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Miami vs New York City

Cost of living comparison for Miami, Florida and New York City, New York.

Bottom line

New York City is approximately 41% more expensive than Miami. A single person needs about $5,319/mo in New York City versus $3,762/mo in Miami.

Rent in Miami vs New York City

HUD Fair Market Rents by bedroom count.

Miami · Studio
$1,711
New York City · Studio
$2,406
New York City is $695 (41%) higher than Miami
Miami · 1 bedroom
$1,898
New York City · 1 bedroom
$2,511
New York City is $613 (32%) higher than Miami
Miami · 2 bedroom
$2,329
New York City · 2 bedroom
$2,780
New York City is $451 (19%) higher than Miami
Miami · 3 bedroom
$3,008
New York City · 3 bedroom
$3,465
New York City is $457 (15%) higher than Miami

Income & earnings in Miami vs New York City

Annual figures from Census ACS.

Miami · Household income
$68,694
New York City · Household income
$104,553
New York City is $35,859 (52%) higher than Miami
Miami · Individual earnings
$38,213
New York City · Individual earnings
$75,255
New York City is $37,042 (97%) higher than Miami
Miami · Per capita
$37,858
New York City · Per capita
$94,922
New York City is $57,064 (151%) higher than Miami

Home values in Miami vs New York City

Average values and property tax.

Miami · Average home value
$425,400
New York City · Average home value
$1,108,900
New York City is $683,500 (161%) higher than Miami
Miami · Annual property tax
$3,516
New York City · Annual property tax
$10,001
New York City is $6,485 (184%) higher than Miami

Energy in Miami vs New York City

Estimated monthly electricity and gas.

Miami · Monthly electricity
$176
New York City · Monthly electricity
$140
Miami is $36 (26%) higher than New York City
Miami · Monthly gas
$21
New York City · Monthly gas
$68
New York City is $47 (224%) higher than Miami
Miami · Annual total
$2,364
New York City · Annual total
$2,496
New York City is $132 (6%) higher than Miami

Healthcare in Miami vs New York City

Marketplace premium estimates and coverage rate.

Miami · Individual premium
$480
New York City · Individual premium
$480
Miami and New York City are about the same
Miami · Family premium
$1,350
New York City · Family premium
$1,350
Miami and New York City are about the same
Miami · Uninsured rate
14.3%
New York City · Uninsured rate
4.3%
Miami is 10.0% (233%) higher than New York City

Taxes in Miami vs New York City

State income and sales tax.

Miami · State income tax
0.0%
New York City · State income tax
10.9%
New York City is 10.9% higher than Miami
Miami · State sales tax
6.0%
New York City · State sales tax
4.0%
Miami is 2.0% (50%) higher than New York City
Miami · Combined sales tax
7.0%
New York City · Combined sales tax
8.5%
New York City is 1.5% (22%) higher than Miami

Transportation in Miami vs New York City

Commute time and travel modes.

Miami · Average commute
31.0 min
New York City · Average commute
31.4 min
New York City is 0.4 min (1%) higher than Miami
Miami · Drive alone
70.7%
New York City · Drive alone
5.7%
Miami is 65.0% (1140%) higher than New York City
Miami · Public transit
3.3%
New York City · Public transit
45.5%
New York City is 42.2% (1279%) higher than Miami

Monthly cost estimates in Miami vs New York City

All categories combined.

Miami · Single person
$3,762
New York City · Single person
$5,319
New York City is $1,557 (41%) higher than Miami
Miami · Couple
$5,291
New York City · Couple
$6,684
New York City is $1,393 (26%) higher than Miami
Miami · Family
$8,128
New York City · Family
$9,554
New York City is $1,426 (18%) higher than Miami

Frequently asked questions

Common questions comparing Miami and New York City.

Is Miami or New York City more expensive?

New York City is more expensive overall. A single person needs approximately $3,762/mo in Miami, Florida and $5,319/mo in New York City, New York, a difference of about 41%.

What is the rent difference between Miami and New York City?

Average one-bedroom rent in Miami, Florida is $1,898/mo versus $2,511/mo in New York City, New York. New York City is approximately $613 (32%) more expensive for a one-bedroom apartment.

Which has higher income, Miami or New York City?

New York City has the higher average household income. Miami households earn approximately $68,694 per year; New York City households earn approximately $104,553 per year.

More on Miami and New York City

Read full profiles for either area, or pick a different pair to compare.

About this data

Figures come from official U.S. government sources including the Census Bureau (ACS), HUD Fair Market Rents, and the Energy Information Administration. See our methodology for details.