Side-by-side comparison

Indianapolis vs San Jose

Cost of living comparison for Indianapolis, Indiana and San Jose, California.

Bottom line

San Jose is approximately 89% more expensive than Indianapolis. A single person needs about $5,823/mo in San Jose versus $3,076/mo in Indianapolis.

Rent in Indianapolis vs San Jose

HUD Fair Market Rents by bedroom count.

Indianapolis · Studio

$955

San Jose · Studio

$2,608

San Jose is $1,653 (173%) higher than Indianapolis

Indianapolis · 1 bedroom

$1,097

San Jose · 1 bedroom

$2,975

San Jose is $1,878 (171%) higher than Indianapolis

Indianapolis · 2 bedroom

$1,283

San Jose · 2 bedroom

$3,446

San Jose is $2,163 (169%) higher than Indianapolis

Indianapolis · 3 bedroom

$1,669

San Jose · 3 bedroom

$4,477

San Jose is $2,808 (168%) higher than Indianapolis

Income & earnings in Indianapolis vs San Jose

Annual figures from Census ACS.

Indianapolis · Household income

$63,450

San Jose · Household income

$159,674

San Jose is $96,224 (152%) higher than Indianapolis

Indianapolis · Individual earnings

$41,112

San Jose · Individual earnings

$74,030

San Jose is $32,918 (80%) higher than Indianapolis

Indianapolis · Per capita

$36,355

San Jose · Per capita

$77,018

San Jose is $40,663 (112%) higher than Indianapolis

Home values in Indianapolis vs San Jose

Average values and property tax.

Indianapolis · Average home value

$207,000

San Jose · Average home value

$1,382,800

San Jose is $1,175,800 (568%) higher than Indianapolis

Indianapolis · Annual property tax

$1,923

San Jose · Annual property tax

$9,766

San Jose is $7,843 (408%) higher than Indianapolis

Energy in Indianapolis vs San Jose

Estimated monthly electricity and gas.

Indianapolis · Monthly electricity

$142

San Jose · Monthly electricity

$167

San Jose is $25 (18%) higher than Indianapolis

Indianapolis · Monthly gas

$57

San Jose · Monthly gas

$50

Indianapolis is $7 (14%) higher than San Jose

Indianapolis · Annual total

$2,388

San Jose · Annual total

$2,604

San Jose is $216 (9%) higher than Indianapolis

Healthcare in Indianapolis vs San Jose

Marketplace premium estimates and coverage rate.

Indianapolis · Individual premium

$480

San Jose · Individual premium

$480

Indianapolis and San Jose are about the same

Indianapolis · Family premium

$1,350

San Jose · Family premium

$1,350

Indianapolis and San Jose are about the same

Indianapolis · Uninsured rate

9.0%

San Jose · Uninsured rate

4.0%

Indianapolis is 5.0% (125%) higher than San Jose

Taxes in Indianapolis vs San Jose

State income and sales tax.

Indianapolis · State income tax

3.0%

San Jose · State income tax

13.3%

San Jose is 10.3% (336%) higher than Indianapolis

Indianapolis · State sales tax

7.0%

San Jose · State sales tax

7.3%

San Jose is 0.3% (4%) higher than Indianapolis

Indianapolis · Combined sales tax

7.0%

San Jose · Combined sales tax

8.8%

San Jose is 1.8% (26%) higher than Indianapolis

Transportation in Indianapolis vs San Jose

Commute time and travel modes.

Indianapolis · Average commute

24.2 min

San Jose · Average commute

27.0 min

San Jose is 2.8 min (12%) higher than Indianapolis

Indianapolis · Drive alone

73.8%

San Jose · Drive alone

61.7%

Indianapolis is 12.1% (20%) higher than San Jose

Indianapolis · Public transit

1.3%

San Jose · Public transit

2.7%

San Jose is 1.4% (108%) higher than Indianapolis

Monthly cost estimates in Indianapolis vs San Jose

All categories combined.

Indianapolis · Single person

$3,076

San Jose · Single person

$5,823

San Jose is $2,747 (89%) higher than Indianapolis

Indianapolis · Couple

$4,262

San Jose · Couple

$9,192

San Jose is $4,930 (116%) higher than Indianapolis

Indianapolis · Family

$6,776

San Jose · Family

$12,430

San Jose is $5,654 (83%) higher than Indianapolis

Frequently asked questions

Common questions comparing Indianapolis and San Jose.

Is Indianapolis or San Jose more expensive?

San Jose is more expensive overall. A single person needs approximately $3,076/mo in Indianapolis, Indiana and $5,823/mo in San Jose, California, a difference of about 89%.

What is the rent difference between Indianapolis and San Jose?

Average one-bedroom rent in Indianapolis, Indiana is $1,097/mo versus $2,975/mo in San Jose, California. San Jose is approximately $1,878 (171%) more expensive for a one-bedroom apartment.

Which has higher income, Indianapolis or San Jose?

San Jose has the higher average household income. Indianapolis households earn approximately $63,450 per year; San Jose households earn approximately $159,674 per year.

More on Indianapolis and San Jose

Read full profiles for either area, or pick a different pair to compare.

Indianapolis profile San Jose profile Compare different areas

About this data

Figures come from official U.S. government sources including the Census Bureau (ACS), HUD Fair Market Rents, and the Energy Information Administration. See our methodology for details.