Side-by-side comparison

Phoenix vs Charlotte

Cost of living comparison for Phoenix, Arizona and Charlotte, North Carolina.

Bottom line

Charlotte is approximately 2% more expensive than Phoenix. A single person needs about $3,767/mo in Charlotte versus $3,694/mo in Phoenix.

Rent in Phoenix vs Charlotte

HUD Fair Market Rents by bedroom count.

Phoenix · Studio

$1,530

Charlotte · Studio

$1,586

Charlotte is $56 (4%) higher than Phoenix

Phoenix · 1 bedroom

$1,679

Charlotte · 1 bedroom

$1,647

Phoenix is $32 (2%) higher than Charlotte

Phoenix · 2 bedroom

$1,950

Charlotte · 2 bedroom

$1,824

Phoenix is $126 (7%) higher than Charlotte

Phoenix · 3 bedroom

$2,624

Charlotte · 3 bedroom

$2,250

Phoenix is $374 (17%) higher than Charlotte

Income & earnings in Phoenix vs Charlotte

Annual figures from Census ACS.

Phoenix · Household income

$85,518

Charlotte · Household income

$83,765

Phoenix is $1,753 (2%) higher than Charlotte

Phoenix · Individual earnings

$46,640

Charlotte · Individual earnings

$48,997

Charlotte is $2,357 (5%) higher than Phoenix

Phoenix · Per capita

$44,210

Charlotte · Per capita

$51,490

Charlotte is $7,280 (16%) higher than Phoenix

Home values in Phoenix vs Charlotte

Average values and property tax.

Phoenix · Average home value

$414,700

Charlotte · Average home value

$371,200

Phoenix is $43,500 (12%) higher than Charlotte

Phoenix · Annual property tax

$1,965

Charlotte · Annual property tax

$2,780

Charlotte is $815 (41%) higher than Phoenix

Energy in Phoenix vs Charlotte

Estimated monthly electricity and gas.

Phoenix · Monthly electricity

$150

Charlotte · Monthly electricity

$147

Phoenix is $3 (2%) higher than Charlotte

Phoenix · Monthly gas

$39

Charlotte · Monthly gas

$40

Charlotte is $1 (3%) higher than Phoenix

Phoenix · Annual total

$2,268

Charlotte · Annual total

$2,244

Phoenix is $24 (1%) higher than Charlotte

Healthcare in Phoenix vs Charlotte

Marketplace premium estimates and coverage rate.

Phoenix · Individual premium

$480

Charlotte · Individual premium

$480

Phoenix and Charlotte are about the same

Phoenix · Family premium

$1,350

Charlotte · Family premium

$1,350

Phoenix and Charlotte are about the same

Phoenix · Uninsured rate

10.7%

Charlotte · Uninsured rate

11.6%

Charlotte is 0.9% (8%) higher than Phoenix

Taxes in Phoenix vs Charlotte

State income and sales tax.

Phoenix · State income tax

2.5%

Charlotte · State income tax

4.5%

Charlotte is 2.0% (80%) higher than Phoenix

Phoenix · State sales tax

5.6%

Charlotte · State sales tax

4.8%

Phoenix is 0.8% (18%) higher than Charlotte

Phoenix · Combined sales tax

8.4%

Charlotte · Combined sales tax

7.0%

Phoenix is 1.4% (20%) higher than Charlotte

Transportation in Phoenix vs Charlotte

Commute time and travel modes.

Phoenix · Average commute

26.1 min

Charlotte · Average commute

25.4 min

Phoenix is 0.7 min (3%) higher than Charlotte

Phoenix · Drive alone

66.6%

Charlotte · Drive alone

61.9%

Phoenix is 4.7% (8%) higher than Charlotte

Phoenix · Public transit

1.3%

Charlotte · Public transit

1.9%

Charlotte is 0.6% (46%) higher than Phoenix

Monthly cost estimates in Phoenix vs Charlotte

All categories combined.

Phoenix · Single person

$3,694

Charlotte · Single person

$3,767

Charlotte is $73 (2%) higher than Phoenix

Phoenix · Couple

$5,274

Charlotte · Couple

$5,224

Phoenix is $50 (1%) higher than Charlotte

Phoenix · Family

$8,098

Charlotte · Family

$7,782

Phoenix is $316 (4%) higher than Charlotte

Frequently asked questions

Common questions comparing Phoenix and Charlotte.

Is Phoenix or Charlotte more expensive?

Charlotte is more expensive overall. A single person needs approximately $3,694/mo in Phoenix, Arizona and $3,767/mo in Charlotte, North Carolina, a difference of about 2%.

What is the rent difference between Phoenix and Charlotte?

Average one-bedroom rent in Phoenix, Arizona is $1,679/mo versus $1,647/mo in Charlotte, North Carolina. Phoenix is approximately $32 (2%) more expensive for a one-bedroom apartment.

Which has higher income, Phoenix or Charlotte?

Phoenix has the higher average household income. Phoenix households earn approximately $85,518 per year; Charlotte households earn approximately $83,765 per year.

More on Phoenix and Charlotte

Read full profiles for either area, or pick a different pair to compare.

Phoenix profile Charlotte profile Compare different areas

About this data

Figures come from official U.S. government sources including the Census Bureau (ACS), HUD Fair Market Rents, and the Energy Information Administration. See our methodology for details.