annual property tax
$2,780
Hartford is $3,610 (130%) higher than Charlotte

Energy in Hartford vs Charlotte

Estimated monthly electricity and gas.

Hartford · Monthly electricity
$208
Charlotte · Monthly electricity
$147
Hartford is $61 (41%) higher than Charlotte
Hartford · Monthly gas
$76
Charlotte · Monthly gas
$40
Hartford is $36 (90%) higher than Charlotte
Hartford · Annual total
$3,408
Charlotte · Annual total
$2,244
Hartford is $1,164 (52%) higher than Charlotte

Healthcare in Hartford vs Charlotte

Marketplace premium estimates and coverage rate.

Hartford · Individual premium
$480
Charlotte · Individual premium
$480
Hartford and Charlotte are about the same
Hartford · Family premium
$1,350
Charlotte · Family premium
$1,350
Hartford and Charlotte are about the same
Hartford · Uninsured rate
4.2%
Charlotte · Uninsured rate
11.6%
Charlotte is 7.4% (176%) higher than Hartford

Taxes in Hartford vs Charlotte

State income and sales tax.

Hartford · State income tax
7.0%
Charlotte · State income tax
4.5%
Hartford is 2.5% (55%) higher than Charlotte
Hartford · State sales tax
6.3%
Charlotte · State sales tax
4.8%
Hartford is 1.6% (34%) higher than Charlotte
Hartford · Combined sales tax
6.3%
Charlotte · Combined sales tax
7.0%
Charlotte is 0.7% (10%) higher than Hartford

Transportation in Hartford vs Charlotte

Commute time and travel modes.

Hartford · Average commute
23.5 min
Charlotte · Average commute
25.4 min
Charlotte is 1.9 min (8%) higher than Hartford
Hartford · Drive alone
72.1%
Charlotte · Drive alone
61.9%
Hartford is 10.2% (16%) higher than Charlotte
Hartford · Public transit
2.6%
Charlotte · Public transit
1.9%
Hartford is 0.7% (37%) higher than Charlotte

Monthly cost estimates in Hartford vs Charlotte

All categories combined.

Hartford · Single person
$3,504
Charlotte · Single person
$3,767
Charlotte is $263 (8%) higher than Hartford
Hartford · Couple
$5,288
Charlotte · Couple
$5,224
Hartford is $64 (1%) higher than Charlotte
Hartford · Family
$7,601
Charlotte · Family
$7,782
Charlotte is $181 (2%) higher than Hartford

Frequently asked questions

Common questions comparing Hartford and Charlotte.

Is Hartford or Charlotte more expensive?

Charlotte is more expensive overall. A single person needs approximately $3,504/mo in Hartford, Connecticut and $3,767/mo in Charlotte, North Carolina, a difference of about 8%.

What is the rent difference between Hartford and Charlotte?

Average one-bedroom rent in Hartford, Connecticut is $1,129/mo versus $1,647/mo in Charlotte, North Carolina. Charlotte is approximately $518 (46%) more expensive for a one-bedroom apartment.

Which has higher income, Hartford or Charlotte?

Hartford has the higher average household income. Hartford households earn approximately $91,541 per year; Charlotte households earn approximately $83,765 per year.

More on Hartford and Charlotte

Read full profiles for either area, or pick a different pair to compare.

About this data

Figures come from official U.S. government sources including the Census Bureau (ACS), HUD Fair Market Rents, and the Energy Information Administration. See our methodology for details.