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Miami vs Philadelphia

Cost of living comparison for Miami, Florida and Philadelphia, Pennsylvania.

Bottom line

Miami is approximately 11% more expensive than Philadelphia. A single person needs about $3,762/mo in Miami versus $3,382/mo in Philadelphia.

Rent in Miami vs Philadelphia

HUD Fair Market Rents by bedroom count.

Miami · Studio
$1,711
Philadelphia · Studio
$1,372
Miami is $339 (25%) higher than Philadelphia
Miami · 1 bedroom
$1,898
Philadelphia · 1 bedroom
$1,512
Miami is $386 (26%) higher than Philadelphia
Miami · 2 bedroom
$2,329
Philadelphia · 2 bedroom
$1,802
Miami is $527 (29%) higher than Philadelphia
Miami · 3 bedroom
$3,008
Philadelphia · 3 bedroom
$2,171
Miami is $837 (39%) higher than Philadelphia

Income & earnings in Miami vs Philadelphia

Annual figures from Census ACS.

Miami · Household income
$68,694
Philadelphia · Household income
$60,698
Miami is $7,996 (13%) higher than Philadelphia
Miami · Individual earnings
$38,213
Philadelphia · Individual earnings
$42,478
Philadelphia is $4,265 (11%) higher than Miami
Miami · Per capita
$37,858
Philadelphia · Per capita
$37,669
Miami is $189 (1%) higher than Philadelphia

Home values in Miami vs Philadelphia

Average values and property tax.

Miami · Average home value
$425,400
Philadelphia · Average home value
$232,400
Miami is $193,000 (83%) higher than Philadelphia
Miami · Annual property tax
$3,516
Philadelphia · Annual property tax
$1,952
Miami is $1,564 (80%) higher than Philadelphia

Energy in Miami vs Philadelphia

Estimated monthly electricity and gas.

Miami · Monthly electricity
$176
Philadelphia · Monthly electricity
$143
Miami is $33 (23%) higher than Philadelphia
Miami · Monthly gas
$21
Philadelphia · Monthly gas
$62
Philadelphia is $41 (195%) higher than Miami
Miami · Annual total
$2,364
Philadelphia · Annual total
$2,460
Philadelphia is $96 (4%) higher than Miami

Healthcare in Miami vs Philadelphia

Marketplace premium estimates and coverage rate.

Miami · Individual premium
$480
Philadelphia · Individual premium
$480
Miami and Philadelphia are about the same
Miami · Family premium
$1,350
Philadelphia · Family premium
$1,350
Miami and Philadelphia are about the same
Miami · Uninsured rate
14.3%
Philadelphia · Uninsured rate
7.2%
Miami is 7.1% (99%) higher than Philadelphia

Taxes in Miami vs Philadelphia

State income and sales tax.

Miami · State income tax
0.0%
Philadelphia · State income tax
3.1%
Philadelphia is 3.1% higher than Miami
Miami · State sales tax
6.0%
Philadelphia · State sales tax
6.0%
Miami and Philadelphia are about the same
Miami · Combined sales tax
7.0%
Philadelphia · Combined sales tax
6.3%
Miami is 0.7% (11%) higher than Philadelphia

Transportation in Miami vs Philadelphia

Commute time and travel modes.

Miami · Average commute
31.0 min
Philadelphia · Average commute
32.0 min
Philadelphia is 1.0 min (3%) higher than Miami
Miami · Drive alone
70.7%
Philadelphia · Drive alone
46.7%
Miami is 24.0% (51%) higher than Philadelphia
Miami · Public transit
3.3%
Philadelphia · Public transit
17.9%
Philadelphia is 14.6% (442%) higher than Miami

Monthly cost estimates in Miami vs Philadelphia

All categories combined.

Miami · Single person
$3,762
Philadelphia · Single person
$3,382
Miami is $380 (11%) higher than Philadelphia
Miami · Couple
$5,291
Philadelphia · Couple
$4,560
Miami is $731 (16%) higher than Philadelphia
Miami · Family
$8,128
Philadelphia · Family
$7,059
Miami is $1,069 (15%) higher than Philadelphia

Frequently asked questions

Common questions comparing Miami and Philadelphia.

Is Miami or Philadelphia more expensive?

Miami is more expensive overall. A single person needs approximately $3,762/mo in Miami, Florida and $3,382/mo in Philadelphia, Pennsylvania, a difference of about 11%.

What is the rent difference between Miami and Philadelphia?

Average one-bedroom rent in Miami, Florida is $1,898/mo versus $1,512/mo in Philadelphia, Pennsylvania. Miami is approximately $386 (26%) more expensive for a one-bedroom apartment.

Which has higher income, Miami or Philadelphia?

Miami has the higher average household income. Miami households earn approximately $68,694 per year; Philadelphia households earn approximately $60,698 per year.

More on Miami and Philadelphia

Read full profiles for either area, or pick a different pair to compare.

About this data

Figures come from official U.S. government sources including the Census Bureau (ACS), HUD Fair Market Rents, and the Energy Information Administration. See our methodology for details.