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Charlotte vs Saint Louis

Cost of living comparison for Charlotte, North Carolina and Saint Louis, Missouri.

Bottom line

Charlotte is approximately 20% more expensive than Saint Louis. A single person needs about $3,767/mo in Charlotte versus $3,135/mo in Saint Louis.

Rent in Charlotte vs Saint Louis

HUD Fair Market Rents by bedroom count.

Charlotte · Studio
$1,586
Saint Louis · Studio
$951
Charlotte is $635 (67%) higher than Saint Louis
Charlotte · 1 bedroom
$1,647
Saint Louis · 1 bedroom
$984
Charlotte is $663 (67%) higher than Saint Louis
Charlotte · 2 bedroom
$1,824
Saint Louis · 2 bedroom
$1,215
Charlotte is $609 (50%) higher than Saint Louis
Charlotte · 3 bedroom
$2,250
Saint Louis · 3 bedroom
$1,570
Charlotte is $680 (43%) higher than Saint Louis

Income & earnings in Charlotte vs Saint Louis

Annual figures from Census ACS.

Charlotte · Household income
$83,765
Saint Louis · Household income
$81,340
Charlotte is $2,425 (3%) higher than Saint Louis
Charlotte · Individual earnings
$48,997
Saint Louis · Individual earnings
$47,763
Charlotte is $1,234 (3%) higher than Saint Louis
Charlotte · Per capita
$51,490
Saint Louis · Per capita
$51,085
Charlotte is $405 (1%) higher than Saint Louis

Home values in Charlotte vs Saint Louis

Average values and property tax.

Charlotte · Average home value
$371,200
Saint Louis · Average home value
$260,700
Charlotte is $110,500 (42%) higher than Saint Louis
Charlotte · Annual property tax
$2,780
Saint Louis · Annual property tax
$3,193
Saint Louis is $413 (15%) higher than Charlotte

Energy in Charlotte vs Saint Louis

Estimated monthly electricity and gas.

Charlotte · Monthly electricity
$147
Saint Louis · Monthly electricity
$142
Charlotte is $5 (4%) higher than Saint Louis
Charlotte · Monthly gas
$40
Saint Louis · Monthly gas
$52
Saint Louis is $12 (30%) higher than Charlotte
Charlotte · Annual total
$2,244
Saint Louis · Annual total
$2,328
Saint Louis is $84 (4%) higher than Charlotte

Healthcare in Charlotte vs Saint Louis

Marketplace premium estimates and coverage rate.

Charlotte · Individual premium
$480
Saint Louis · Individual premium
$480
Charlotte and Saint Louis are about the same
Charlotte · Family premium
$1,350
Saint Louis · Family premium
$1,350
Charlotte and Saint Louis are about the same
Charlotte · Uninsured rate
11.6%
Saint Louis · Uninsured rate
5.8%
Charlotte is 5.8% (100%) higher than Saint Louis

Taxes in Charlotte vs Saint Louis

State income and sales tax.

Charlotte · State income tax
4.5%
Saint Louis · State income tax
4.8%
Saint Louis is 0.3% (7%) higher than Charlotte
Charlotte · State sales tax
4.8%
Saint Louis · State sales tax
4.2%
Charlotte is 0.5% (12%) higher than Saint Louis
Charlotte · Combined sales tax
7.0%
Saint Louis · Combined sales tax
8.3%
Saint Louis is 1.3% (18%) higher than Charlotte

Transportation in Charlotte vs Saint Louis

Commute time and travel modes.

Charlotte · Average commute
25.4 min
Saint Louis · Average commute
23.3 min
Charlotte is 2.1 min (9%) higher than Saint Louis
Charlotte · Drive alone
61.9%
Saint Louis · Drive alone
73.7%
Saint Louis is 11.8% (19%) higher than Charlotte
Charlotte · Public transit
1.9%
Saint Louis · Public transit
1.4%
Charlotte is 0.5% (36%) higher than Saint Louis

Monthly cost estimates in Charlotte vs Saint Louis

All categories combined.

Charlotte · Single person
$3,767
Saint Louis · Single person
$3,135
Charlotte is $632 (20%) higher than Saint Louis
Charlotte · Couple
$5,224
Saint Louis · Couple
$4,623
Charlotte is $601 (13%) higher than Saint Louis
Charlotte · Family
$7,782
Saint Louis · Family
$7,100
Charlotte is $682 (10%) higher than Saint Louis

Frequently asked questions

Common questions comparing Charlotte and Saint Louis.

Is Charlotte or Saint Louis more expensive?

Charlotte is more expensive overall. A single person needs approximately $3,767/mo in Charlotte, North Carolina and $3,135/mo in Saint Louis, Missouri, a difference of about 20%.

What is the rent difference between Charlotte and Saint Louis?

Average one-bedroom rent in Charlotte, North Carolina is $1,647/mo versus $984/mo in Saint Louis, Missouri. Charlotte is approximately $663 (67%) more expensive for a one-bedroom apartment.

Which has higher income, Charlotte or Saint Louis?

Charlotte has the higher average household income. Charlotte households earn approximately $83,765 per year; Saint Louis households earn approximately $81,340 per year.

More on Charlotte and Saint Louis

Read full profiles for either area, or pick a different pair to compare.

About this data

Figures come from official U.S. government sources including the Census Bureau (ACS), HUD Fair Market Rents, and the Energy Information Administration. See our methodology for details.