Cost of living in Kansas City, Missouri
Jackson County, MO
Part of the Kansas City Metro Area
Population 717,021 · Last updated May 21, 2026
Cost breakdown
Single person, by category, per month.
Rent in Kansas City
Fair Market Rents by bedroom count.
Source: HUD FMR FY2025
Income and earnings in Kansas City
Annual earnings figures from the Census ACS.
Source: ACS 2019-2023 5-Year.
Home values in Kansas City
Average values reported by homeowners.
Source: ACS 2019-2023 5-Year
Energy costs in Kansas City
Estimated monthly electricity and gas costs.
Source: EIA
Healthcare in Kansas City
Insurance premiums and coverage rates.
Source: ACS + national avg. Marketplace benchmark premiums are second-lowest Silver plan estimates and do not reflect employer plans, subsidies, or out-of-pocket costs. This is not healthcare advice.
Taxes in Kansas City
State and local tax rates for Missouri.
Tax rates change. Consult a qualified tax professional for advice on your specific situation. This is not tax advice.
Transportation in Kansas City
Commute patterns and estimated costs.
Source: ACS
Monthly cost estimates for Kansas City
What it costs to live in Kansas City each month.
- Rent $1,183
- Energy $194
- Water $50
- Groceries $313
- Transport $320
- Healthcare $480
- Federal tax $554
- State tax $161
- Rent $1,346
- Energy $233
- Water $60
- Groceries $519
- Transport $420
- Healthcare $864
- Federal tax $769
- State tax $255
- Rent $1,756
- Energy $291
- Water $70
- Groceries $787
- Transport $520
- Healthcare $1,350
- Childcare $1,200
- Federal tax $769
- State tax $255
Frequently asked questions about Kansas City
Common questions about cost of living, rent and salary.
What is the average rent in Kansas City?
In Kansas City, Missouri, a one-bedroom apartment averages $1,183 per month, a two-bedroom averages $1,346 per month, a three-bedroom averages $1,756 per month, according to HUD Fair Market Rent data.
What is the average salary in Kansas City?
In Kansas City, Missouri, the average household income is $67,178 per year and individual earnings for full-time workers average $43,908 per year, according to U.S. Census Bureau data.
What is the cost of living in Kansas City?
The estimated cost of living in Kansas City, Missouri is approximately $3,255 per month for a single person, $4,466 for a couple, $6,998 for a family. This includes rent, utilities, groceries, transportation, healthcare, and taxes.
What is the sales tax rate in Kansas City?
The combined sales tax rate in Kansas City, Missouri is 8.29%, which includes the Missouri state rate of 4.22% plus an average local rate of 4.06%.
Is Kansas City an affordable place to live?
Based on the data, a single person in Kansas City, Missouri would need approximately $3,255 per month to cover rent, utilities, food, transport, healthcare, and taxes. The average household income is $67,178 per year ($5,598 per month). Kansas City has a moderate cost of living relative to local earnings.
How much does healthcare cost in Kansas City?
The ACA marketplace benchmark premium in Kansas City, Missouri is approximately $480 per month for an individual. Approximately 11.3% of residents are uninsured. Actual costs vary based on employer coverage, plan type, and individual circumstances.
What are house prices in Kansas City?
The average home value in Kansas City, Missouri is $213,300, with average annual property taxes of $2,448, according to U.S. Census Bureau data.
How does Kansas City compare to other areas?
You can compare Kansas City, Missouri with any other US county using our comparison tool at /compare. Kansas City is in the Kansas City, MO-KS metro area.
Other counties in Missouri
Browse the full list of counties in Missouri, ranked by cost of living.
See all counties in MissouriCompare Kansas City with another area
Put two counties side by side to see how rent, taxes and everyday costs stack up.
About this data
All figures on this page come from official U.S. government sources, listed below.
- HUD FMR FY2025
- ACS 2019-2023 5-Year
- EIA
- ACS + national avg
- ACS
- USDA + BEA RPP