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Side-by-side comparison

Indianapolis vs San Diego

Cost of living comparison for Indianapolis, Indiana and San Diego, California.

Bottom line

San Diego is approximately 47% more expensive than Indianapolis. A single person needs about $4,511/mo in San Diego versus $3,076/mo in Indianapolis.

Rent in Indianapolis vs San Diego

HUD Fair Market Rents by bedroom count.

Indianapolis · Studio
$955
San Diego · Studio
$2,145
San Diego is $1,190 (125%) higher than Indianapolis
Indianapolis · 1 bedroom
$1,097
San Diego · 1 bedroom
$2,328
San Diego is $1,231 (112%) higher than Indianapolis
Indianapolis · 2 bedroom
$1,283
San Diego · 2 bedroom
$2,881
San Diego is $1,598 (125%) higher than Indianapolis
Indianapolis · 3 bedroom
$1,669
San Diego · 3 bedroom
$3,852
San Diego is $2,183 (131%) higher than Indianapolis

Income & earnings in Indianapolis vs San Diego

Annual figures from Census ACS.

Indianapolis · Household income
$63,450
San Diego · Household income
$102,285
San Diego is $38,835 (61%) higher than Indianapolis
Indianapolis · Individual earnings
$41,112
San Diego · Individual earnings
$49,552
San Diego is $8,440 (21%) higher than Indianapolis
Indianapolis · Per capita
$36,355
San Diego · Per capita
$49,891
San Diego is $13,536 (37%) higher than Indianapolis

Home values in Indianapolis vs San Diego

Average values and property tax.

Indianapolis · Average home value
$207,000
San Diego · Average home value
$791,600
San Diego is $584,600 (282%) higher than Indianapolis
Indianapolis · Annual property tax
$1,923
San Diego · Annual property tax
$5,542
San Diego is $3,619 (188%) higher than Indianapolis

Energy in Indianapolis vs San Diego

Estimated monthly electricity and gas.

Indianapolis · Monthly electricity
$142
San Diego · Monthly electricity
$167
San Diego is $25 (18%) higher than Indianapolis
Indianapolis · Monthly gas
$57
San Diego · Monthly gas
$50
Indianapolis is $7 (14%) higher than San Diego
Indianapolis · Annual total
$2,388
San Diego · Annual total
$2,604
San Diego is $216 (9%) higher than Indianapolis

Healthcare in Indianapolis vs San Diego

Marketplace premium estimates and coverage rate.

Indianapolis · Individual premium
$480
San Diego · Individual premium
$480
Indianapolis and San Diego are about the same
Indianapolis · Family premium
$1,350
San Diego · Family premium
$1,350
Indianapolis and San Diego are about the same
Indianapolis · Uninsured rate
9.0%
San Diego · Uninsured rate
6.8%
Indianapolis is 2.2% (32%) higher than San Diego

Taxes in Indianapolis vs San Diego

State income and sales tax.

Indianapolis · State income tax
3.0%
San Diego · State income tax
13.3%
San Diego is 10.3% (336%) higher than Indianapolis
Indianapolis · State sales tax
7.0%
San Diego · State sales tax
7.3%
San Diego is 0.3% (4%) higher than Indianapolis
Indianapolis · Combined sales tax
7.0%
San Diego · Combined sales tax
8.8%
San Diego is 1.8% (26%) higher than Indianapolis

Transportation in Indianapolis vs San Diego

Commute time and travel modes.

Indianapolis · Average commute
24.2 min
San Diego · Average commute
25.9 min
San Diego is 1.7 min (7%) higher than Indianapolis
Indianapolis · Drive alone
73.8%
San Diego · Drive alone
67.6%
Indianapolis is 6.2% (9%) higher than San Diego
Indianapolis · Public transit
1.3%
San Diego · Public transit
2.2%
San Diego is 0.9% (69%) higher than Indianapolis

Monthly cost estimates in Indianapolis vs San Diego

All categories combined.

Indianapolis · Single person
$3,076
San Diego · Single person
$4,511
San Diego is $1,435 (47%) higher than Indianapolis
Indianapolis · Couple
$4,262
San Diego · Couple
$6,941
San Diego is $2,679 (63%) higher than Indianapolis
Indianapolis · Family
$6,776
San Diego · Family
$10,119
San Diego is $3,343 (49%) higher than Indianapolis

Frequently asked questions

Common questions comparing Indianapolis and San Diego.

Is Indianapolis or San Diego more expensive?

San Diego is more expensive overall. A single person needs approximately $3,076/mo in Indianapolis, Indiana and $4,511/mo in San Diego, California, a difference of about 47%.

What is the rent difference between Indianapolis and San Diego?

Average one-bedroom rent in Indianapolis, Indiana is $1,097/mo versus $2,328/mo in San Diego, California. San Diego is approximately $1,231 (112%) more expensive for a one-bedroom apartment.

Which has higher income, Indianapolis or San Diego?

San Diego has the higher average household income. Indianapolis households earn approximately $63,450 per year; San Diego households earn approximately $102,285 per year.

More on Indianapolis and San Diego

Read full profiles for either area, or pick a different pair to compare.

About this data

Figures come from official U.S. government sources including the Census Bureau (ACS), HUD Fair Market Rents, and the Energy Information Administration. See our methodology for details.