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Hartford vs Chicago

Cost of living comparison for Hartford, Connecticut and Chicago, Illinois.

Bottom line

Chicago is approximately 6% more expensive than Hartford. A single person needs about $3,707/mo in Chicago versus $3,504/mo in Hartford.

Rent in Hartford vs Chicago

HUD Fair Market Rents by bedroom count.

Hartford · Studio
$956
Chicago · Studio
$1,458
Chicago is $502 (53%) higher than Hartford
Hartford · 1 bedroom
$1,129
Chicago · 1 bedroom
$1,560
Chicago is $431 (38%) higher than Hartford
Hartford · 2 bedroom
$1,447
Chicago · 2 bedroom
$1,761
Chicago is $314 (22%) higher than Hartford
Hartford · 3 bedroom
$1,555
Chicago · 3 bedroom
$2,262
Chicago is $707 (45%) higher than Hartford

Income & earnings in Hartford vs Chicago

Annual figures from Census ACS.

Hartford · Household income
$91,541
Chicago · Household income
$81,797
Hartford is $9,744 (12%) higher than Chicago
Hartford · Individual earnings
$51,822
Chicago · Individual earnings
$49,298
Hartford is $2,524 (5%) higher than Chicago
Hartford · Per capita
$49,924
Chicago · Per capita
$47,801
Hartford is $2,123 (4%) higher than Chicago

Home values in Hartford vs Chicago

Average values and property tax.

Hartford · Average home value
$298,200
Chicago · Average home value
$305,200
Chicago is $7,000 (2%) higher than Hartford
Hartford · Annual property tax
$6,390
Chicago · Annual property tax
$6,053
Hartford is $337 (6%) higher than Chicago

Energy in Hartford vs Chicago

Estimated monthly electricity and gas.

Hartford · Monthly electricity
$208
Chicago · Monthly electricity
$116
Hartford is $92 (79%) higher than Chicago
Hartford · Monthly gas
$76
Chicago · Monthly gas
$61
Hartford is $15 (25%) higher than Chicago
Hartford · Annual total
$3,408
Chicago · Annual total
$2,124
Hartford is $1,284 (60%) higher than Chicago

Healthcare in Hartford vs Chicago

Marketplace premium estimates and coverage rate.

Hartford · Individual premium
$480
Chicago · Individual premium
$480
Hartford and Chicago are about the same
Hartford · Family premium
$1,350
Chicago · Family premium
$1,350
Hartford and Chicago are about the same
Hartford · Uninsured rate
4.2%
Chicago · Uninsured rate
9.0%
Chicago is 4.8% (114%) higher than Hartford

Taxes in Hartford vs Chicago

State income and sales tax.

Hartford · State income tax
7.0%
Chicago · State income tax
5.0%
Hartford is 2.0% (41%) higher than Chicago
Hartford · State sales tax
6.3%
Chicago · State sales tax
6.3%
Hartford is 0.1% (2%) higher than Chicago
Hartford · Combined sales tax
6.3%
Chicago · Combined sales tax
8.8%
Chicago is 2.5% (39%) higher than Hartford

Transportation in Hartford vs Chicago

Commute time and travel modes.

Hartford · Average commute
23.5 min
Chicago · Average commute
31.9 min
Chicago is 8.4 min (36%) higher than Hartford
Hartford · Drive alone
72.1%
Chicago · Drive alone
56.2%
Hartford is 15.9% (28%) higher than Chicago
Hartford · Public transit
2.6%
Chicago · Public transit
13.0%
Chicago is 10.4% (400%) higher than Hartford

Monthly cost estimates in Hartford vs Chicago

All categories combined.

Hartford · Single person
$3,504
Chicago · Single person
$3,707
Chicago is $203 (6%) higher than Hartford
Hartford · Couple
$5,288
Chicago · Couple
$5,165
Hartford is $123 (2%) higher than Chicago
Hartford · Family
$7,601
Chicago · Family
$7,811
Chicago is $210 (3%) higher than Hartford

Frequently asked questions

Common questions comparing Hartford and Chicago.

Is Hartford or Chicago more expensive?

Chicago is more expensive overall. A single person needs approximately $3,504/mo in Hartford, Connecticut and $3,707/mo in Chicago, Illinois, a difference of about 6%.

What is the rent difference between Hartford and Chicago?

Average one-bedroom rent in Hartford, Connecticut is $1,129/mo versus $1,560/mo in Chicago, Illinois. Chicago is approximately $431 (38%) more expensive for a one-bedroom apartment.

Which has higher income, Hartford or Chicago?

Hartford has the higher average household income. Hartford households earn approximately $91,541 per year; Chicago households earn approximately $81,797 per year.

More on Hartford and Chicago

Read full profiles for either area, or pick a different pair to compare.

About this data

Figures come from official U.S. government sources including the Census Bureau (ACS), HUD Fair Market Rents, and the Energy Information Administration. See our methodology for details.