Side-by-side comparison

Indianapolis vs Cambridge

Cost of living comparison for Indianapolis, Indiana and Cambridge, Massachusetts.

Bottom line

Cambridge is approximately 43% more expensive than Indianapolis. A single person needs about $4,391/mo in Cambridge versus $3,076/mo in Indianapolis.

Rent in Indianapolis vs Cambridge

HUD Fair Market Rents by bedroom count.

Indianapolis · Studio

$955

Cambridge · Studio

$1,669

Cambridge is $714 (75%) higher than Indianapolis

Indianapolis · 1 bedroom

$1,097

Cambridge · 1 bedroom

$1,745

Cambridge is $648 (59%) higher than Indianapolis

Indianapolis · 2 bedroom

$1,283

Cambridge · 2 bedroom

$2,269

Cambridge is $986 (77%) higher than Indianapolis

Indianapolis · 3 bedroom

$1,669

Cambridge · 3 bedroom

$2,504

Cambridge is $835 (50%) higher than Indianapolis

Income & earnings in Indianapolis vs Cambridge

Annual figures from Census ACS.

Indianapolis · Household income

$63,450

Cambridge · Household income

$126,779

Cambridge is $63,329 (100%) higher than Indianapolis

Indianapolis · Individual earnings

$41,112

Cambridge · Individual earnings

$66,124

Cambridge is $25,012 (61%) higher than Indianapolis

Indianapolis · Per capita

$36,355

Cambridge · Per capita

$67,471

Cambridge is $31,116 (86%) higher than Indianapolis

Home values in Indianapolis vs Cambridge

Average values and property tax.

Indianapolis · Average home value

$207,000

Cambridge · Average home value

$687,200

Cambridge is $480,200 (232%) higher than Indianapolis

Indianapolis · Annual property tax

$1,923

Cambridge · Annual property tax

$7,240

Cambridge is $5,317 (276%) higher than Indianapolis

Energy in Indianapolis vs Cambridge

Estimated monthly electricity and gas.

Indianapolis · Monthly electricity

$142

Cambridge · Monthly electricity

$172

Cambridge is $30 (21%) higher than Indianapolis

Indianapolis · Monthly gas

$57

Cambridge · Monthly gas

$74

Cambridge is $17 (30%) higher than Indianapolis

Indianapolis · Annual total

$2,388

Cambridge · Annual total

$2,952

Cambridge is $564 (24%) higher than Indianapolis

Healthcare in Indianapolis vs Cambridge

Marketplace premium estimates and coverage rate.

Indianapolis · Individual premium

$480

Cambridge · Individual premium

$480

Indianapolis and Cambridge are about the same

Indianapolis · Family premium

$1,350

Cambridge · Family premium

$1,350

Indianapolis and Cambridge are about the same

Indianapolis · Uninsured rate

9.0%

Cambridge · Uninsured rate

2.4%

Indianapolis is 6.6% (275%) higher than Cambridge

Taxes in Indianapolis vs Cambridge

State income and sales tax.

Indianapolis · State income tax

3.0%

Cambridge · State income tax

5.0%

Cambridge is 2.0% (64%) higher than Indianapolis

Indianapolis · State sales tax

7.0%

Cambridge · State sales tax

6.3%

Indianapolis is 0.8% (12%) higher than Cambridge

Indianapolis · Combined sales tax

7.0%

Cambridge · Combined sales tax

6.3%

Indianapolis is 0.8% (12%) higher than Cambridge

Transportation in Indianapolis vs Cambridge

Commute time and travel modes.

Indianapolis · Average commute

24.2 min

Cambridge · Average commute

30.0 min

Cambridge is 5.8 min (24%) higher than Indianapolis

Indianapolis · Drive alone

73.8%

Cambridge · Drive alone

56.0%

Indianapolis is 17.8% (32%) higher than Cambridge

Indianapolis · Public transit

1.3%

Cambridge · Public transit

8.0%

Cambridge is 6.7% (515%) higher than Indianapolis

Monthly cost estimates in Indianapolis vs Cambridge

All categories combined.

Indianapolis · Single person

$3,076

Cambridge · Single person

$4,391

Cambridge is $1,315 (43%) higher than Indianapolis

Indianapolis · Couple

$4,262

Cambridge · Couple

$6,782

Cambridge is $2,520 (59%) higher than Indianapolis

Indianapolis · Family

$6,776

Cambridge · Family

$9,217

Cambridge is $2,441 (36%) higher than Indianapolis

Frequently asked questions

Common questions comparing Indianapolis and Cambridge.

Is Indianapolis or Cambridge more expensive?

Cambridge is more expensive overall. A single person needs approximately $3,076/mo in Indianapolis, Indiana and $4,391/mo in Cambridge, Massachusetts, a difference of about 43%.

What is the rent difference between Indianapolis and Cambridge?

Average one-bedroom rent in Indianapolis, Indiana is $1,097/mo versus $1,745/mo in Cambridge, Massachusetts. Cambridge is approximately $648 (59%) more expensive for a one-bedroom apartment.

Which has higher income, Indianapolis or Cambridge?

Cambridge has the higher average household income. Indianapolis households earn approximately $63,450 per year; Cambridge households earn approximately $126,779 per year.

More on Indianapolis and Cambridge

Read full profiles for either area, or pick a different pair to compare.

Indianapolis profile Cambridge profile Compare different areas

About this data

Figures come from official U.S. government sources including the Census Bureau (ACS), HUD Fair Market Rents, and the Energy Information Administration. See our methodology for details.