Side-by-side comparison

Indianapolis vs Austin

Cost of living comparison for Indianapolis, Indiana and Austin, Texas.

Bottom line

Austin is approximately 20% more expensive than Indianapolis. A single person needs about $3,706/mo in Austin versus $3,076/mo in Indianapolis.

Rent in Indianapolis vs Austin

HUD Fair Market Rents by bedroom count.

Indianapolis · Studio

$955

Austin · Studio

$1,549

Austin is $594 (62%) higher than Indianapolis

Indianapolis · 1 bedroom

$1,097

Austin · 1 bedroom

$1,650

Austin is $553 (50%) higher than Indianapolis

Indianapolis · 2 bedroom

$1,283

Austin · 2 bedroom

$1,949

Austin is $666 (52%) higher than Indianapolis

Indianapolis · 3 bedroom

$1,669

Austin · 3 bedroom

$2,484

Austin is $815 (49%) higher than Indianapolis

Income & earnings in Indianapolis vs Austin

Annual figures from Census ACS.

Indianapolis · Household income

$63,450

Austin · Household income

$97,169

Austin is $33,719 (53%) higher than Indianapolis

Indianapolis · Individual earnings

$41,112

Austin · Individual earnings

$55,186

Austin is $14,074 (34%) higher than Indianapolis

Indianapolis · Per capita

$36,355

Austin · Per capita

$59,289

Austin is $22,934 (63%) higher than Indianapolis

Home values in Indianapolis vs Austin

Average values and property tax.

Indianapolis · Average home value

$207,000

Austin · Average home value

$487,600

Austin is $280,600 (136%) higher than Indianapolis

Indianapolis · Annual property tax

$1,923

Austin · Annual property tax

$7,487

Austin is $5,564 (289%) higher than Indianapolis

Energy in Indianapolis vs Austin

Estimated monthly electricity and gas.

Indianapolis · Monthly electricity

$142

Austin · Monthly electricity

$167

Austin is $25 (18%) higher than Indianapolis

Indianapolis · Monthly gas

$57

Austin · Monthly gas

$32

Indianapolis is $25 (78%) higher than Austin

Indianapolis · Annual total

$2,388

Austin · Annual total

$2,388

Indianapolis and Austin are about the same

Healthcare in Indianapolis vs Austin

Marketplace premium estimates and coverage rate.

Indianapolis · Individual premium

$480

Austin · Individual premium

$480

Indianapolis and Austin are about the same

Indianapolis · Family premium

$1,350

Austin · Family premium

$1,350

Indianapolis and Austin are about the same

Indianapolis · Uninsured rate

9.0%

Austin · Uninsured rate

12.2%

Austin is 3.2% (36%) higher than Indianapolis

Taxes in Indianapolis vs Austin

State income and sales tax.

Indianapolis · State income tax

3.0%

Austin · State income tax

0.0%

Indianapolis is 3.0% higher than Austin

Indianapolis · State sales tax

7.0%

Austin · State sales tax

6.3%

Indianapolis is 0.8% (12%) higher than Austin

Indianapolis · Combined sales tax

7.0%

Austin · Combined sales tax

8.2%

Austin is 1.2% (17%) higher than Indianapolis

Transportation in Indianapolis vs Austin

Commute time and travel modes.

Indianapolis · Average commute

24.2 min

Austin · Average commute

25.4 min

Austin is 1.2 min (5%) higher than Indianapolis

Indianapolis · Drive alone

73.8%

Austin · Drive alone

59.7%

Indianapolis is 14.1% (24%) higher than Austin

Indianapolis · Public transit

1.3%

Austin · Public transit

1.7%

Austin is 0.4% (31%) higher than Indianapolis

Monthly cost estimates in Indianapolis vs Austin

All categories combined.

Indianapolis · Single person

$3,076

Austin · Single person

$3,706

Austin is $630 (20%) higher than Indianapolis

Indianapolis · Couple

$4,262

Austin · Couple

$5,280

Austin is $1,018 (24%) higher than Indianapolis

Indianapolis · Family

$6,776

Austin · Family

$7,957

Austin is $1,181 (17%) higher than Indianapolis

Frequently asked questions

Common questions comparing Indianapolis and Austin.

Is Indianapolis or Austin more expensive?

Austin is more expensive overall. A single person needs approximately $3,076/mo in Indianapolis, Indiana and $3,706/mo in Austin, Texas, a difference of about 20%.

What is the rent difference between Indianapolis and Austin?

Average one-bedroom rent in Indianapolis, Indiana is $1,097/mo versus $1,650/mo in Austin, Texas. Austin is approximately $553 (50%) more expensive for a one-bedroom apartment.

Which has higher income, Indianapolis or Austin?

Austin has the higher average household income. Indianapolis households earn approximately $63,450 per year; Austin households earn approximately $97,169 per year.

More on Indianapolis and Austin

Read full profiles for either area, or pick a different pair to compare.

Indianapolis profile Austin profile Compare different areas

About this data

Figures come from official U.S. government sources including the Census Bureau (ACS), HUD Fair Market Rents, and the Energy Information Administration. See our methodology for details.