Side-by-side comparison

Charlotte vs Miami

Cost of living comparison for Charlotte, North Carolina and Miami, Florida.

Bottom line

Charlotte is approximately 0% more expensive than Miami. A single person needs about $3,767/mo in Charlotte versus $3,762/mo in Miami.

Rent in Charlotte vs Miami

HUD Fair Market Rents by bedroom count.

Charlotte · Studio

$1,586

Miami · Studio

$1,711

Miami is $125 (8%) higher than Charlotte

Charlotte · 1 bedroom

$1,647

Miami · 1 bedroom

$1,898

Miami is $251 (15%) higher than Charlotte

Charlotte · 2 bedroom

$1,824

Miami · 2 bedroom

$2,329

Miami is $505 (28%) higher than Charlotte

Charlotte · 3 bedroom

$2,250

Miami · 3 bedroom

$3,008

Miami is $758 (34%) higher than Charlotte

Income & earnings in Charlotte vs Miami

Annual figures from Census ACS.

Charlotte · Household income

$83,765

Miami · Household income

$68,694

Charlotte is $15,071 (22%) higher than Miami

Charlotte · Individual earnings

$48,997

Miami · Individual earnings

$38,213

Charlotte is $10,784 (28%) higher than Miami

Charlotte · Per capita

$51,490

Miami · Per capita

$37,858

Charlotte is $13,632 (36%) higher than Miami

Home values in Charlotte vs Miami

Average values and property tax.

Charlotte · Average home value

$371,200

Miami · Average home value

$425,400

Miami is $54,200 (15%) higher than Charlotte

Charlotte · Annual property tax

$2,780

Miami · Annual property tax

$3,516

Miami is $736 (26%) higher than Charlotte

Energy in Charlotte vs Miami

Estimated monthly electricity and gas.

Charlotte · Monthly electricity

$147

Miami · Monthly electricity

$176

Miami is $29 (20%) higher than Charlotte

Charlotte · Monthly gas

$40

Miami · Monthly gas

$21

Charlotte is $19 (90%) higher than Miami

Charlotte · Annual total

$2,244

Miami · Annual total

$2,364

Miami is $120 (5%) higher than Charlotte

Healthcare in Charlotte vs Miami

Marketplace premium estimates and coverage rate.

Charlotte · Individual premium

$480

Miami · Individual premium

$480

Charlotte and Miami are about the same

Charlotte · Family premium

$1,350

Miami · Family premium

$1,350

Charlotte and Miami are about the same

Charlotte · Uninsured rate

11.6%

Miami · Uninsured rate

14.3%

Miami is 2.7% (23%) higher than Charlotte

Taxes in Charlotte vs Miami

State income and sales tax.

Charlotte · State income tax

4.5%

Miami · State income tax

0.0%

Charlotte is 4.5% higher than Miami

Charlotte · State sales tax

4.8%

Miami · State sales tax

6.0%

Miami is 1.3% (26%) higher than Charlotte

Charlotte · Combined sales tax

7.0%

Miami · Combined sales tax

7.0%

Miami is 0.0% (0%) higher than Charlotte

Transportation in Charlotte vs Miami

Commute time and travel modes.

Charlotte · Average commute

25.4 min

Miami · Average commute

31.0 min

Miami is 5.6 min (22%) higher than Charlotte

Charlotte · Drive alone

61.9%

Miami · Drive alone

70.7%

Miami is 8.8% (14%) higher than Charlotte

Charlotte · Public transit

1.9%

Miami · Public transit

3.3%

Miami is 1.4% (74%) higher than Charlotte

Monthly cost estimates in Charlotte vs Miami

All categories combined.

Charlotte · Single person

$3,767

Miami · Single person

$3,762

Charlotte is $5 (0%) higher than Miami

Charlotte · Couple

$5,224

Miami · Couple

$5,291

Miami is $67 (1%) higher than Charlotte

Charlotte · Family

$7,782

Miami · Family

$8,128

Miami is $346 (4%) higher than Charlotte

Frequently asked questions

Common questions comparing Charlotte and Miami.

Is Charlotte or Miami more expensive?

Charlotte is more expensive overall. A single person needs approximately $3,767/mo in Charlotte, North Carolina and $3,762/mo in Miami, Florida, a difference of about 0%.

What is the rent difference between Charlotte and Miami?

Average one-bedroom rent in Charlotte, North Carolina is $1,647/mo versus $1,898/mo in Miami, Florida. Miami is approximately $251 (15%) more expensive for a one-bedroom apartment.

Which has higher income, Charlotte or Miami?

Charlotte has the higher average household income. Charlotte households earn approximately $83,765 per year; Miami households earn approximately $68,694 per year.

More on Charlotte and Miami

Read full profiles for either area, or pick a different pair to compare.

Charlotte profile Miami profile Compare different areas

About this data

Figures come from official U.S. government sources including the Census Bureau (ACS), HUD Fair Market Rents, and the Energy Information Administration. See our methodology for details.