Cost of living in the Albany Metro Area
5 counties across NY. Population: 902,372.
Last updated May 22, 2026
Rent in the Albany Metro Area
Average rent across the Albany-Schenectady-Troy metro area, weighted by county population.
Source: HUD FMR + ACS (population-weighted metro average)
Income and earnings in the Albany Metro Area
Earnings data averaged across all 5 counties.
Source: ACS (population-weighted metro average)
Home values in the Albany Metro Area
Average home values and annual property tax across the metro.
Source: ACS (population-weighted metro average)
Energy costs in the Albany Metro Area
Residential electricity and natural gas estimates.
Source: EIA (state averages applied per county, weighted)
All 5 counties in the Albany Metro Area
The Albany-Schenectady-Troy metro area includes 5 counties. Sorted by population.
- Albany County NY$3,443/moPop315,374 Rent$1,230/mo Income$83,149/yrAlbany County NY 315,374 $1,230/mo $83,149/yr $3,443/mo
- Saratoga County NY$3,703/moPop237,075 Rent$1,230/mo Income$99,653/yrSaratoga County NY 237,075 $1,230/mo $99,653/yr $3,703/mo
- Rensselaer County NY$3,586/moPop160,341 Rent$1,230/mo Income$86,663/yrRensselaer County NY 160,341 $1,230/mo $86,663/yr $3,586/mo
- Schenectady County NY$3,518/moPop159,603 Rent$1,230/mo Income$76,989/yrSchenectady County NY 159,603 $1,230/mo $76,989/yr $3,518/mo
- Schoharie County NY$3,357/moPop29,979 Rent$1,230/mo Income$71,188/yrSchoharie County NY 29,979 $1,230/mo $71,188/yr $3,357/mo
Compare counties in the Albany Metro Area
Put two counties side by side to see how rent, taxes and everyday costs stack up across the metro.
Open comparison toolFrequently asked questions about the Albany Metro Area
Common questions about cost of living in the metro area.
What is the cost of living in the Albany Metro Area?
The estimated average cost of living in the Albany-Schenectady-Troy metro area is approximately $3,547 per month for a single person. This is a population-weighted average across the 5 counties that make up the metro area.
What is the average rent in the Albany Metro Area?
The average one-bedroom rent across the Albany-Schenectady-Troy metro area is $1,230 per month, based on HUD Fair Market Rent data weighted by county population.
What is the cheapest county in the Albany Metro Area?
Schoharie County, NY is the most affordable county in the Albany-Schenectady-Troy metro area at approximately $3,357 per month for a single person.
What is the most expensive county in the Albany Metro Area?
Saratoga County, NY is the most expensive county in the Albany-Schenectady-Troy metro area at approximately $3,703 per month for a single person.
How many counties are in the Albany Metro Area?
The Albany-Schenectady-Troy metro area covers 5 counties. The five largest by population are Albany County, Saratoga County, Rensselaer County, Schenectady County, Schoharie County.
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About this data
All figures come from official U.S. government sources. Metro-area averages are population-weighted across constituent counties using Census ACS population estimates.