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Side-by-side comparison

Chicago vs San Diego

Cost of living comparison for Chicago, Illinois and San Diego, California.

Bottom line

San Diego is approximately 22% more expensive than Chicago. A single person needs about $4,511/mo in San Diego versus $3,707/mo in Chicago.

Rent in Chicago vs San Diego

HUD Fair Market Rents by bedroom count.

Chicago · Studio
$1,458
San Diego · Studio
$2,145
San Diego is $687 (47%) higher than Chicago
Chicago · 1 bedroom
$1,560
San Diego · 1 bedroom
$2,328
San Diego is $768 (49%) higher than Chicago
Chicago · 2 bedroom
$1,761
San Diego · 2 bedroom
$2,881
San Diego is $1,120 (64%) higher than Chicago
Chicago · 3 bedroom
$2,262
San Diego · 3 bedroom
$3,852
San Diego is $1,590 (70%) higher than Chicago

Income & earnings in Chicago vs San Diego

Annual figures from Census ACS.

Chicago · Household income
$81,797
San Diego · Household income
$102,285
San Diego is $20,488 (25%) higher than Chicago
Chicago · Individual earnings
$49,298
San Diego · Individual earnings
$49,552
San Diego is $254 (1%) higher than Chicago
Chicago · Per capita
$47,801
San Diego · Per capita
$49,891
San Diego is $2,090 (4%) higher than Chicago

Home values in Chicago vs San Diego

Average values and property tax.

Chicago · Average home value
$305,200
San Diego · Average home value
$791,600
San Diego is $486,400 (159%) higher than Chicago
Chicago · Annual property tax
$6,053
San Diego · Annual property tax
$5,542
Chicago is $511 (9%) higher than San Diego

Energy in Chicago vs San Diego

Estimated monthly electricity and gas.

Chicago · Monthly electricity
$116
San Diego · Monthly electricity
$167
San Diego is $51 (44%) higher than Chicago
Chicago · Monthly gas
$61
San Diego · Monthly gas
$50
Chicago is $11 (22%) higher than San Diego
Chicago · Annual total
$2,124
San Diego · Annual total
$2,604
San Diego is $480 (23%) higher than Chicago

Healthcare in Chicago vs San Diego

Marketplace premium estimates and coverage rate.

Chicago · Individual premium
$480
San Diego · Individual premium
$480
Chicago and San Diego are about the same
Chicago · Family premium
$1,350
San Diego · Family premium
$1,350
Chicago and San Diego are about the same
Chicago · Uninsured rate
9.0%
San Diego · Uninsured rate
6.8%
Chicago is 2.2% (32%) higher than San Diego

Taxes in Chicago vs San Diego

State income and sales tax.

Chicago · State income tax
5.0%
San Diego · State income tax
13.3%
San Diego is 8.4% (169%) higher than Chicago
Chicago · State sales tax
6.3%
San Diego · State sales tax
7.3%
San Diego is 1.0% (16%) higher than Chicago
Chicago · Combined sales tax
8.8%
San Diego · Combined sales tax
8.8%
San Diego is 0.0% (0%) higher than Chicago

Transportation in Chicago vs San Diego

Commute time and travel modes.

Chicago · Average commute
31.9 min
San Diego · Average commute
25.9 min
Chicago is 6.0 min (23%) higher than San Diego
Chicago · Drive alone
56.2%
San Diego · Drive alone
67.6%
San Diego is 11.4% (20%) higher than Chicago
Chicago · Public transit
13.0%
San Diego · Public transit
2.2%
Chicago is 10.8% (491%) higher than San Diego

Monthly cost estimates in Chicago vs San Diego

All categories combined.

Chicago · Single person
$3,707
San Diego · Single person
$4,511
San Diego is $804 (22%) higher than Chicago
Chicago · Couple
$5,165
San Diego · Couple
$6,941
San Diego is $1,776 (34%) higher than Chicago
Chicago · Family
$7,811
San Diego · Family
$10,119
San Diego is $2,308 (30%) higher than Chicago

Frequently asked questions

Common questions comparing Chicago and San Diego.

Is Chicago or San Diego more expensive?

San Diego is more expensive overall. A single person needs approximately $3,707/mo in Chicago, Illinois and $4,511/mo in San Diego, California, a difference of about 22%.

What is the rent difference between Chicago and San Diego?

Average one-bedroom rent in Chicago, Illinois is $1,560/mo versus $2,328/mo in San Diego, California. San Diego is approximately $768 (49%) more expensive for a one-bedroom apartment.

Which has higher income, Chicago or San Diego?

San Diego has the higher average household income. Chicago households earn approximately $81,797 per year; San Diego households earn approximately $102,285 per year.

More on Chicago and San Diego

Read full profiles for either area, or pick a different pair to compare.

About this data

Figures come from official U.S. government sources including the Census Bureau (ACS), HUD Fair Market Rents, and the Energy Information Administration. See our methodology for details.