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Metropolitan Statistical Area

Cost of living in the Indianapolis Metro Area

11 counties across IN. Population: 2,106,327.

Avg. 1-bed rent
$1,076/mo
Avg. household income
$81,002/yr
Avg. home value
$249,661
Avg. monthly cost
$3,169/mo

Last updated May 22, 2026

Rent in the Indianapolis Metro Area

Average rent across the Indianapolis-Carmel-Greenwood metro area, weighted by county population.

Studio
$941
per month
1 bedroom
$1,076
per month
2 bedroom
$1,266
per month
3 bedroom
$1,647
per month
4 bedroom
$1,983
per month

Source: HUD FMR + ACS (population-weighted metro average)

Income and earnings in the Indianapolis Metro Area

Earnings data averaged across all 11 counties.

Household income
$81,002
per year
Individual earnings
$47,081
per year
Per capita
$42,523
per year

Source: ACS (population-weighted metro average)

Home values in the Indianapolis Metro Area

Average home values and annual property tax across the metro.

Average home value
$249,661
Average annual property tax
$2,113

Source: ACS (population-weighted metro average)

Energy costs in the Indianapolis Metro Area

Residential electricity and natural gas estimates.

Monthly electricity
$142
per month
Monthly gas
$57
per month
Annual total
$2,388
per year

Source: EIA (state averages applied per county, weighted)

All 11 counties in the Indianapolis Metro Area

The Indianapolis-Carmel-Greenwood metro area includes 11 counties. Sorted by population.

Compare counties in the Indianapolis Metro Area

Put two counties side by side to see how rent, taxes and everyday costs stack up across the metro.

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Frequently asked questions about the Indianapolis Metro Area

Common questions about cost of living in the metro area.

What is the cost of living in the Indianapolis Metro Area?

The estimated average cost of living in the Indianapolis-Carmel-Greenwood metro area is approximately $3,169 per month for a single person. This is a population-weighted average across the 11 counties that make up the metro area.

What is the average rent in the Indianapolis Metro Area?

The average one-bedroom rent across the Indianapolis-Carmel-Greenwood metro area is $1,076 per month, based on HUD Fair Market Rent data weighted by county population.

What is the cheapest county in the Indianapolis Metro Area?

Madison County, IN is the most affordable county in the Indianapolis-Carmel-Greenwood metro area at approximately $2,737 per month for a single person.

What is the most expensive county in the Indianapolis Metro Area?

Hamilton County, IN is the most expensive county in the Indianapolis-Carmel-Greenwood metro area at approximately $3,475 per month for a single person.

How many counties are in the Indianapolis Metro Area?

The Indianapolis-Carmel-Greenwood metro area covers 11 counties. The five largest by population are Indianapolis, Hamilton County, Hendricks County, Johnson County, Madison County.

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About this data

All figures come from official U.S. government sources. Metro-area averages are population-weighted across constituent counties using Census ACS population estimates.