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Miami vs Cambridge

Cost of living comparison for Miami, Florida and Cambridge, Massachusetts.

Bottom line

Cambridge is approximately 17% more expensive than Miami. A single person needs about $4,391/mo in Cambridge versus $3,762/mo in Miami.

Rent in Miami vs Cambridge

HUD Fair Market Rents by bedroom count.

Miami · Studio
$1,711
Cambridge · Studio
$1,669
Miami is $42 (3%) higher than Cambridge
Miami · 1 bedroom
$1,898
Cambridge · 1 bedroom
$1,745
Miami is $153 (9%) higher than Cambridge
Miami · 2 bedroom
$2,329
Cambridge · 2 bedroom
$2,269
Miami is $60 (3%) higher than Cambridge
Miami · 3 bedroom
$3,008
Cambridge · 3 bedroom
$2,504
Miami is $504 (20%) higher than Cambridge

Income & earnings in Miami vs Cambridge

Annual figures from Census ACS.

Miami · Household income
$68,694
Cambridge · Household income
$126,779
Cambridge is $58,085 (85%) higher than Miami
Miami · Individual earnings
$38,213
Cambridge · Individual earnings
$66,124
Cambridge is $27,911 (73%) higher than Miami
Miami · Per capita
$37,858
Cambridge · Per capita
$67,471
Cambridge is $29,613 (78%) higher than Miami

Home values in Miami vs Cambridge

Average values and property tax.

Miami · Average home value
$425,400
Cambridge · Average home value
$687,200
Cambridge is $261,800 (62%) higher than Miami
Miami · Annual property tax
$3,516
Cambridge · Annual property tax
$7,240
Cambridge is $3,724 (106%) higher than Miami

Energy in Miami vs Cambridge

Estimated monthly electricity and gas.

Miami · Monthly electricity
$176
Cambridge · Monthly electricity
$172
Miami is $4 (2%) higher than Cambridge
Miami · Monthly gas
$21
Cambridge · Monthly gas
$74
Cambridge is $53 (252%) higher than Miami
Miami · Annual total
$2,364
Cambridge · Annual total
$2,952
Cambridge is $588 (25%) higher than Miami

Healthcare in Miami vs Cambridge

Marketplace premium estimates and coverage rate.

Miami · Individual premium
$480
Cambridge · Individual premium
$480
Miami and Cambridge are about the same
Miami · Family premium
$1,350
Cambridge · Family premium
$1,350
Miami and Cambridge are about the same
Miami · Uninsured rate
14.3%
Cambridge · Uninsured rate
2.4%
Miami is 11.9% (496%) higher than Cambridge

Taxes in Miami vs Cambridge

State income and sales tax.

Miami · State income tax
0.0%
Cambridge · State income tax
5.0%
Cambridge is 5.0% higher than Miami
Miami · State sales tax
6.0%
Cambridge · State sales tax
6.3%
Cambridge is 0.3% (4%) higher than Miami
Miami · Combined sales tax
7.0%
Cambridge · Combined sales tax
6.3%
Miami is 0.8% (12%) higher than Cambridge

Transportation in Miami vs Cambridge

Commute time and travel modes.

Miami · Average commute
31.0 min
Cambridge · Average commute
30.0 min
Miami is 1.0 min (3%) higher than Cambridge
Miami · Drive alone
70.7%
Cambridge · Drive alone
56.0%
Miami is 14.7% (26%) higher than Cambridge
Miami · Public transit
3.3%
Cambridge · Public transit
8.0%
Cambridge is 4.7% (142%) higher than Miami

Monthly cost estimates in Miami vs Cambridge

All categories combined.

Miami · Single person
$3,762
Cambridge · Single person
$4,391
Cambridge is $629 (17%) higher than Miami
Miami · Couple
$5,291
Cambridge · Couple
$6,782
Cambridge is $1,491 (28%) higher than Miami
Miami · Family
$8,128
Cambridge · Family
$9,217
Cambridge is $1,089 (13%) higher than Miami

Frequently asked questions

Common questions comparing Miami and Cambridge.

Is Miami or Cambridge more expensive?

Cambridge is more expensive overall. A single person needs approximately $3,762/mo in Miami, Florida and $4,391/mo in Cambridge, Massachusetts, a difference of about 17%.

What is the rent difference between Miami and Cambridge?

Average one-bedroom rent in Miami, Florida is $1,898/mo versus $1,745/mo in Cambridge, Massachusetts. Miami is approximately $153 (9%) more expensive for a one-bedroom apartment.

Which has higher income, Miami or Cambridge?

Cambridge has the higher average household income. Miami households earn approximately $68,694 per year; Cambridge households earn approximately $126,779 per year.

More on Miami and Cambridge

Read full profiles for either area, or pick a different pair to compare.

About this data

Figures come from official U.S. government sources including the Census Bureau (ACS), HUD Fair Market Rents, and the Energy Information Administration. See our methodology for details.