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New York City vs San Jose

Cost of living comparison for New York City, New York and San Jose, California.

Bottom line

San Jose is approximately 9% more expensive than New York City. A single person needs about $5,823/mo in San Jose versus $5,319/mo in New York City.

Rent in New York City vs San Jose

HUD Fair Market Rents by bedroom count.

New York City · Studio
$2,406
San Jose · Studio
$2,608
San Jose is $202 (8%) higher than New York City
New York City · 1 bedroom
$2,511
San Jose · 1 bedroom
$2,975
San Jose is $464 (18%) higher than New York City
New York City · 2 bedroom
$2,780
San Jose · 2 bedroom
$3,446
San Jose is $666 (24%) higher than New York City
New York City · 3 bedroom
$3,465
San Jose · 3 bedroom
$4,477
San Jose is $1,012 (29%) higher than New York City

Income & earnings in New York City vs San Jose

Annual figures from Census ACS.

New York City · Household income
$104,553
San Jose · Household income
$159,674
San Jose is $55,121 (53%) higher than New York City
New York City · Individual earnings
$75,255
San Jose · Individual earnings
$74,030
New York City is $1,225 (2%) higher than San Jose
New York City · Per capita
$94,922
San Jose · Per capita
$77,018
New York City is $17,904 (23%) higher than San Jose

Home values in New York City vs San Jose

Average values and property tax.

New York City · Average home value
$1,108,900
San Jose · Average home value
$1,382,800
San Jose is $273,900 (25%) higher than New York City
New York City · Annual property tax
$10,001
San Jose · Annual property tax
$9,766
New York City is $235 (2%) higher than San Jose

Energy in New York City vs San Jose

Estimated monthly electricity and gas.

New York City · Monthly electricity
$140
San Jose · Monthly electricity
$167
San Jose is $27 (19%) higher than New York City
New York City · Monthly gas
$68
San Jose · Monthly gas
$50
New York City is $18 (36%) higher than San Jose
New York City · Annual total
$2,496
San Jose · Annual total
$2,604
San Jose is $108 (4%) higher than New York City

Healthcare in New York City vs San Jose

Marketplace premium estimates and coverage rate.

New York City · Individual premium
$480
San Jose · Individual premium
$480
New York City and San Jose are about the same
New York City · Family premium
$1,350
San Jose · Family premium
$1,350
New York City and San Jose are about the same
New York City · Uninsured rate
4.3%
San Jose · Uninsured rate
4.0%
New York City is 0.3% (7%) higher than San Jose

Taxes in New York City vs San Jose

State income and sales tax.

New York City · State income tax
10.9%
San Jose · State income tax
13.3%
San Jose is 2.4% (22%) higher than New York City
New York City · State sales tax
4.0%
San Jose · State sales tax
7.3%
San Jose is 3.3% (81%) higher than New York City
New York City · Combined sales tax
8.5%
San Jose · Combined sales tax
8.8%
San Jose is 0.3% (4%) higher than New York City

Transportation in New York City vs San Jose

Commute time and travel modes.

New York City · Average commute
31.4 min
San Jose · Average commute
27.0 min
New York City is 4.4 min (16%) higher than San Jose
New York City · Drive alone
5.7%
San Jose · Drive alone
61.7%
San Jose is 56.0% (982%) higher than New York City
New York City · Public transit
45.5%
San Jose · Public transit
2.7%
New York City is 42.8% (1585%) higher than San Jose

Monthly cost estimates in New York City vs San Jose

All categories combined.

New York City · Single person
$5,319
San Jose · Single person
$5,823
San Jose is $504 (9%) higher than New York City
New York City · Couple
$6,684
San Jose · Couple
$9,192
San Jose is $2,508 (38%) higher than New York City
New York City · Family
$9,554
San Jose · Family
$12,430
San Jose is $2,876 (30%) higher than New York City

Frequently asked questions

Common questions comparing New York City and San Jose.

Is New York City or San Jose more expensive?

San Jose is more expensive overall. A single person needs approximately $5,319/mo in New York City, New York and $5,823/mo in San Jose, California, a difference of about 9%.

What is the rent difference between New York City and San Jose?

Average one-bedroom rent in New York City, New York is $2,511/mo versus $2,975/mo in San Jose, California. San Jose is approximately $464 (18%) more expensive for a one-bedroom apartment.

Which has higher income, New York City or San Jose?

San Jose has the higher average household income. New York City households earn approximately $104,553 per year; San Jose households earn approximately $159,674 per year.

More on New York City and San Jose

Read full profiles for either area, or pick a different pair to compare.

About this data

Figures come from official U.S. government sources including the Census Bureau (ACS), HUD Fair Market Rents, and the Energy Information Administration. See our methodology for details.