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Charlotte vs New York City

Cost of living comparison for Charlotte, North Carolina and New York City, New York.

Bottom line

New York City is approximately 41% more expensive than Charlotte. A single person needs about $5,319/mo in New York City versus $3,767/mo in Charlotte.

Rent in Charlotte vs New York City

HUD Fair Market Rents by bedroom count.

Charlotte · Studio
$1,586
New York City · Studio
$2,406
New York City is $820 (52%) higher than Charlotte
Charlotte · 1 bedroom
$1,647
New York City · 1 bedroom
$2,511
New York City is $864 (52%) higher than Charlotte
Charlotte · 2 bedroom
$1,824
New York City · 2 bedroom
$2,780
New York City is $956 (52%) higher than Charlotte
Charlotte · 3 bedroom
$2,250
New York City · 3 bedroom
$3,465
New York City is $1,215 (54%) higher than Charlotte

Income & earnings in Charlotte vs New York City

Annual figures from Census ACS.

Charlotte · Household income
$83,765
New York City · Household income
$104,553
New York City is $20,788 (25%) higher than Charlotte
Charlotte · Individual earnings
$48,997
New York City · Individual earnings
$75,255
New York City is $26,258 (54%) higher than Charlotte
Charlotte · Per capita
$51,490
New York City · Per capita
$94,922
New York City is $43,432 (84%) higher than Charlotte

Home values in Charlotte vs New York City

Average values and property tax.

Charlotte · Average home value
$371,200
New York City · Average home value
$1,108,900
New York City is $737,700 (199%) higher than Charlotte
Charlotte · Annual property tax
$2,780
New York City · Annual property tax
$10,001
New York City is $7,221 (260%) higher than Charlotte

Energy in Charlotte vs New York City

Estimated monthly electricity and gas.

Charlotte · Monthly electricity
$147
New York City · Monthly electricity
$140
Charlotte is $7 (5%) higher than New York City
Charlotte · Monthly gas
$40
New York City · Monthly gas
$68
New York City is $28 (70%) higher than Charlotte
Charlotte · Annual total
$2,244
New York City · Annual total
$2,496
New York City is $252 (11%) higher than Charlotte

Healthcare in Charlotte vs New York City

Marketplace premium estimates and coverage rate.

Charlotte · Individual premium
$480
New York City · Individual premium
$480
Charlotte and New York City are about the same
Charlotte · Family premium
$1,350
New York City · Family premium
$1,350
Charlotte and New York City are about the same
Charlotte · Uninsured rate
11.6%
New York City · Uninsured rate
4.3%
Charlotte is 7.3% (170%) higher than New York City

Taxes in Charlotte vs New York City

State income and sales tax.

Charlotte · State income tax
4.5%
New York City · State income tax
10.9%
New York City is 6.4% (142%) higher than Charlotte
Charlotte · State sales tax
4.8%
New York City · State sales tax
4.0%
Charlotte is 0.8% (19%) higher than New York City
Charlotte · Combined sales tax
7.0%
New York City · Combined sales tax
8.5%
New York City is 1.5% (22%) higher than Charlotte

Transportation in Charlotte vs New York City

Commute time and travel modes.

Charlotte · Average commute
25.4 min
New York City · Average commute
31.4 min
New York City is 6.0 min (24%) higher than Charlotte
Charlotte · Drive alone
61.9%
New York City · Drive alone
5.7%
Charlotte is 56.2% (986%) higher than New York City
Charlotte · Public transit
1.9%
New York City · Public transit
45.5%
New York City is 43.6% (2295%) higher than Charlotte

Monthly cost estimates in Charlotte vs New York City

All categories combined.

Charlotte · Single person
$3,767
New York City · Single person
$5,319
New York City is $1,552 (41%) higher than Charlotte
Charlotte · Couple
$5,224
New York City · Couple
$6,684
New York City is $1,460 (28%) higher than Charlotte
Charlotte · Family
$7,782
New York City · Family
$9,554
New York City is $1,772 (23%) higher than Charlotte

Frequently asked questions

Common questions comparing Charlotte and New York City.

Is Charlotte or New York City more expensive?

New York City is more expensive overall. A single person needs approximately $3,767/mo in Charlotte, North Carolina and $5,319/mo in New York City, New York, a difference of about 41%.

What is the rent difference between Charlotte and New York City?

Average one-bedroom rent in Charlotte, North Carolina is $1,647/mo versus $2,511/mo in New York City, New York. New York City is approximately $864 (52%) more expensive for a one-bedroom apartment.

Which has higher income, Charlotte or New York City?

New York City has the higher average household income. Charlotte households earn approximately $83,765 per year; New York City households earn approximately $104,553 per year.

More on Charlotte and New York City

Read full profiles for either area, or pick a different pair to compare.

About this data

Figures come from official U.S. government sources including the Census Bureau (ACS), HUD Fair Market Rents, and the Energy Information Administration. See our methodology for details.