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Metropolitan Statistical Area

Cost of living in the St. Cloud Metro Area

2 counties across MN. Population: 200,816.

Avg. 1-bed rent
$883/mo
Avg. household income
$75,422/yr
Avg. home value
$254,559
Avg. monthly cost
$2,979/mo

Last updated May 22, 2026

Rent in the St. Cloud Metro Area

Average rent across the St. Cloud metro area, weighted by county population.

Studio
$856
per month
1 bedroom
$883
per month
2 bedroom
$1,151
per month
3 bedroom
$1,510
per month
4 bedroom
$1,798
per month

Source: HUD FMR + ACS (population-weighted metro average)

Income and earnings in the St. Cloud Metro Area

Earnings data averaged across all 2 counties.

Household income
$75,422
per year
Individual earnings
$41,776
per year
Per capita
$37,626
per year

Source: ACS (population-weighted metro average)

Home values in the St. Cloud Metro Area

Average home values and annual property tax across the metro.

Average home value
$254,559
Average annual property tax
$2,599

Source: ACS (population-weighted metro average)

Energy costs in the St. Cloud Metro Area

Residential electricity and natural gas estimates.

Monthly electricity
$124
per month
Monthly gas
$63
per month
Annual total
$2,244
per year

Source: EIA (state averages applied per county, weighted)

All 2 counties in the St. Cloud Metro Area

The St. Cloud metro area includes 2 counties. Sorted by population.

Compare counties in the St. Cloud Metro Area

Put two counties side by side to see how rent, taxes and everyday costs stack up across the metro.

Open comparison tool

Frequently asked questions about the St. Cloud Metro Area

Common questions about cost of living in the metro area.

What is the cost of living in the St. Cloud Metro Area?

The estimated average cost of living in the St. Cloud metro area is approximately $2,979 per month for a single person. This is a population-weighted average across the 2 counties that make up the metro area.

What is the average rent in the St. Cloud Metro Area?

The average one-bedroom rent across the St. Cloud metro area is $883 per month, based on HUD Fair Market Rent data weighted by county population.

What is the cheapest county in the St. Cloud Metro Area?

Stearns County, MN is the most affordable county in the St. Cloud metro area at approximately $2,950 per month for a single person.

What is the most expensive county in the St. Cloud Metro Area?

Benton County, MN is the most expensive county in the St. Cloud metro area at approximately $3,090 per month for a single person.

How many counties are in the St. Cloud Metro Area?

The St. Cloud metro area covers 2 counties. The five largest by population are Stearns County, Benton County.

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About this data

All figures come from official U.S. government sources. Metro-area averages are population-weighted across constituent counties using Census ACS population estimates.