Side-by-side comparison

Phoenix vs Indianapolis

Cost of living comparison for Phoenix, Arizona and Indianapolis, Indiana.

Bottom line

Phoenix is approximately 20% more expensive than Indianapolis. A single person needs about $3,694/mo in Phoenix versus $3,076/mo in Indianapolis.

Rent in Phoenix vs Indianapolis

HUD Fair Market Rents by bedroom count.

Phoenix · Studio

$1,530

Indianapolis · Studio

$955

Phoenix is $575 (60%) higher than Indianapolis

Phoenix · 1 bedroom

$1,679

Indianapolis · 1 bedroom

$1,097

Phoenix is $582 (53%) higher than Indianapolis

Phoenix · 2 bedroom

$1,950

Indianapolis · 2 bedroom

$1,283

Phoenix is $667 (52%) higher than Indianapolis

Phoenix · 3 bedroom

$2,624

Indianapolis · 3 bedroom

$1,669

Phoenix is $955 (57%) higher than Indianapolis

Income & earnings in Phoenix vs Indianapolis

Annual figures from Census ACS.

Phoenix · Household income

$85,518

Indianapolis · Household income

$63,450

Phoenix is $22,068 (35%) higher than Indianapolis

Phoenix · Individual earnings

$46,640

Indianapolis · Individual earnings

$41,112

Phoenix is $5,528 (13%) higher than Indianapolis

Phoenix · Per capita

$44,210

Indianapolis · Per capita

$36,355

Phoenix is $7,855 (22%) higher than Indianapolis

Home values in Phoenix vs Indianapolis

Average values and property tax.

Phoenix · Average home value

$414,700

Indianapolis · Average home value

$207,000

Phoenix is $207,700 (100%) higher than Indianapolis

Phoenix · Annual property tax

$1,965

Indianapolis · Annual property tax

$1,923

Phoenix is $42 (2%) higher than Indianapolis

Energy in Phoenix vs Indianapolis

Estimated monthly electricity and gas.

Phoenix · Monthly electricity

$150

Indianapolis · Monthly electricity

$142

Phoenix is $8 (6%) higher than Indianapolis

Phoenix · Monthly gas

$39

Indianapolis · Monthly gas

$57

Indianapolis is $18 (46%) higher than Phoenix

Phoenix · Annual total

$2,268

Indianapolis · Annual total

$2,388

Indianapolis is $120 (5%) higher than Phoenix

Healthcare in Phoenix vs Indianapolis

Marketplace premium estimates and coverage rate.

Phoenix · Individual premium

$480

Indianapolis · Individual premium

$480

Phoenix and Indianapolis are about the same

Phoenix · Family premium

$1,350

Indianapolis · Family premium

$1,350

Phoenix and Indianapolis are about the same

Phoenix · Uninsured rate

10.7%

Indianapolis · Uninsured rate

9.0%

Phoenix is 1.7% (19%) higher than Indianapolis

Taxes in Phoenix vs Indianapolis

State income and sales tax.

Phoenix · State income tax

2.5%

Indianapolis · State income tax

3.0%

Indianapolis is 0.5% (22%) higher than Phoenix

Phoenix · State sales tax

5.6%

Indianapolis · State sales tax

7.0%

Indianapolis is 1.4% (25%) higher than Phoenix

Phoenix · Combined sales tax

8.4%

Indianapolis · Combined sales tax

7.0%

Phoenix is 1.4% (20%) higher than Indianapolis

Transportation in Phoenix vs Indianapolis

Commute time and travel modes.

Phoenix · Average commute

26.1 min

Indianapolis · Average commute

24.2 min

Phoenix is 1.9 min (8%) higher than Indianapolis

Phoenix · Drive alone

66.6%

Indianapolis · Drive alone

73.8%

Indianapolis is 7.2% (11%) higher than Phoenix

Phoenix · Public transit

1.3%

Indianapolis · Public transit

1.3%

Phoenix and Indianapolis are about the same

Monthly cost estimates in Phoenix vs Indianapolis

All categories combined.

Phoenix · Single person

$3,694

Indianapolis · Single person

$3,076

Phoenix is $618 (20%) higher than Indianapolis

Phoenix · Couple

$5,274

Indianapolis · Couple

$4,262

Phoenix is $1,012 (24%) higher than Indianapolis

Phoenix · Family

$8,098

Indianapolis · Family

$6,776

Phoenix is $1,322 (20%) higher than Indianapolis

Frequently asked questions

Common questions comparing Phoenix and Indianapolis.

Is Phoenix or Indianapolis more expensive?

Phoenix is more expensive overall. A single person needs approximately $3,694/mo in Phoenix, Arizona and $3,076/mo in Indianapolis, Indiana, a difference of about 20%.

What is the rent difference between Phoenix and Indianapolis?

Average one-bedroom rent in Phoenix, Arizona is $1,679/mo versus $1,097/mo in Indianapolis, Indiana. Phoenix is approximately $582 (53%) more expensive for a one-bedroom apartment.

Which has higher income, Phoenix or Indianapolis?

Phoenix has the higher average household income. Phoenix households earn approximately $85,518 per year; Indianapolis households earn approximately $63,450 per year.

More on Phoenix and Indianapolis

Read full profiles for either area, or pick a different pair to compare.

Phoenix profile Indianapolis profile Compare different areas

About this data

Figures come from official U.S. government sources including the Census Bureau (ACS), HUD Fair Market Rents, and the Energy Information Administration. See our methodology for details.