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Side-by-side comparison

Phoenix vs San Diego

Cost of living comparison for Phoenix, Arizona and San Diego, California.

Bottom line

San Diego is approximately 22% more expensive than Phoenix. A single person needs about $4,511/mo in San Diego versus $3,694/mo in Phoenix.

Rent in Phoenix vs San Diego

HUD Fair Market Rents by bedroom count.

Phoenix · Studio
$1,530
San Diego · Studio
$2,145
San Diego is $615 (40%) higher than Phoenix
Phoenix · 1 bedroom
$1,679
San Diego · 1 bedroom
$2,328
San Diego is $649 (39%) higher than Phoenix
Phoenix · 2 bedroom
$1,950
San Diego · 2 bedroom
$2,881
San Diego is $931 (48%) higher than Phoenix
Phoenix · 3 bedroom
$2,624
San Diego · 3 bedroom
$3,852
San Diego is $1,228 (47%) higher than Phoenix

Income & earnings in Phoenix vs San Diego

Annual figures from Census ACS.

Phoenix · Household income
$85,518
San Diego · Household income
$102,285
San Diego is $16,767 (20%) higher than Phoenix
Phoenix · Individual earnings
$46,640
San Diego · Individual earnings
$49,552
San Diego is $2,912 (6%) higher than Phoenix
Phoenix · Per capita
$44,210
San Diego · Per capita
$49,891
San Diego is $5,681 (13%) higher than Phoenix

Home values in Phoenix vs San Diego

Average values and property tax.

Phoenix · Average home value
$414,700
San Diego · Average home value
$791,600
San Diego is $376,900 (91%) higher than Phoenix
Phoenix · Annual property tax
$1,965
San Diego · Annual property tax
$5,542
San Diego is $3,577 (182%) higher than Phoenix

Energy in Phoenix vs San Diego

Estimated monthly electricity and gas.

Phoenix · Monthly electricity
$150
San Diego · Monthly electricity
$167
San Diego is $17 (11%) higher than Phoenix
Phoenix · Monthly gas
$39
San Diego · Monthly gas
$50
San Diego is $11 (28%) higher than Phoenix
Phoenix · Annual total
$2,268
San Diego · Annual total
$2,604
San Diego is $336 (15%) higher than Phoenix

Healthcare in Phoenix vs San Diego

Marketplace premium estimates and coverage rate.

Phoenix · Individual premium
$480
San Diego · Individual premium
$480
Phoenix and San Diego are about the same
Phoenix · Family premium
$1,350
San Diego · Family premium
$1,350
Phoenix and San Diego are about the same
Phoenix · Uninsured rate
10.7%
San Diego · Uninsured rate
6.8%
Phoenix is 3.9% (57%) higher than San Diego

Taxes in Phoenix vs San Diego

State income and sales tax.

Phoenix · State income tax
2.5%
San Diego · State income tax
13.3%
San Diego is 10.8% (432%) higher than Phoenix
Phoenix · State sales tax
5.6%
San Diego · State sales tax
7.3%
San Diego is 1.7% (29%) higher than Phoenix
Phoenix · Combined sales tax
8.4%
San Diego · Combined sales tax
8.8%
San Diego is 0.5% (6%) higher than Phoenix

Transportation in Phoenix vs San Diego

Commute time and travel modes.

Phoenix · Average commute
26.1 min
San Diego · Average commute
25.9 min
Phoenix is 0.2 min (1%) higher than San Diego
Phoenix · Drive alone
66.6%
San Diego · Drive alone
67.6%
San Diego is 1.0% (2%) higher than Phoenix
Phoenix · Public transit
1.3%
San Diego · Public transit
2.2%
San Diego is 0.9% (69%) higher than Phoenix

Monthly cost estimates in Phoenix vs San Diego

All categories combined.

Phoenix · Single person
$3,694
San Diego · Single person
$4,511
San Diego is $817 (22%) higher than Phoenix
Phoenix · Couple
$5,274
San Diego · Couple
$6,941
San Diego is $1,667 (32%) higher than Phoenix
Phoenix · Family
$8,098
San Diego · Family
$10,119
San Diego is $2,021 (25%) higher than Phoenix

Frequently asked questions

Common questions comparing Phoenix and San Diego.

Is Phoenix or San Diego more expensive?

San Diego is more expensive overall. A single person needs approximately $3,694/mo in Phoenix, Arizona and $4,511/mo in San Diego, California, a difference of about 22%.

What is the rent difference between Phoenix and San Diego?

Average one-bedroom rent in Phoenix, Arizona is $1,679/mo versus $2,328/mo in San Diego, California. San Diego is approximately $649 (39%) more expensive for a one-bedroom apartment.

Which has higher income, Phoenix or San Diego?

San Diego has the higher average household income. Phoenix households earn approximately $85,518 per year; San Diego households earn approximately $102,285 per year.

More on Phoenix and San Diego

Read full profiles for either area, or pick a different pair to compare.

About this data

Figures come from official U.S. government sources including the Census Bureau (ACS), HUD Fair Market Rents, and the Energy Information Administration. See our methodology for details.